HVP Auction & Bulk Purchase Property

HVP Auction & Bulk Purchase Property The only way to get the safest, quickest way to build wealth is though value properties investment.

23/06/2024

For Sale
Flat @ Wangsa Maju
Rental can cover Installment
5 min walking to LRT, Shopping mall, bank, school, restaurants and shop.
Call: 012-255 1829

23/06/2024

Rental > Installment
1. Low Risk
2. Positive Cash Flow
3. No burden
4. Improve DSR

23/06/2024

Rental > Installment
1. Starategy Location
2. Demand > Supplied
3. Properly value is not too high

21/06/2024

Rental higher than installment, is it worth to buy?

28/01/2024

Location! Location! Location!
Most important: Right Price

Happy New Year!
31/12/2023

Happy New Year!

19/07/2023

No matter your intention is invest or own stay, you have to follow the golden rule, Location! Location! Location!

08/07/2023

Most Common Reasons Why Malaysians Have A Bad Credit

1) Late payments:
Payment made after the due date or payment in arrears - credit card bills and loan repayments. While we miss a payment or two because we are busy or we just simply forgot about it, continually missing payments will result in a bad credit record.

Late payments will show on your CCRIS report.

2) AKPK: Restructured loan
Most people would take out a loan to buy a house, a car or start a business. Then there are credit cards, which could lead to people spending more than they can afford. Those who are not able to repay these loans and debts could end up being declared bankrupt.

Bank Negara set up the Agensi Kaunselling dan Pengurusan Kredit (AKPK), to help people manage their debts and restructure the loans, making it easier for people to make repayments.

Once went through AKPK for loan restructuring, it will negatively affect your credit score.

3) If you have defaulted on a loan for more than 90 days, it is considered a non-performing loan. Banks will then put these loans under “special attention account”, which they are in monitoring this account and trying to recover loan.

Once your loan has been put on this special attention account, it will show up on your CCRIS record.

4) Court summons or bankruptcy: Legal action against default loan
If a bank, financial institution or any other creditor (for example a company or a landlord) decides to take legal action against you to recover the money you owed them, it will show up in your credit history.

Any legal cases against you or a declaration of bankruptcy will show up on your CCRIS and CTOS reports.

5) Trade Reference: Outstanding debts with companies
Debts are not limited to those that you owe financial institutions. Some companies that provide services such as telecommunications and utilities will be sent to CTOS if payment failed.

Details such as how much you owe and for how long this amount is owed will be sent to CTOS. This will remain in your record until the outstanding debt has been settled.

House For Sell!Location: Seksyen 1, Wangsa MajuTip top location, 8km to KLCC.Easily access to major highway, Duke, MRR2....
29/06/2023

House For Sell!

Location: Seksyen 1, Wangsa Maju

Tip top location, 8km to KLCC.
Easily access to major highway, Duke, MRR2.
Walking distance to LRT station, shopping mall, shops, banks, school, college, restaurants and etc.

Newly painted, move in condition.

For serious buyer, please contact 012-255 1829 .

Selamat Hari Raya Haji! 🌙✨🕌 Wishing you a blessed and joyous Hari Raya Haji filled with love, harmony, wealthy and cheri...
29/06/2023

Selamat Hari Raya Haji! 🌙✨🕌
Wishing you a blessed and joyous Hari Raya Haji filled with love, harmony, wealthy and cherished moments with your love one's.

15/08/2022

Want
Close to KLCC
Freehold
Below market value
Fully furnish
Free SPA, loan legal, stamp duty, valuever fee
And GRR

08/08/2022

Stamp Duty

Stamp duty - a fee on legal documents such as the instrument of transfer and loan agreement when you purchase a house.

Two categories of stamp duty:

• Fixed Duties - charged at a set price, which include stamps for individual policies or copies.

• Ad Valorem Duties - variable costs based on the value of the transaction. These include taxes those based on the value of a property transfer or loan agreement.

Stamp Duty On Instrument of Transfer

First RM100,000 – 1%
RM100,001 to RM500,000 – 2%
RM500,001 to RM1 million – 3%
above RM1 million – 4%

Take attention
The stamp duty for the SPA is only RM10 per copy, while the stamp duty for MOT and DOA is calculated according to a fee structure of 1% to 4%.

Stamp Duty On A Loan Agreement

Stamp duty on a loan agreement is a flat 0.5% rate, applied to the full value of the loan.

Address

Kuala Lumpur, Wilayah Persekutuan
Kuala Lumpur
50050

Telephone

+60122551829

Website

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