CHARM Salleh

CHARM Salleh Property Negotiator | Entrepreneur | Mortgage Advisor Hi! Let me introduce myself and briefed a bit of my career life. My name is Sharmila Salleh Huden. Well..

People love to call me Charm. My career was started in a banking industries for 13 years. I received a lot of high performance awards and achievements and I did it awesomely! Some people say, the clouds are not always shine, the rain will come but fear not, there's a beautiful rainbow will appear soon. I took the challenge to climb 1 step ahead and change my positions from Asst. Vice President to

Assistant Conveyancing in Legal Department doing all conveyancing matters for almost 7 years. I learned a lot in legal documentations on real estate. Although, banking and legal is 2 different segments but I enjoyed learning new things. Later, I've been converted as a Business Development Consultant by one of an investment and consultations services company and after 1 year of good performance, I've been promoted as a Project Manager. From the past 13 years of experience I have gained (as mentioned on my services provided above), I am more focus to analyze my clients' financial profile and give advice on how to structure their portfolio to become more manageable (from savings plan, investments in Property, retirement plans and estate planning). Some are asking me to assist on how to make their documents more bankable before they take into considerations for bank's mortgage applications. For some reasons, I am good listener and I don't like to judge people easily because everyone have their own opinions which they think it is the best way. So, just celebrate! I love reading books and yes I have a mini library at home. I love to read motivational books to keep me think positively, some are general, fictions & non-fictions. Towards reading, I can get more ideas in writings and refresh my knowledge. some people do have their different hobbies to fullfill their past time, right? So, just enjoy it! My missions here is to "Help people, even when you know they can't help you back. Sincerity is pleasure." Afterall, you can't pleased everyone but we just need Allah to love us.

Daddy’s heroes.First day for his Internship Training.Good Luck!
06/01/2026

Daddy’s heroes.
First day for his Internship Training.
Good Luck!

Countdown to the fresh new year.Happy New Year 2026 everyone!
31/12/2025

Countdown to the fresh new year.
Happy New Year 2026 everyone!

Our new favourite tea place.For a newbies like us, the barista recommend us to try their 3 signatures.Loving with their ...
29/12/2025

Our new favourite tea place.
For a newbies like us, the barista recommend us to try their 3 signatures.
Loving with their signature tea.
When you have a sip, the sensational feelings is truly nice..

Thank you for the journey through 2025. Start the engine. Ready to ride 2026.
26/12/2025

Thank you for the journey through 2025.
Start the engine. Ready to ride 2026.

Happy Holiday! Plan nak tengok wayang, but too crowded Tak jadi. Just lepak mengeteh and watching people
25/12/2025

Happy Holiday!
Plan nak tengok wayang, but too crowded
Tak jadi.
Just lepak mengeteh and watching people

Planning nak beli benda lain, dapat lain.Alhamdulillah rezeki dari Allah.Lama betul tak jalan-jalan kat sini.Macam takde...
07/12/2025

Planning nak beli benda lain, dapat lain.
Alhamdulillah rezeki dari Allah.
Lama betul tak jalan-jalan kat sini.
Macam takde Sale yang best dah nak hujung tahun ni.

Di setiap kepayahan kita harungi bersama membina Legasi.Mulakan langkah pertama.Daftar hari ini dan menjadi sebahagian d...
21/11/2025

Di setiap kepayahan kita harungi bersama membina Legasi.
Mulakan langkah pertama.
Daftar hari ini dan menjadi sebahagian daripada MLP family!

Hahaha..
25/10/2025

Hahaha..

Happy Holiday all!Caught in flu and drowsy this morning butMy Fantastic Four wanna have some fun outside.Let them play w...
20/10/2025

Happy Holiday all!
Caught in flu and drowsy this morning but
My Fantastic Four wanna have some fun outside.
Let them play while I am here healing…

Throwback   December 2024.Semasa berada di Haramain, waktu melakukan Tawaf Sunat sebelum Isyak, saya telah terpisah dari...
13/08/2025

Throwback December 2024.
Semasa berada di Haramain, waktu melakukan Tawaf Sunat sebelum Isyak, saya telah terpisah dari kumpulan jemaah yang lain.
Kawasan yang sangat sesak dan padat sehingga dihimpit oleh jemaah-jemaah lain yang melakukan tawaf.
Saya terus sahaja melakukan pusingan dengan harapan berjumpa semula dengan kumpulan jemaah ataupun suami saya. Tapi sepanjang pusingan saya gagal jumpa sesiapa.
Saya telah diasak dan dihimpit oleh jemaah yang bertubuh besar dan tinggi. Tak mampu untuk bergerak untuk melepaskan diri dari himpitan mereka.
Hanya percaya dan bertawakal kepada Allah agar saya selamat dan dilindungi.
Allah sebaik-baik perancang, ada Hamba Allah yang tiba-tiba menghulurkan bantuan. Dengar suara je, wajah tak dapat cam.
Dia minta saya berpaut pada bahunya agar saya tak terlepas dan dia tarik saya keluar dari kesesakan.
Selepas sampai di arah ini, saya keluarkan inhaler dari dalam beg lalu sedut dalam-dalam, kemudian saya sujud syukur.
Sesungguhnya Allah sebaik-baik perancang dan Maha Penyayang. Banyak hikmah disebalik insiden ini. Alhamdulillah..
Rindu ingin kembali.

It’s not just about property - Its your story.
02/08/2025

It’s not just about property - Its your story.

Tonight, I’m gonna have myself a real good timeI feel aliveAnd the world, I’ll turn it inside out, yeahI’m floatin’ arou...
01/08/2025

Tonight, I’m gonna have myself a real good time
I feel alive
And the world, I’ll turn it inside out, yeah
I’m floatin’ around in ecstasy
So don’t stop me now
Don’t stop me
‘Cause I’m havin’ a good time
Havin’ a good time
- Don’t stop me now (Queen)

Address

08-17 Austin 18 Versatile Business Suite Jalan Austin Perdana 3 Taman Austin Perdana
Johor Bahru
81100

Alerts

Be the first to know and let us send you an email when CHARM Salleh posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to CHARM Salleh:

Share

LH islamic Financing Consultancy

Business & Financial Advisor

Solutions Service Provider on applying mortgage islamic financing including Purchase of Property, Refinancing, Remortgage, Overdraft for business financing.

Consultancy on selling & buying properties