18/11/2025
Dear Valued Clients,
As the year-end approaches, it may be a good time to consider topping up your AIA Private Retirement Scheme (PRS) contributions. Doing so could offer multiple benefits — potential tax savings, long-term financial planning, and eligibility for exciting campaign rewards.
With PRS, you may enjoy:
✅ Personal Tax Relief of up to RM3,000 per annum.
✅ Tax savings of up to RM840, depending on your income bracket.
✅ A potential avenue to grow your retirement savings through long-term compounding.
Here’s an illustration of possible tax savings with a RM3,000 annual PRS contribution*:
Income between RM70,000 to RM100,000 → Up to RM570 in tax savings.
Income between RM100,001 to RM400,000 → Up to RM750 in tax savings.
To take advantage of these potential benefits, we encourage you to make your contribution before the year ends.
*Based on Inland Revenue Board Income Tax Rates for Assessment Year 2025.
