MTG Advisory

26/05/2022

#债务合拼 （Debt Consolidation) 并不是债务重组 (Debt Restructuring) ！

债务重组通常是为了解决 AKPK，是当我们走投无路才去申请，申请了过后会影响我们 CTOS CCRIS 导致我们短期内很难再申请贷款。
所以债务重组并不是人家所说的申请了供少很多也不会影响你什么的哦。绝对没这回事！

而债务合拼，申请者不一定要等到财务状况出现了问题才去申请。
债务合拼是可以帮助我们把高利息的贷款，比如说信用卡和个人贷款合拼起来转去一间银行分期付款，以达到节省利息和降低每月还款。

我们提供：
✅贷款及债务分析比对
✅免费一对一咨询服务，充分了解并制定最合适您的财务方案
✅实行100%保密制度

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇
——
is not Debt Restructuring!

Debt Restructuring is usually meant to solve AKPK. It is executed as the last resort and after applying, it will affect our CTOS CCRIS and it will be difficult for us to apply for loan in the short term.
So Debt Restructuring is not as rumoured that you will pay much less money for your debt and will not affect anything. Absolutely not!

With Debt Consolidation, applicants do not necessarily have to wait for financial distress to apply.
Debt consolidation can help us combine high-interest loans, such as credit cards and personal loans, and transfer them to a personal loan for instalments with lower interest and reduced monthly repayments.

We provide:
✅Debt analysis and comparison for you
✅Free 1-on-1 consultation to understand your financial situation
✅Your P&C will be 100% abide by confidentiality regulations

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇

26/05/2022

#中小企业贷款 的用处就是为了解决老板们资金周转不来的问题！

政府现在推出了的援助配套，你们可以享有更低的利率 ，而且可以暂缓还期只要符合资格都可以申请。

⭐用这1Mil - 交租金
⭐用这1Mil - 发薪水
⭐用这1Mil - 进新货
⭐用这1Mil - 扩展生意

【All Economics Sectors (AES) Facility】
⚠️所有领域的中小企业都可以申请
⚠️生意扩充、资金周转、投资资金
⚠️利息低至2.65% ，首6个月无需还本金

✅政府中小企业贷款帮助您度过难关
✅免费一对一咨询服务，充分了解并制定最合适您的财务方案
✅实行100%保密管制

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇
——
is one of the best solution for all tauke's cash flow problems!

The government had launch another SME Loan Package with lower rates and even delayed repayment benefits for those eligibles.

⭐Pay rental with the 1Mil
⭐Pay salaries with the 1Mil
⭐Purchase stock with the 1Mil
⭐Expand the business with the 1Mil

【All Economics Sectors (AES) Facility】
⚠️Available for all SME Enterprises
⚠️Business Expansion and Cash Flow
⚠️Interest Rate as low as 2.65%

✅Leverage with SME Loans by the goverment
✅Free 1-on-1 consultation to understand your financial situation
✅Your P&C will be 100% abide by confidentiality regulations

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇

26/05/2022

#房屋贷款 问题烦恼不已？自己也请假跑了很多家银行，WALK IN在银行等上几个小时交资料，结果等了两三个月贷款都被拒绝！

往往资料足够也未必可以申请得到，假如你也有一样的情况可以找我们聊聊。
📌你资料不美？
📌没有EPF？
📌没有薪水单？
📌收入拿现金？
📌白底？
📌Freelancer被拒绝？
📌国外工作？
📌Blacklisted解决了还是申请不到？

✅这些我们都有处理!
✅免费一对一咨询服务，充分了解并制定最合适您的财务方案
✅实行100%保密管制

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇
——
problem is troubling you? Already take leave and went to bank office to queue and wait for hours to submit documents, and being rejected few months afterward？

Bank might not approve you loan despite you had sufficient documents!
If you had following issues:
📌Insufficient Docs
📌No EPF
📌No Payslip
📌Cash Income
📌No Background
📌Freelancer
📌Foreign Employee
📌Blacklist lifted but still rejected

✅We can help on above issues!
✅Free 1-on-1 consultation to understand your financial situation
✅Your P&C will be 100% abide by confidentiality regulations

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇

26/05/2022

Since Bank Negara announced that the overnight policy rate (OPR) will be increased by 25 basis points to 2.00% after its third Monetary Policy Committee (MPC) meeting this year, most bank followed.

If you're unsure about your financial health and what will the OPR affect your on-going loans?

✅We can help to check for your loan status
✅Free 1-on-1 consultation to understand your financial situation
✅Your P&C will be 100% abide by confidentiality regulations

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇
——
大马国家银行已经公布调整 OPR，大部分的银行都会跟随指示并做调整。

您是否知道这样的调整对您的贷款有怎么样的影响？

✅我们可以帮助您了解您的贷款状况
✅免费一对一咨询服务，充分了解并制定最合适您的财务方案
✅实行100%保密管制

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇

Source: https://www.thestar.com.my/business/business-news/2022/05/11/maybank-raises-base-rate-to-2-following-opr-revision

KUALA LUMPUR: Malayan Banking Bhd (Maybank) will revise upwards its base rate (BR) and base lending rate (BLR) by 25 basis points effective May 13.

25/05/2022

of mortgage is a process that allows you to swap your present mortgage with new and better features such as lower interest rates and monthly payments.

Why We Should Refinance:
✅For A Lower Interest Rate/Effective Lending Rates (ELR)
✅Shortened Mortgage Tenure
✅Cash Out To Finance A New Purchase Or Other Needs
✅Debt Consolidation
✅Changing To A Different Mortgage Type

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/

ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇
——
#再融资 允许您将当前的房产贷款换成新的更好功能的新贷款，例：更低的利率。

为什么我们应该再融资：
✅降低利率/有效贷款利率 (ELR)
✅缩短还款期限
✅兑换现金以资助新的购买或其他需求
✅债务合并
✅更改为不同类型的贷款

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/

ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇

25/05/2022

is a crucial process to determine the true value of the property and whether or not to buy it.

✅We provide free Mortgage Valuation Check
✅Free 1-on-1 consultation to understand your financial situation
✅Your P&C will be 100% abide by confidentiality regulations

Click here to do Mortgage Valuation⤵
https://mtgadvisory.com/website-exclusive-additional-services/

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇
——
#房产估价 是评估房产真是价值最重要的程序之一，获得估价后才可判断该房产是否值得购买。

✅我们提供免费房产估价
✅免费一对一咨询服务，充分了解并制定最合适您的财务方案
✅实行100%保密管制

点击以下链接进行房产估价⤵
https://mtgadvisory.com/website-exclusive-additional-services/

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇

25/05/2022

#新手理财 真的很重要！


来源 Source： Melody FM

1.日常生活开销户头 Expenses Account
2.紧急存款户头 Emergency Fund
3.风险管理户头 Risk Management Account
4.财富累积户头 Growth Fund
5.休閒及享受户头 Leisure Expense Account
6.慈善用途户头 Charity Account

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇

https://melody.syok.my/trending/trending/6savingacc?fbclid=IwAR0rAoBiSykeE-fAsWIJncbyYkvAlgZgr2-1XHmJzzK0Va8no1GBRTJm1Cs

我们应养成一个习惯，那就是先为自己存钱，所剩下的才用来供日常生活的衣食住行玩 乐，而不是「到最后有钱剩才存起来，没钱剩就下个月再来」。 所以在我们人生中必须拥有至少6种户头！一起来看看吧！

25/05/2022

#骗子横行 大家一定要谨慎贷款，避免落入骗子圈套！

以下让大家知道骗子的手法：
1⃣ 他们都会说自己是银行的职员，然后就会传他的银行名片给你让你卸下戒心。
2⃣ 问了你的状况后，他会告诉你他一定可以解决你的问题。
3⃣ 他会告诉你在2-3天内你会收到银行的信息说Loan Approve了，收到信息后你要通知他。
4⃣ 他会告诉你现在的最后一步，是需要给他一笔费用。（任何一种：保险费/Deposit/律师费/印花税/一大堆的费用）
5⃣ 只要你给了，他就以更多的理由找你要钱，你会感觉前面已经给了，现在退出的话前面的钱就浪费了的假象，让你继续上钓。

👇骗子的特征:
- 只会通过WhatsApp联系你
- 他的号码是打不通到
- 一直告诉你给了钱你就可以得到贷款
- 不会跟你见面
- Office地址查不到

⚠ 总结: 不要贪小便宜，因为他们开始会用小的数目让你上钩，如果真的需要专业的意见，就该找专业人士，我们可以为您提供专业咨询。（不会事先收取任何费用）

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇
——
is everywhere! We must be careful to not become another victim.

How scammer operates:
1⃣ They will send you their name card and identity themself as bankers.
2⃣ They will over promise you that they will resolve your problem, regardless of the condition.
3⃣ They will inform you that you'll received a message regarding Loan Approve within 2-3 days, and revert back to them.
4⃣ They will tell you that the last step for loan approval is to deposit a fee to them. (Be it either: Insurance/Deposit/Legal/Stamp Duta/any kind of fees)
5⃣ After you've paid the small fee, they will tell you there's another problem and ask for more. This time, you'll feel that if you don't pay them, the previous fee is waste, hence the scam continues.

👇Traits of scammer :
- Only contact you via WhatsApp
- Unable to call through phone number
- Keep telling you the loan will approve after paying the fees
- Never meet up physically
- Office address is not valid

⚠ Conclusion: Never be greedy, if it seem too good to be true, then it is.
If in need of financial consultation, we can provide free professional consulation service. (Without deposits 😊)

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇

https://fb.watch/4iUv5HR13U/

25/05/2022

is an important valuation for your financial health. A bad CCRIS report can prevent your loan from getting approval from banks.

✅We provide free CCRIS report checkup
✅Free 1-on-1 consultation to understand your financial situation
✅Your P&C will be 100% abide by confidentiality regulations

Click here to do CCRIS Checkup⤵
https://mtgadvisory.com/website-exclusive-additional-services/

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇
——

是您财务状况其中一个重要的指标。不好的CCRIS将会导致银行不再批准您的贷款申请！

✅我们提供免费CCRIS检查
✅免费一对一咨询服务，充分了解并制定最合适您的财务方案
✅实行100%保密管制

点击以下链接进行CCRIS检查⤵
https://mtgadvisory.com/website-exclusive-additional-services/

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇

Our Website Exclusive Additional Services free valuation tools can help you to get your financial summary before paying for any services.

25/05/2022

can be the savior for your business!

Benefits to apply with MTG:
✅Free 1-on-1 consultation to understand your financial situation
✅Help you prepare all documents from A-Z
✅Professional financial consultants to secure 100% of funds from banks
✅Get notified approval rate result within 24 hours
✅Your P&C will be 100% abide by confidentiality regulations

MTG Advisory is a licensed financial advisory in alliances with 15+ Malaysia & local-based foreign banks to help secure your funds!
Save your time & energy from all the tedious processes, we will do the work 😌👌🏻
Most importantly, you'll NOT get charged until your fund is 100% secured by us.

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇
——

为您解决生意上的财务困扰！

通过我们MTG申请SME Loan的好处：
✅免费一对一咨询服务，充分了解并制定最合适您的财务方案
✅协助您准备所有申请文件
✅专业财务管道确保100%资金到位
✅24小时内确认贷款状况
✅实行100%保密管制

我们MTG Advisory是一家持牌金融咨询公司，与超过 15 家本地外国银行合作，以帮助确保您的资金安全到位！
我们将为您节省时间和精力，替您完成所有繁琐的过程。😌👌🏻
最重要的是，在您的资金到位之前，您不会被收取任何费用。

ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇

25/05/2022

? We can help!

Do you know why bank ?
► High Loan Amount
► CCRIS Problem
► High Commitment
► Credit Card Over Limit
► Failed Risk Scoring
► Lack of Document
► Foreign Employee

In fact every person can apply for loan from bank, however what the bank demands is rather specific and wrong submissions will lead to rejection.
We can help and solve the above problems and obtain loan approval!

⚠️Important⚠️
❌ Do not falsified document
❌ Do not submit spontaneously and affect client profile
❌ Do not receive Up Front Payment

Please do not hesitate to consult us to provide best and reliable financial solution for you:
ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇
——

想知道银行为何Reject Loan？
其实每个人都能申请贷款!只是每间Bank“想要”的顾客群都不一样，submit错了自然就会Reject。
以下问题我们都能Settle + Approve Loan
► 申请数额大
► 供期不美
► 高负担
► 爆卡
► 风险分数高
► 资料不足
► 新加坡打工者

⚠️注意⚠️
❌ 不做改资料
❌ 不乱submit影响客户Profile
❌ 绝不收取Up Front Payment!!

【 你一定在想 “是不是真的哦” 】
我们的团队都是来自多家银行的EX-Banker并拥有10年以上的经验，懂得如何分析及处理客户的个案，确定可以approve才会submit loan。

欢迎询问，我们会为您分析您的状况及给予解决方案
ᴡʜᴀᴛꜱᴀᴘᴘ: https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ: www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇

25/05/2022

is one of the way to REDUCE financial burden by consolidating repayments under the mortgage or home equity loan.
In the context of personal finance, refinancing multiple debts makes management of the debt easier.
Why refinance:
1⃣ Pay off personal loan (credit card & etc)
2⃣ Lower the interest rate than current mortgage loan
3⃣ Pay off mortgage earlier
4⃣ More money for company cash flow
5⃣ For investment, e.g. To buy another property

ᴡʜᴀᴛꜱᴀᴘᴘ：https://mtgadvisory.wasap.my/
ᴡᴇʙꜱɪᴛᴇ : www.mtgadvisory.com

𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇
——
#债务合并 是通过合并各类贷款或房贷的余款来减轻财务负担的方法之一。
在个人理财的前提下，再融资使得债务管理更加容易轻松。
为什么要再融资：
一、还清个人贷款（信用卡等）
二、贷款利率比目前的贷款更低
三、提前还清房贷
四、更多资金可用于公司现金流
五、用于投资，例如 购买另一处房产

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𝒴𝑜𝓊𝓇 𝑅𝑒𝓁𝒾𝒶𝒷𝓁𝑒 𝒜𝒹𝓋𝒾𝓈𝑜𝓇