Praba Agency

01/06/2026

FREE POLICY REVIEW 📋

Did you know that Insurance Policies need to be reviewed? 🔍

Insurance Policies are not something you buy once and never revisit again. It is important to review your policy periodically. 🔄

Want to learn more about our Free Policy Review service? 💬 Kindly call or WhatsApp us! 📞💬

Praba Shanmugam
Zurich Wealth Planner
016-5585442
www.wasap.my/60165585442

01/06/2026

Teras Perdana
*Affordable premium.
*Coverage for Death /TPD
*Wad admission per day
*36 Critical Illness Coverage
*Payment term 20/30 years.

For more details, kindly call or WhatsApp me
www.wasap.my/60165585442

Praba Shanmugam
Zurich Wealth Planner
016-5585442

31/05/2026

FAVOUR 8 PLAN – Pay for 8 Years, Coverage for 20 Years

1. Children’s Education 🎓

2. Retirement 🌴

3. Investment 💰

Benefits:

Years 1–10: 4% Returns

Years 11–20: 8% Returns

Maturity Benefit: 128%

For more info, contact
Praba Shanmugam
Zurich Wealth Planner
📞 016-5585442 |
💬 WhatsApp: www.wasap.my/60165585442

31/05/2026

🌟 ZURICH VALUELIFE PREMIER

✨ Supplementary TPD Income for 10 Years
✨ Basic Life Coverage starting from RM500,000
✨ Life Protection up to 500% of Current Basic Life Coverage
✨ Additional Coverage RM25,000 Every 5 Years

💰 Affordable Premium As Low As RM250 Monthly

Create a Million Legacy for your loved ones, children, or family members. For more details:
📞 www.wasap.my/60165585442

👨‍💼 Praba Shanmugam
📱 Zurich Wealth Planner
☎️ 016-5585442

31/05/2026

🌟 PRESTIGE COVER 🌟
Secure Your Future with Guaranteed Protection
✅ Entry Age: 14 Days Old – 55 Years Old
✅ Payment Term: 5, 10, or 20 Years
✅ Guaranteed Acceptance
✅ Life Coverage: RM20,000 – RM350,000

🎁 Maturity Benefits
Pay for 5 Years
💰 Receive 130% of Total Premium Paid
Pay for 10 Years
💰 Receive 120% of Total Premium Paid
Pay for 20 Years
💰 Receive 110% of Total Premium Paid

Why Choose Prestige Cover?
✔ Guaranteed Acceptance
✔ Flexible Payment Terms
✔ Life Protection for Your Loved Ones
✔ Guaranteed Maturity Benefits
📞 Praba Shanmugam
Wealth Planner
016-558 5442

"Protect today, enjoy tomorrow." 🛡️✨

29/05/2026

29/05/2026

Why is a Medical Card Important?

✔️ Quick access to treatment during emergencies
✔️ Protects your savings from high medical bills
✔️ Gives peace of mind to your family
✔️ Covers major illnesses and hospitalisation
Be financially prepared for unexpected health situations.

Pm for more info: 016-5585442
Praba-Life Planner