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您好,我是IFast Global Markets 理财规划师。
iFAST平台提供 一站式的理财规划服务,内容涵盖:
•风险管理(保险保障)
•储蓄与现金流管理(预算、应急资金)
•投资规划(股票、基金、债券、ETF 等)
•退休规划(长期财富积累与养老安排)
•教育与人生目标规划(子女教育、购房等)
•遗产与财富传承(遗嘱、信托、资产传承)
我们致力于为客户打造真正 全方位的一站式财富管理解决方案。

25/09/2026

🌕 中秋佳节,月圆人团圆。

愿您与家人共赏明月、共享团圆,
愿生活有惊喜,事业有收获,
每一天都平安顺心、幸福美满。✨

祝您及家人 中秋节快乐,阖家幸福,万事如意! 🥮🌸

From Yvoon Lee
iFAST Global Markets

Celebrating the spirit of unity, diversity and progress that brings us together as Malaysians.Selamat Hari Malaysia!May ...
16/09/2026

Celebrating the spirit of unity, diversity and progress that brings us together as Malaysians.

Selamat Hari Malaysia!
May we continue building a stronger and brighter future together.

Had a great time at the pickleball tournament last Saturday with my iFAST teammates! 🏓☺️A fun day of friendly competitio...
07/09/2026

Had a great time at the pickleball tournament last Saturday with my iFAST teammates! 🏓☺️

A fun day of friendly competition, teamwork, and lots of laughter. Grateful for the opportunity to bond with such a wonderful team! 💙

Congratulations to the champion see you in Shenzhen.

🚀 AI & 下一代连接技术——现在零售投资者也可以参与!从 2026年9月1日 起,Principal Next-G Connectivity Fund 正式开放给零售投资者,让投资者有机会参与快速发展的 AI(人工智能)及下一代连接技术...
01/09/2026

🚀 AI & 下一代连接技术——现在零售投资者也可以参与!

从 2026年9月1日 起,Principal Next-G Connectivity Fund 正式开放给零售投资者,让投资者有机会参与快速发展的 AI(人工智能)及下一代连接技术生态圈。

🤖 AI & 科技领域多元布局
半导体 • 数据中心 • 高速网络 • 网络安全 • 电力与散热

🔍 发掘潜在“隐藏冠军”
精选全球及亚洲科技企业,覆盖 AI 产业链不同环节,把握科技行业不断发展的机会。

🧑‍💼 专业团队主动管理
由经验丰富的外部投资经理负责管理,积极寻找具有成长潜力的新兴科技企业与投资机会。

📈 基金表现一览
🔥 年初至今(YTD):+29.98%
🔥 过去1年:+48.20%
🔥 过去3年:+152.28%
🔥 过去5年:+83.31% *

🚀 把握 AI 长期成长趋势

通过多元化投资组合,参与 AI 与下一代连接技术的长期发展,包括半导体、数据中心、高速网络、网络安全,以及电力与散热等关键领域。

✨ AI 的未来,正在今天一步步被建立。
你准备好参与这场科技趋势了吗?

📌 基金表现截至2026年7月31日。过去的表现并不代表未来的表现。投资回报可升可跌,投资者可能获得收益,也可能蒙受损失。

#人工智能 #科技投资 #单位信托 #投资 #未来科技 #数据中心 #半导体

可以联系我☎️

🚀 AI & Next-Gen Connectivity — Now Open to Retail Investors!

Starting 1 September 2026, the Principal Next-G Connectivity Fund is now available as a retail unit trust fund, giving investors access to the growing AI and next-generation connectivity ecosystem.

🤖 AI & Technology Exposure
Semiconductors • Data Centres • High-Speed Networking • Cybersecurity • Power & Cooling

🔍 Discover Potential “Hidden Gems”
Access selected global and Asian technology companies across the AI supply chain.

🧑‍💼 Professionally & Actively Managed
Managed by an experienced external investment manager to identify emerging opportunities.

📈 Performance at a Glance
+29.98% YTD | +48.20% 1-Year | +152.28% 3-Year | +83.31% 5-Year*

🚀 Position for AI’s Long-Term Growth
A diversified portfolio designed to participate in the continued growth of AI and next-generation connectivity.

✨ The future of AI is being built today. Are you ready to be part of it?

Performance as at 31 July 2026. Past performance is not indicative of future performance. Investment returns may go down as well as up.

Pm me for more details ☎️

Selamat Hari Merdeka! 🇲🇾As we celebrate Malaysia’s 69th Independence Day, may we continue to move forward together with ...
31/08/2026

Selamat Hari Merdeka! 🇲🇾

As we celebrate Malaysia’s 69th Independence Day, may we continue to move forward together with unity, resilience and purpose.

Wishing all Malaysians a meaningful and joyful Merdeka. ❤️💙💛🤍

28/08/2026

当你去过 IJN,看到那些每天都在努力和生命赛跑的人,你会发现,他们想要的其实很简单——活着、健康,就是最大的幸福。
再回头看看我们平时烦恼的那些鸡毛蒜皮的小事,真的没有什么比生命和健康更重要。

所以,别人一句话的语气不好、一个态度不好,真的没必要让自己难过太久。人生短短几十年,能健康地活着、身边还有爱你的人,本身就是一种福气。❤️
很多事情,想开一点、看淡一点,珍惜当下,好好生活。

今天有感而发,开开心心的过每一天☺️

25/08/2026

《投资不是看赚多少,而是看你有没有投资对》— 简短版

很多人投资只看:「赚了多少?」

但真正重要的是:

投资目标对不对、风险适不适合、时间够不够,以及自己的资金需求是否匹配。

赚得多,不代表投资就是对的;
如果承担了太高风险,甚至在需要用钱时被迫亏损卖出,赚再多也没有意义。

所以投资前要问自己:

👉 我的投资目标是什么?
👉 我可以承担多少风险?
👉 这笔钱什么时候需要用?
👉 我的投资组合需要调整吗?

投资不是追求赚最多,而是在适合自己的风险下,走对方向,坚持累积。

适合自己的投资,才是真正的「投资对」。 🌱
#风险管理 #风险转移规划 #投资者全部看过来 #储蓄

11/08/2026

🎓 孩子的教育费,越早规划,压力越小。

假设未来大学教育金目标是 RM150,000:

孩子0岁开始,每月约 RM694;
5岁开始,每月约 RM962;
10岁才开始,每月约 RM1,563;
13岁才开始,每月就需要约 RM2,500。

所以教育规划不只是准备一笔钱,而是要利用时间 + 定期储蓄 + 合适的投资规划,慢慢累积孩子未来的教育基金。

早点开始,不一定要一次准备很多,但可以让未来的负担轻一点。😊


想了解更多可以联系我哦!

#理财规划 #教育基金 #储蓄 #未雨绸缪真的很重要 #分散投资 #抵抗通货膨胀

03/08/2026
03/08/2026

💭 存钱很重要,但存钱 ≠ 投资。

很多人以为账户里的钱越来越多,就是财富增长。
其实,存钱是保障现在,投资才是规划未来。

然后用简单易懂的比较:

方式 风险 ⭐️ 流动性💧

💰 银行储蓄 ⭐ 💧💧💧💧💧日常开销、紧急备用金(3–6个月)

🏦 定存(FD) ⭐ 💧💧短期不会用到的资金,希望获得较稳定利息的人

🛡️ EPF ⭐⭐ 💧长期退休规划,不适合短期提款

📈 Unit Trust ⭐⭐~⭐⭐⭐⭐ 💧💧💧 希望长期累积财富、对抗通胀,实现人生目标的投资者

重点:没有一种工具适合所有目标。

✔ 银行储蓄:方便随时使用,但长期可能追不上通胀。
✔ 定存:比普通储蓄利率高一些,但回报相对有限。
✔ EPF:适合退休储蓄,长期复利增长。
✔ Unit Trust:通过专业基金经理分散投资,适合长期财富增值,但会随着市场波动。

⸻

📌 结论

存钱是为了安全感,投资是为了未来的选择权。

最好的方式不是把所有钱放在同一个地方,而是根据不同目标做好资产配置。

💬 如果今天有 RM100,000,你会怎么分配?

* A. 全部放银行
* B. 全部放定存
* C. 银行储蓄 + EPF + Unit Trust 做资产配置

欢迎留言分享你的想法,或私讯我,一起讨论适合你的财富规划。

欢迎留言哦。
#储蓄 #分散投资 #被动收入 #理财投资

💭 Saving is important, but saving ≠ investing.

Many people think that as long as their bank balance keeps growing, their wealth is growing too.

The truth is:
Saving protects your present, while investing helps build your future.

A simple comparison:

Option Risk ⭐ Liquidity 💧 Best For

💰 Savings Account ⭐ 💧💧💧💧💧 Daily expenses and an emergency fund (3–6 months of living expenses)

🏦 Fixed Deposit (FD) ⭐ 💧💧 Money you won’t need in the short term and want to earn a more stable return

🛡️ EPF ⭐⭐ 💧 Long-term retirement planning; not ideal for short-term withdrawals

📈 Unit Trust ⭐⭐–⭐⭐⭐⭐ 💧💧💧 Long-term wealth accumulation, beating inflation, and achieving financial goals

The key takeaway:

There is no single financial tool that fits every goal.

✔ Savings Account: Easy access to cash, but your money may not keep up with inflation over time.

✔ Fixed Deposit: Offers a higher return than a regular savings account, but growth potential is relatively limited.

✔ EPF: Designed for long-term retirement savings and benefits from the power of compounding.

✔ Unit Trust: Professionally managed and diversified investments that can help grow your wealth over the long term, although returns will fluctuate with market conditions.

📌 Conclusion

Save for security. Invest for opportunity.

The best strategy isn’t putting all your money in one place—it’s allocating your money according to your financial goals.

💬 If you had RM100,000 today, how would you allocate it?

A. Keep it all in a savings account
B. Put it all into Fixed Deposits (FD)
C. Build a balanced portfolio with Savings + EPF + Unit Trust

Share your thoughts in the comments, or send me a message if you’d like to discuss a financial plan tailored to your goals.

👇 I’d love to hear your answer!

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