VincentTee 郑汉忠

VincentTee 郑汉忠 BNM Approved Financial Adviser delivered comprehensive risk management advises to individual & corpo

This is one of the best infographic to describe what we need to cover against for our house & contents.
13/04/2022

This is one of the best infographic to describe what we need to cover against for our house & contents.

人日，生日快乐🎂
18/02/2021

人日，生日快乐🎂

17/01/2021

COVID-19🩺 Test Fund/ Tabung Saringan COVID-19🩺

💥您知道进行Covid-19 测试，可以申请高达RM300的费用补贴吗⁉️ 💥

为了协助大马卫生部鼓励更多疑似感染新冠病毒的人士进行检测，大马寿险公会(LIAM)，普险会(PIAM) 和回险公会(MTA)一同设立了一个高达8百万的基金，以津贴检测Covid-19病毒的费用。

🖋🖋🖋申请条件🖋🖋🖋

✅拥有个人/团体医药保险
✅必须到卫生部认证的医院或私人检测中心检测
https://www.moh.gov.my/moh/resources/Penerbitan/Garis%20Panduan/COVID19/Annex_4a_Agihan_Makmal_Ujian_22052020.pdf

💰💰💰补贴方式💰💰💰

✅与确诊人士有接触(PUI)或被医生建议进行测试的有症状人士：最高RM300（RT-PCR测试）

✅需进行紧急手术和半紧急手术人士：最高RM300（RT-PCR测试）

✅无症状人士：最高RM100（RT-PCR测试）或 最高RM50（RTK-ANTIGEN测试）

✅需进行非紧急手术人士：最高RM100（RT-PCR测试）或 最高RM50（RTK-ANTIGEN测试）

📌📌📌申请方式📌📌📌

✅浏览 https://www.myctf.my/index.php
✅上传Claim Form (Version 3)、身份证、测试收据和检验报告
✅填妥个人资料与医药卡资料后呈交申请
✅若申请批准后，补贴将在14工作天内汇入银行户头。

申请期限为即日起至30/6/2021或8百万的基金耗尽，视何者为先。

冬至安康☺祝福大家与家人团聚在一起欢庆佳节，阖家平安幸福。
21/12/2020

冬至安康☺
祝福大家与家人团聚在一起欢庆佳节，阖家平安幸福。

In the coming years, cyber risk is forecast to cost global businesses substantially in lost revenue. With SMEs making up...
01/11/2020

In the coming years, cyber risk is forecast to cost global businesses substantially in lost revenue. With SMEs making up 98% of all businesses in Malaysia, employing 65% of the country’s workforce and accounting for 38.3% of its GDP, they will be hardest hit without good risk mitigation, incident response planning and consideration of cyber insurance.

We have seen from our survey that 84% of businesses in Malaysia have experienced a cyber incident in the past 12 months. While 61% of them have a data breach response plan in place, we see that preparedness isn’t going far enough, leaving businesses exposed. With the proliferation of digitalisation, cyber risks for SMEs will only amplify.

Human error accounted for the highest proportion of cyber incidents for Malaysia’s SMEs, with customer records being the most commonly breached data – with 40% of businesses facing a breach of customer files in the past 12 months.

Question now, is your business insurance covers cyber incidents?
What is your next step when suffered ransomware attack?
What will you do if your company's customer data be encrypted by extortionist?



在这艰难的经商环境，这产托公司还能取得对比去年季度有所增长的业绩及盈利，实属难得。
22/10/2020

在这艰难的经商环境，这产托公司还能取得对比去年季度有所增长的业绩及盈利，实属难得。

01/10/2020

For those investors are concerning the US election, here are some update on Impact on US Election to markets:

> Polls getting tighter and will probably remain tight until election day & this will mean less visibility and more volatility. Most likely outcome is a very close result and very well may be contested in some states.

> It appears that markets have gotten comfortable with Joe Biden and don’t necessarily see his election as a negative. This is likely because Biden is a known entity, viewed as a very moderate consensus builder. Choosing Kamala Harris as his running mate likely solidified his moderate platform and removed one of the risks that the democratic party would move far to the left.

> The progressive platform that several primary candidates ran on may have led to significant change. However, if the democrats sweep all three branches and are in control, it’s likely we could see some volatility as many would see this as the pendulum swinging towards a more progressive stance.

> That said, markets could react positively to Trump’s re-election. His pro-business, low tax, low regulation polices would be anticipated to continue to support economic growth.

> In either case, investors should remember that while this is a very important election cycle which will have significant implications on our society and our economy, ultimately markets and the economic growth are driven by corporate fundamentals.

Source: Franklin Equity Group (30.09.20)

06/09/2020

所有人都可以不记得你的独特性，
但你是这辈子唯一不能忘记的人。
安身立命，探索生命的价值与意义!

Rise up, Start fresh, See the bright opportunity in each new day!
22/08/2020

Rise up,
Start fresh,
See the bright opportunity in each new day!

近期家私业巨头IKEA与保险公司ETIQA推出了一款屋内装置保险。保什么保多少怎样保，什么条款也搞不清，从申请📝到领取保单合约甚至到理赔，顾客都必须亲力亲为去处理。IKEA已声明他们不提供任何保险咨询，有什么问题还得直接去面对保险公司。我始...
21/07/2020

近期家私业巨头IKEA与保险公司ETIQA推出了一款屋内装置保险。保什么保多少怎样保，什么条款也搞不清，从申请📝到领取保单合约甚至到理赔，顾客都必须亲力亲为去处理。IKEA已声明他们不提供任何保险咨询，有什么问题还得直接去面对保险公司。
我始终觉得，当面对风险管理时，咨询相关的专业人士是必须的。须知当发生了意外需要理赔时，对方也觉对会依足公司程序条款，来审核你的理赔及赔赏数额💰
至于有任何企业需要对你们内部的风险管理及员工福利进行探讨及修改，也欢迎咨询我们。




Was having video presentation with corporate client in Indonesia. This is the borderless era which connect globally seam...
08/07/2020

Was having video presentation with corporate client in Indonesia. This is the borderless era which connect globally seamlessly. Corporate insurance & employee benefits seems can be stretched widely in this new norm.

Talk to us if your corporate looking to restructure existing corporate insurance setting & employee benefits program.

We have numerous supplies to suit your tailored needs
& fits perfectly to your optimal budget.




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