Public Mutual Sabah- Vanessa Ng•AS-Unit Trust & PRS Consultant

04/01/2026

你的血汗钱有为您卖力工作吗？
你的钱多久可以翻倍💰

有一个简单的理财概念，叫做 72 法则（Rule of 72）。

👉 用 72 ÷ 年回报率（%）
👉 就能大概知道 资金翻倍需要多少年。

举例来说：Rm 50,000 翻倍 到 RM 100,000
• 年回报 4% → 约 18 年
• 年回报 6% → 约 12 年
• 年回报 8% → 约 9 年

理财不仅是存钱，回报率和时间更重要。
在通胀环境下，越早规划，资金越能保值并成长。


#理财知识 #财富增长 #对抗通胀

04/01/2026

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account

Consistency is the key to successful investing. Find out how you can utilise the Direct Debit Authorisation DDA facility to help you achieve your financial g...

03/01/2026

🌟 1st Saturday of 2026 – Giving with Heart 🌟

As we begin 2026, let us start with kindness and compassion.
May every act of giving bring hope, strengthen unity, and remind us that caring for others is our greatest blessing.

Wishing all of us good health, peace, and prosperity in 2026.
Happy New Year — may goodness always be with us.

02/01/2026

💡 EPF Account 1 – Age Matters!

Your EPF Account 1 (Akaun Persaraan) can be invested via EPF-MIS, based on your age.

✔ Required Basic Savings set by EPF (age-based)
✔ Only the excess in Account 1 is eligible
✔ Invest up to 30% of the excess
✔ Min RM1,000, no cash needed
✔ Some funds include FREE Takaful coverage
(Personal Accident & Terminal Illness)

📩 PM me to check your eligibility.

02/01/2026

In 2025 alone, I invested more than 120 hours in professional training— accelerating skills that many develop over 30 years in a traditional 9-to-5 career.

Learning never stops, and growth has no deadline.

It is never too late to learn new skills, improve ourselves, and create greater value for those we serve.

Continuous learning is my commitment-to grow, to adapt, and to always deliver my best to investors.

Because sharing knowledge is caring, and together we grow stronger.

26/12/2025

Come come.. PRS (Private Retirement Scheme) account utk kejar Tax Relief 2025…..

13/12/2025

欢迎DM咨询
Mutual

节录：市面上还有哪个正规投资工具，能做到“还没进场先赚20%”？

#东方日报 #东方评论 #老萧 #理财 #税务 #私人退休金计划

13/12/2025

BKI SKO & Recognise 2025




consultant
or

12/12/2025

Gratitude Message 2025

Thank you to my family for your love and support.

To my business partner, thank you for your teamwork and guidance.

To the BKI Branch Management and Operation Team, I truly appreciate all your support and encouragement.

And lastly, to all my investors, thank you for trusting and believing in Public Mutual and in me as your consultant.

Thank you, everyone, for being part of my journey in 2025.

consultant #2025

09/11/2025

Your money can grow faster! 🌱
Duit dalam KWSP Akaun 1 boleh dilabur — atau mula simpan dengan PRS (Private Retirement Scheme), buka akaun dari RM100 sahaja! 💪

Selain itu, anda juga boleh guna cash serendah RM100 sebulan untuk mula menyimpan dan melabur.
Let’s make our hard-earned money work harder for us! 💰

✅ Potensi pulangan lebih tinggi
✅ Dapat tax relief RM3,000 setahun (PRS)
✅ Diurus oleh pakar pelaburan berlesen

Start small, grow big — build your future retirement fund today! 💼
Nak saya bantu semak simpanan KWSP atau PRS anda? PM saja, saya terangkan tanpa komitmen.