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10/09/2021

GOOD NEWS! Did you know the Home Ownership Campaign (HOC) is back again?! The Ministry of Finance has extended the HOC until 31st Dec 2021! 🥰🥳

You might not want to miss out on the perfect opportunity to start your property investment journey or buy a new home. Let me share with you what HOC is all about 👇

Benefits under the HOC Scheme:
1️⃣Minimum 10% DISCOUNT on property price
2️⃣FULL exemption on loan stamp duty
3️⃣FULL exemption on MOT for property priced up to RM 1mil
4️⃣PARTIAL exemption on MOT for property priced between RM 1mil and RM 2.5mil

Requirements:
✅Only applicable for registered properties under the HOC Scheme
✅Sales & Purchase Agreement (SPA) must be stamped before 31st December 2021
✅Only applicable for residential properties
✅Buyers and co-buyers must be Malaysian citizens

Follow our page or contact us to learn more about property investment! 💯



Did you know the Home Ownership Campaign (HOC) is back again?! It’s now extended until 31st Dec 2021! 🥰🥳Are you planning...
22/08/2021

Did you know the Home Ownership Campaign (HOC) is back again?! It’s now extended until 31st Dec 2021! 🥰🥳

Are you planning to start your property investment journey or buy your first home? You don’t want to miss out on this opportunity! 🤭

So what is HOC? 🏠
HOC is a Government initiative in collaboration with developers not just to encourage sales of unsold properties in the market, but also to provide financial relief to homebuyers wanting to purchase new houses.

Benefits under the HOC Scheme:
1️⃣Minimum 10% DISCOUNT on property price
2️⃣FULL exemption on loan stamp duty
3️⃣FULL exemption on MOT for property priced up to RM 1mil
4️⃣PARTIAL exemption on MOT for property priced between RM 1mil and RM 2.5mil

Let’s say you bought a property at RM 600,000 with a 90% bank loan of RM 540,000:

Loan Stamp Duty:
(RM540k x 0.5%) = RM 2,700
Memorandum of Transfer (MOT):
(RM100k x1% + RM400k x2% + RM100k x3%) = RM 12,000

💲💲 YOU’LL SAVE RM 14,700 💲💲 🤩

Requirements:
✅Only applicable for registered properties under the HOC Scheme
✅Sales & Purchase Agreement (SPA) must be stamped before 31st December 2021
✅Only applicable for residential properties
✅Buyers and co-buyers must be Malaysian citizens

Want to get started but don’t know how? PM us now to learn more about property investment or buying your dream home 🏡

Don’t miss the perfect chance to own a property before HOC ends!



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