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Personal Financial Services

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Personal Financial Services, Financial service, Wisma KFL No. 359-E, 2 1/2 Mile Jalan Ipoh, Kepong.

Helping you grow wealth, protect your loved ones, and secure your future.

💰 Investments – Public Mutual | 🛡️ Life & Takaful – AIA | 🚗 General Insurance – AIA & Tokio Marine

Let’s plan your financial peace of mind—message me today!

30/05/2026

🚨 BERITA PENTING: Skim Lindung 24 Jam PERKESO Bermula 1 Jun 2026! 🚨

Mulai 1 Jun 2026, PERKESO akan menyediakan perlindungan 24 jam kepada pekerja yang layak, termasuk bagi kemalangan yang berlaku di luar waktu bekerja.

Ini merupakan satu peningkatan besar dalam perlindungan sosial untuk para pekerja di Malaysia. 🇲🇾

🤔 Ramai yang bertanya:

“Kalau PERKESO dah cover 24/7, masih perlu ambil Pelan Kemalangan Diri (PA) Swasta ke?”

Jawapannya mudah — kedua-duanya saling melengkapi dan melindungi aspek kewangan yang berbeza.

🟢 PERKESO Lindung 24 Jam
(Pelindung Pendapatan Anda)

✅ Penggantian pendapatan jika kemalangan menjejaskan keupayaan bekerja

✅ Bantuan pemulihan dan rehabilitasi

✅ Perlindungan berdasarkan manfaat dan syarat kelayakan PERKESO

🔵 Pelan Kemalangan Diri (PA) Swasta
(Pelindung Simpanan Anda)

✅ Membantu menampung perbelanjaan perubatan akibat kemalangan (tertakluk kepada manfaat polisi)

✅ Manfaat tunai harian hospital (jika berkenaan)

✅ Pampasan sekaligus bagi kecederaan serius, hilang upaya kekal atau kematian

✅ Perlindungan seluruh dunia bagi kebanyakan pelan 🌍

🎯 Mengapa Kedua-duanya Penting?

🟢 PERKESO membantu melindungi sumber pendapatan keluarga anda.

🔵 Pelan PA Swasta membantu melindungi simpanan anda daripada digunakan untuk menampung kos akibat kemalangan.

💡 Ringkasnya:

PERKESO melindungi pendapatan anda.

PA Swasta membantu melindungi simpanan anda serta menyediakan sokongan kewangan tambahan.

Gabungan kedua-duanya memberikan perlindungan yang lebih menyeluruh untuk anda dan keluarga.

📊 SEMAKAN PERLINDUNGAN PERCUMA

Adakah perlindungan sedia ada anda mencukupi untuk menampung komitmen bulanan sekiranya sesuatu yang tidak dijangka berlaku?

📩 Klik “Send Message” atau tinggalkan komen di bawah.

Saya sedia membantu anda membuat Analisis Keperluan Perlindungan secara percuma dan santai. ☕✨

22/05/2026

🏖️ RETIREMENT PLANNING

Many people plan to retire.
Few plan for the different phases of retirement.

➡️ Go-Go Years – Travel, explore, enjoy life
➡️ Slow-Go Years – Slower pace, simpler lifestyle
➡️ No-Go Years – More care, more healthcare needs

Retirement is not just about reaching retirement age.

It’s about preparing financially for every stage of life.

Plan your retirement journey, not just your retirement date.

📩 Want to discuss your retirement planning strategy? Feel free to reach out.

SANTHIRAN
Wealth Management Advisor

📌 Follow my FB Pages:
Personal Financial Services
APJ New Synergy

21/05/2026

Two men earning the same salary, but achieving different outcomes.

14/05/2026

Running a business is like riding a bicycle. 🚴‍♂️

You can move fast or slow.
But whatever happens — don’t stop.

Because the moment you stop completely, you lose balance.

Life and business work the same way.

You need direction.
You need purpose.
And sometimes, you need to pause and ask yourself these honest questions:

1️⃣ What is the most important thing I want to achieve in my life?

2️⃣ Am I living with purpose — or just surviving each day?

3️⃣ Who do I want to become, and what truly matters to me?

Successful people don’t just dream.
They take action.

They break their goals into weekly, monthly, and quarterly targets — not because they control time, but because they learn to control themselves within time.

Your time is valuable.
And every day should bring progress, not just activity.

Because being “busy” doesn’t always mean moving forward.

Focus on results, not just routines.

So keep pedaling.
Keep balancing.
Keep moving — even if it’s slowly.

💬 “I’m tired.”
That’s okay.

Just don’t quit.

What’s one goal you’re working hard to achieve right now?

30/04/2026

Selamat Menyambut Hari Pekerja 1 Mei 2026!
�Setiap usaha dan pengorbanan adalah langkah ke arah masa depan yang lebih baik.
�Semoga kerja keras hari ini membawa kestabilan dan ketenangan untuk hari esok.

27/04/2026

💬 Curious to know — what worries you most these days?

No right or wrong answer. Just share honestly 👇
That’s it.

26/04/2026

🌿 Sunday reminder

Sometimes peace of mind isn’t about earning more — it’s about being prepared.Take today slow. Reflect. Reset for the week ahead.

24/04/2026

💬 “I thought I still had time…”

That’s what many people say — until life proves otherwise.

A sudden hospital bill.
An unexpected accident.
Or simply realizing… savings are not enough.

The truth is —
Financial planning isn’t about being rich.
It’s about being ready.

Ready when your family needs you.
Ready when life takes an unexpected turn.
Ready to sleep at night without worrying “what if…”

I’ve met people who started early and felt secure.
And I’ve met people who wished they had.

You don’t need a perfect plan today.
Just a starting point.

Because peace of mind doesn’t come from money alone —
It comes from knowing you’re prepared.

✨ Start small. Start simple. Start today.

If you want to understand your options clearly, I’m here to help.

📩 Message me anytime
📱 016-200 6221
I. Santhiran | Personal Financial Services

19/04/2026

📊 Smart Investing Discipline, Not Timing.

Everybody hopes to find the right time to invest in the market but the truth of the matter is that it is not the time that counts, rather it is consistency and patience.

Some easy tips:
1) Invest according to your objectives, not your feelings
2) Invest early, even with small sums
3) Be consistent during highs and lows
4) Review and make changes as you go.

Making investments is a long process.
✨ Be disciplined, be focused.

16/04/2026

KUALA LUMPUR: Medical claims rose 5.3 per cent in 2025 from a year earlier, making up the largest share of total payouts at 53.9 per cent, according to the Life Insurance Association of Malaysia (Liam).

Address

Wisma KFL No. 359-E, 2 1/2 Mile Jalan Ipoh
Kepong
52100

Telephone

+60162006221

Website

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