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DT Risk Management

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DT Risk Management

We provide Insurance service. Medical card, Fire insurance, Travel insurance, Motor vehicle

Trying to give more info to public about insurance industry, feel free to contact us for more! Never too late to review your insurance policies,
you might missed some important note in your policy! We provide Insurance service to
Personal: Medical card, Protection plan

Corporate: Key-person insurance, Shareholders insurance, Group insurance

General: Fire insurance, Travel insurance, Motor vehicle insurance

03/05/2024

“他看起来都很健康也容光焕发，这么年轻，怎么突然过世了？是生病吗？还是意外？唉，可怜他两个孩子还小。。”
曾经，跟随长辈去探丧，都是一些长辈因为身体病倒而离开。
近日，猝死的新闻在报章上的报导层出不穷，40岁以下猝死人数有上升的趋势⚠️。

年轻，健康，甚至健硕，都不再是长寿的标准。往往在出乎意料的短时间内，因突发性疾病而死亡🥀。

猝死因素一般来自高血压、冠心病、扩张型或肥厚型心肌病、心脏病等心脏方面的疾病。
心脑血管疾病曾经一度被认为是老年病，但如今已有年轻化的趋势，甚至已超越年老年人士。
这与现代年轻一代的生活息息相关，随之生活节奏快🏃‍♂️，工作压力大，加上不健康的生活方式，常熬夜🥱、少运动或是过于剧烈的运动都会增加猝死的风险。

医药卡与人寿保险必不可少

欲知更多，欢迎点击WhatsApp联系我们：
https://wa.link/zkvnrr

"He looked healthy and radiant. He was so young. Why did he pass away suddenly? Was it an illness or an accident? Haiz, it's so pity that his two children were still young..."
In the past, when following elders to visit funerals, normally elders left because of illness.
In recent days, news of Sudden Arrhythmic Death Syndrome (SADS) has been reported one after another and it has the risen in numbers for those who are under the age of 40 ⚠️.

Being young, healthy, and even strong are no longer the criteria for longevity. Death often occurs due to sudden illness in an unexpectedly short period of time🥀.

SADS normally caused by hypertension, coronary heart disease, dilated or hypertrophic cardiomyopathy, heart disease and other cardiac diseases.
Cardiovascular and cerebrovascular diseases were once considered to be diseases of the elderly, but now they are becoming more common among younger people, even surpassing those of the elderly
This is closely related to the lives of the modern young generation, with the fast pace of life🏃‍♂️, high work pressure, coupled with an unhealthy lifestyle, staying up late 🥱, less exercising or exercising strenuously will increase the risk of SADS.

Medical card and life insurance are essential for you and your family members.

For more information about life insurance, please contact us via WhatsApp:
https://wa.link/zkvnrr

#保险
#保险小知识
#医药卡
#人寿险

10/02/2024

喜迎新春，普天同庆，龙翔万里，乘风而上！
愿新的一年你我幸福安康，神采飞扬！

22/01/2024

啊😩，前面马路有洞（闪）！
在路上行驶的你是不是经常经过不少的坑坑洞洞？

马来西亚多处的道路不时有着坑坑洞洞，下雨积水看不清，看见立马闪躲避，即使你开着名车还是有着再好的驾驶技术，你都免不了经过坑坑洞洞的颠簸，更何况是骑着摩托的骑士们，岂不是增加了他们在马路上的危险吗？

每日有许许多多的摩托骑士骑着摩托车穿梭在道路之间，然而当中又有多少人是持着对家庭的责任劳力奔波，又是有多少人用着生命换取金钱每日奔波给人们送餐、送包裹？
一个不留神，路上的坑坑洞洞或许就使他们一去不复返💀，那么留下的只是遗憾，那么剩下的家人要如何面对未来的生活挑战？

预先拟定适合的医药卡和人寿险，让它们成为你的保护伞，在紧急时刻发挥效用，让你不在需要改变生活品质时还能继续维持生活。
欲知更多详情，欢迎点击WhatsApp联系我们：
https://wa.link/zkvnrr

图片取自：马来西亚星洲日报

Ah😩, there’s a hole in front!
Do you often pass through a lot of potholes while driving on the road?

In Malaysia, there are potholes on the roads everywhere. It is even difficult to see when it is raining and filled with stagnant water. Even if you drive a luxury car and have the best driving skill, you will inevitably go through potholes. What is more is that it increases the danger of riders on the road!

There are many motorcyclists riding motorcycles every day. However, could you imaging, how many of them are working hard with their responsibilities to their families, and how many of them are exchanging their lives for money to deliver food or packages every day?
If one is not careful, potholes on the road may cause them to lose their life and never return again 💀, leaving only regrets, so how will the remaining family members face the challenges of life in the future?

Preparing a suitable medical card and life insurance in advance so that they can become your protective umbrella during the emergency period, allowing you and your family to continue to live without having to change your life quality.
For more details, please contact us via WhatsApp:
https://wa.link/zkvnrr

Photo credited to: Malaysia Sin Chew Daily

#保险
#保险小知识
#医药卡
#人寿险

27/12/2023

你有没有类似经历？
1️⃣收到银行电话，简单介绍产品后，不断叫你讲Yes，把Yes讲出口挂电话后就收到保单😮！
2️⃣遇到死缠烂打的保险代理，在极度不满/非购买需求的情况下签下保单😫！

这样的状况相信大家都不陌生，
但如何避免这种状况呢？

其实这里有个小小的Tips分享给大家🤗：
根据国家法律(Financial Services Act 2013)，保单持有人可在15天内（或银行指定的更长期限）退还人寿保单并立即退还已缴保费（需扣除体检费用）。这 15 天是从签署保单确认单 (PAS) 后算起的，主要就是保障消费者避免一时冲动买下保单。
在这期间内你可以透过咨询更多来了解已买保单是否真的适合自己，若是不适合，是可以免费取消的。

关于保险咨询，欢迎WhatsApp我们了解更多详情！
https://wa.link/zkvnrr

Have you had similar experiences?
1️⃣Receiving a phone call from the bank. After a brief introduction to their product, they keep asking you to say "yes". After saying "yes", you hang up the phone and receive the policy 😮!
2️⃣Encountering a very persistent insurance agent and signed the policy despite being extremely dissatisfied/ not in need of purchasing 😫!

I believe that everyone is familiar with these situations,
but how to avoid these situations?

In fact, here is a small tip to share with you🤗:
According to Financial Services Act 2013, policy owner may return the life policy & immediately refunded premium paid (subject to deduction expenses incurred for medical examination) within 15 days (or longer period as specified by Bank). This 15 days takes date from the date after the Policy Acknowledgement Slip (PAS) is signed.
The main purpose of this freelook period is to protect consumers from buying insurance policies impulsively.
During this period, you can consult more to find out whether the policy you purchased is really suitable for you. If it is not suitable, you can cancel it for free.

For insurance consultation, welcome to WhatsApp us for more details!
https://wa.link/zkvnrr

#保险
#保险小知识
#医药卡

25/12/2023

我们祝您圣诞快乐，今天没有Monday Blue 😍！
We wish you a Merry Christmas and no Monday Blue today 😍!

10/12/2023

政府已经实行电子路税与驾驶执照！

那你下载MyJpj应用程序了没？
还是下载了却不知如何操作？

欢迎留言或PM我们吧！
我们提供✅ 优惠服务与教程！
点击以下链接WhatsApp我们吧！
https://wa.link/zkvnrr

Our government has implemented Digital Road Tax and Driving License.

Have you downloaded MyJPJ app?
Or you have downloaded but not sure how to use it?

You can comment or PM us!
We are providing preferential services and tutorials.
WhatsApp us by clicking the link below!
https://wa.link/zkvnrr

19/11/2023

在现实生活中一切都无法确定时，什么时机买保险最好呢？

#保险
#保险小知识

03/11/2023

《购买保险的风险在于：我以为我买很多了》
《食物有保质期，保险也不例外》

曾经，新山的房价在RM20,000++
现今，新山的房价在RM200,000++

曾经，医药卡保额RM20,000++
现今，医药卡保额RM1,000,000++

请问，
您多久没做体检了？
您多久没有审核保单了？
您多久前才购买过一份保单？

常常听闻“我买很多了”
曾经的RM20,000真的很多，
可是已走入历史。

别用辛苦赚来的钱来偿还医药费，
了解保险怎么在你遇到困难时帮助你，
保障生活品质，
继续前行！

欢迎点击以下链接了解详情！
https://wa.link/zkvnrr

Once upon a time, housing price in Johor Bahru was RM20,000++
Today, the housing price in Johor Bahru is RM200,000++

Once upon a time, medical card coverage amount was RM20,000++
Currently, medical card coverage amount is RM1,000,000++

Please think about it,
How long has it been since you had a body check-up?
How long has it been since you reviewed your policy?
How long ago did you purchase a policy?

We often hear “I have purchased a lot”
RM20,000 used to be really a lot,
but it has passed into history.

Don’t spend your hard-earned money to pay off medical bills,
learn how insurance can help you when you encounter difficulties to ensure your life quality and move on!

Welcome to click the link to learn more!
https://wa.link/zkvnrr

#保险
#保险小知识
#医药卡

27/10/2023

在这保险普及化的时代，
几乎人人都有一份保险。

不过。。。
你知道自己买的是什么保险吗？
这份保险会有什么保障？

其实我们不但要有买保险的意识，
还要对保险有深入了解，
以及对自身需求合理规划。

所以让我们以轻松的方式带你了解保险小知识。

#保险 #保险小知识

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