Zero Debt Specialist

21/10/2023

一个狠招，从负卡债数万翻身成为自由人!
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打工族最容易开始欠的就是信用卡，而最难还清的其中一种债务就是卡债，不止难还清，还会让你越欠越多。
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假设欠下5万卡债，单单每个月的 Minimum payment 就是 rm2500。就算给了 minimum payment 不只不会减少卡债，还会越滚越多。靠薪水是肯定搞不定的啦，怎么办？
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聪明一点跟潮流，用 cash back property 一次过 settle 掉卡债。假设一间建好的 condo 有 150k 的 cash back，扣掉头期10%，律师费，还掉5万块卡债，还剩下大概30-40k，你可以简单装修一下然后出租，租金 cover 房贷月供的 70 - 90%，你的 commitment 只剩下几百块一个月。如果这个方法你都不用，难道你要用10年还卡债？
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可是背着几万卡债，怎样申请到房贷？答案是我们帮你一次过还清！
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零负担的你只要申请到房贷，就可以用 property cash back 还给我们，等市场价格一起，马上把 property 卖掉，你的债务将从此彻底消失，还能赚一笔。
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我们是谁？我们是 property agency，专门帮发展商出售 cash back property。在我们的手上已经有无数个成功摆脱卡债的上班族。想要寻求我们的协助，需符合以下条件：
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1. 你是打工一族，basic fix salary 6k 以上
2. 如果是有 commission, basic 3k 以上+comm 5k 以上，或者 basic 2k+comm 7k 以上
3. 年龄 28 - 36 之间，这样才能拿到30年的房贷.
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符合条件的你，可到主页点击 Message 和我们联系。注意，我们不搭理任何喜欢留言 PM 的人。

17/09/2023

进了 AKPK 不一定是无法改变的结局，而且长远来说 akpk 也不是一个好的解决方案，很多人在里面也付了不少的利息，可是本金只是减了一点点。想了解更多，点击 Send Message 与客服联系

06/08/2023

ID registration
Polling station location
Rules of casting vote
Rules in polling station
Trip back to voting location
etc...

Above all planned and checked?

31/07/2023

17/07/2023

Is saving a tough challenge to city working adult? Let's catch some insights from random street interview...😄

20/06/2023

What's the biggest reason for unhappiness among young white collar workers living in a city? The answer is over burdened by constant unhealthy debts, which arise from credit card and personal loan.
Many are being trapped and do not know how to walk out from such situation. Some are just merely getting seriously into trouble as a result of borrowing more and more from banks or other resources, thinking it could be a temporary solution to ease their financial burden.
There is not much of a surprise to us whereby if you see a smart looking person walking on a street with decent income, he might be just another zero cash fellow worrying about his next month bank statement. So if you are the person who is holding a huge debt, we advise you to restructure your debt to avoid falling into potential bankruptcy.
Zero Debt Specialist is here to provide you a more promising solution compared to conventional debt restructure programs that only helps you to reduce the bank interest rate, and at the same time with a longer loan repayment period.
Our unique way is we will help you to clear off all your bank credit cards and personal loan outstanding in advance, so that you can become a low commitment working adult, and with your decent income, you could easily qualify for a housing loan.
Zero Debt Specialist used to collaborate with many developers in town. We manage to acquire newly completed condo projects in strategic locations which offer high cash rebates . After compensating us (Zero Debt Specialist) for helping to clear your previous debt, the balance is enough to cover condo down payment, legal fee and renovation fee etc.
By then, the property is yours and ready to rent out. As the majority of the instalment is covered by rental, don’t you think it is a wiser way than scratching your head to find money and pay for a credit card or personal loan?
Do contact us immediately by clicking the [Book Now] button and schedule an online discussion session with us. Let’s get to know your debt exit plan.

18/05/2023

当一个上班族欠信用卡太多，一般都会借 ploan 来解决。问题是有了一个 ploan 后，很多会开始接二连三一直找 agency 借了更多的 ploan。
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这样做永远无法解决一个人的债务问题。与其每天在担心害怕，自己又不懂如何是好，不如寻找 #债务重组 的帮忙。
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点击 【 Book Now 】和我们在线预约了解什么是债务重组，它如何帮你搞定你目前的现状，如何帮你减少每月负担，缩短供期，还有其他更多的好处。
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靠自己的能力来还清 ploan 是很痛苦和漫长的，寻求帮助早日脱离债务才是明智之举。

18/01/2023

每个月定时还个人贷款都要10年8年才能还完，太慢了。就算还清后也是口袋空空。借用我们的帮助，不但让你可以几个月还清，还能转变成拥有一间 property 收租。点击 【 Book Now 】和我们预约了解详情。

13/10/2022

AKPK 不是终身列入黑名单。
AKPK 是政府成立来帮助面对财务问题的人解决困境。虽然申请进入 AKPK 后不能和银行申请贷.款，ccris 也留下记录，但 AKPK 可以帮助你和银行商讨低利息和偿还期限，是个不错的选择。
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只要还清了 AKPK，ccris 记录就会被移除。

04/10/2022

不管是信用卡还是私人代款，越早还清越好
这里有两种方式提早还完欠款，减少利息
一个是雪球法，另一个是雪崩法，且看看。

30/09/2022

生活不容易
薪水每月固定但开销往往超出预算
4个小贴士帮助打工一族快快减少债务

17/08/2022

想不想知道你薪水的 benchmark 是怎么来的？
快点来看看，看了吓一跳
Video special credit to: Ricebowl