15/12/2025
📢【Save This】2026 Bank Negara OPR Meeting Schedule is Out!
According to the Central Bank of Malaysia Act 2009, the Monetary Policy Committee (MPC) is required to convene 6 times a year to decide the nation's interest rate direction.
Bank Negara Malaysia (BNM) has officially approved the schedule for 2026. Whether it is a hike, a cut, or maintaining the status quo, the results will be announced punctually at 3:00 PM on the same day via the Monetary Policy Statement. 🕒
👇 Please mark down these 6 key dates (All on Thursdays):
✅ 22 January 2026
✅ 05 March 2026
✅ 07 May 2026
✅ 09 July 2026
✅ 03 September 2026
✅ 05 November 2026
🌍 Macro Trivia: How is this different from the US? Many friends who invest in the US market also follow the US Federal Reserve (The Fed). The US meets more frequently than we do, about once every 6 weeks (8 times a year). Although BNM takes global economic trends (including US moves) into account, our OPR is primarily determined based on Malaysia's domestic inflation and economic growth, and does not blindly follow suit.
🧠 Mortgage Trivia: Current housing loan packages utilize the SBR (Standardised Base Rate). This not only signifies better interest rate transparency but also faster reaction speeds. Once Bank Negara announces an OPR adjustment at 3:00 PM, banks are required to adjust the customer's SBR within a specific timeframe.
Therefore, these 6 dates directly directly impact your monthly installment amount.
Source: https://www.bnm.gov.my/-/monetary-policy-statement-06112025
Fintop Advisory - Mortgage Consultant
Lios Lee Zi Tao
017-5649717
