Whysearch Risk Management

Whysearch Risk Management Provide risk management career, consultation, policy review & servicing

Agency morning meeting invited PERKESO gov staff to give a sharing.Do u know that SOCSO is covering anyone that ever wor...
16/11/2024

Agency morning meeting invited PERKESO gov staff to give a sharing.
Do u know that SOCSO is covering anyone that ever works wf employer and had SOCSO paid for accumulation of total 24 month. As long as u ever had SOCSO paid for 24 month, u r covered by SOCSO until age 60.
A very good benefit from gov and please share this info wf ur friends and relatives where even if they stop working wf employer already, they might still cover wf SOCSO, if they r less than 60 years old

你看过declined 或者postponed 这两个字吗?保险,是不是何时你想要买,就能买到的呢?我现在不需要,为什么要买呢?保险,当我们需要的时候,也许我们不一定买得到。我们在选择要不要买保险的同时,保险公司也有选择权,要不要受保我们。...
19/08/2024

你看过declined 或者postponed 这两个字吗?
保险,是不是何时你想要买,就能买到的呢?
我现在不需要,为什么要买呢?
保险,当我们需要的时候,也许我们不一定买得到。
我们在选择要不要买保险的同时,保险公司也有选择权,要不要受保我们。

所以当我们健康的时候,不需要的时候,那也许就是我们要买保险的时候 🩷

想了解更多? 欢迎联络
Kh 016-422 3060 或者
Wai +60164453060

感恩,祝福,谢谢您 🥰

Have you ever seen the words declined or postponed?
Insurance, is it something you can buy anytime if you want to?
I don’t need it now, why should I buy it?
Insurance, when we need it, we may not be able to buy it.

While we choose whether or not to buy insurance, insurance companies also have the right to choose whether or not to insure us.

So when we are healthy and don’t need it, that may be the time to buy insurance.

For more information, welcome to contact
Kh 016-422 3060 or
Wai +60164453060

Thank you and may all be loved, be well & be happy 🥰

您是否拥有一份陪伴自己到老的保单?Do you have a policy that can accompany our own selves until old?😣你的保险的保费是否一直在起价😣? ☀ kh告诉您只要是医药卡的保单那就没办...
02/07/2024

您是否拥有一份陪伴自己到老的保单?
Do you have a policy that can accompany our own selves until old?

😣你的保险的保费是否一直在起价😣?
☀ kh告诉您只要是医药卡的保单那就没办法, 因为它一定是投资型的保单,保费是不确定的,公司是保有调整的权利的,不管哪一间保险公司都是一样的运作。
当我们年纪比较大的时候, 如果储蓄用完啦,那保费就一定要调整。
☀所以当一个人年纪大的时候, 虽然可以renew那份保单, 可是需要付的保费让我们是否还能继续保有那一份保单还说不定。
☀可是如果不是医药卡的保单我们是有选择的。

☀kh的公司最近推出了一个level保费的保单, 这是一份可以陪我们到老的保单,满期全额退款或赔保障(看哪一个多)。
🩷不健康,这个就是我们疗养的生活费,
🩷健康没事,这个就可以是我们安乐养老金。
🩷Guarantee 80岁时 cash refund
🩷可以在医药和人寿的税务减免
🥳🥳现在公司还推出50巴仙的保费折扣🥳🥳
☀如果27岁女性,少过rm100/月,就可以拿到rm100k的现金保障, 满期还保证可以拿回rm100k.
☀这份保单不管是任何疾病住院都可赔偿rm100k现金,同样的最common的五种严重疾病也会赔偿rm100k现金
☀欢迎联系kh & Wai了解详情 kh +6016-422 3060 Wai +6016-445 3060

😣Is your insurance premium always increase over years😣?
☀ kh wanna share with u that actually as long as this is a plan with medical card, then it must be an investment link plan and the premium is not guaranteed. The actual insurance charges is increase by age. The insurance company have the rights to revised the insurance charges anytime. Regardless which insurance company, it works the same way.
So, when we aged, if the cash value in the policy is insufficient, we need to increase the premium
☀So, when we grow older, although the policy & medical card is guarantee renewable, considering the premium to pay, whether we are afford to continue the policy or not by then is uncertain.
☀But if that is not a medical card plan, we have other choices.

☀kh insurance company launch a level premium plan recently. This is a plan that can accompany us till our old age. Upon maturity, either the total premium or the total sum assured will be refunded.
🩷if not healthy, this is our recovery living expenses
🩷if healthy,this is our old age living expenses
🩷Guarantee cash refund at age 80
🩷Entitle for tax relief under MEDICAL/LIFE
🥳🥳This July & August, GE is giving a 50% premium discount!!!🥳🥳
☀If female age 27,less than rm100/month, we can get rm100k emergency cash coverage, and guaranteed maturity benefit rm100k also.
☀This policy will payout rm100k cash for admission to hospital regardless what illness. Similarly for non-admission, the most common 5 type of critical illness will entitle payout of rm100k cash.also
☀Feel free to contact kh & Wai to know more info.. kh +6016-422 3060 Wai +6016-445 3060

10/06/2024

天道酬勤,
地道酬善,
人道酬诚,
商道酬信,
业道酬精

14/05/2024

Kh 刚刚出席了一个有30多年重症经验的台湾医生分享的《开启临终关怀新视野》线上分享会。 分享会里强调了善生善终。

生命的意义,是感受爱和被爱,感受生命。
如果生命到终点,我们要帮助病人找回生命的意义,让人生无遗憾,抱着感恩的心离开。
孝顺,你顺从亲人不急救的意愿了吗,你顺从老天的生和死吗?
停止过度治疗,让临终的人宁静安祥的离开。这需要个人,以及周围人的知道,放手和成全。
人活在世上 因为有了期待而觉得美好,临终病人或老人也应该有所期待,那就是与另一期的生命无缝接轨,有尊严的离开。
善生才能善终。
善生,就是平时都做好本分, 好好的活在当下。
随时都为死亡做好准备, 善待身边的人,想做的事就不要留到要退休过后还是有空的时候再做,马上行动,让不知会否抵达的明天不留遗憾。

这个2024年的5月分,大东方有优惠年限RM6百万,终生无限的医药卡, kh 还是会推荐购买这个医药卡, 如果你没有一个医药保障. 这不是因为我们想要过度治疗而是当事情发生时,我们可以有所选择。而在选择当中,钱不是一个问题。

至于随时都为死亡做好准备,您为您心爱的家人, 您的父母,伴侣,您的孩子,准备了紧急现金吗?
现在大东方有offer收入保障计划,还短期,保长期。只需还10年,保障至少500千,满期的时候还可以还回我们付的钱。

欢迎您联系我们来了解
Kh +60164223060
Wai +60164453060

感恩 祝福 谢谢你 ❤️

Kh just attended an online sharing session related to Hospice Care, shared by a Taiwanese doctor with more than 30 years of experience in critical care. During the sharing session, it was emphasized on good life and good death.

The meaning of life is to feel love and being loved, and to feel life.
If life comes to an end, we must help patients to find the meaning of life, live without regrets, and leave with a grateful heart.
Filial piety, have you obeyed the wishes of your loved ones not to rescue? Have you obeyed God's to live or to death?
Stop over-treatment and let dying people pass away peacefully. This requires the willingness and perfection of the individual and those around him, including Dr.

People living in this world feel great because we see future and we have expectations. Dying patients or the elderly should also have expectations, which is to seamlessly connect to another period of life, and to leave with dignity.
Only by living well we can depart well.
Living well means doing your duty well and living well in every present moment.
Be prepared for death at any time, be kind to the people around you, don’t leave what you want to do until you are free after retirement. Do what u want to do now and leave no regrets when you don’t know whether tomorrow will arrive.

This month (May 2024) Great Eastern has promotion and offer a medical card with RM6 million annual limit and unlimited lifetime. kh would still recommend buying this medical card if you don’t have medical protection. This is not because we want to over-treat but when something happens, we have a choice, and money is not a concern within the option.

As for being prepared for death at any time, do you have emergency cash ready for your beloved family members, your parents, your spouse, your kids?
Great Eastern now offers an income protection plan, which is short-term payment and yet long-term coverage. We only need to repay it for 10 years, and the emergency cash fund is at least RM 500,000. Upon maturity, we may get back the money we paid.

You are welcome to contact us to find out more
Kh +60164223060
Wai +60164453060

Gratitude, Blessings & Thank you ❤️

19/04/2024

凡事尽心尽力,结果随顺因缘
一切都是最好的安排❤️
感恩 祝福 谢谢你

Try our best in everything that we do, results is following the cause and fate.
Everything that happens is the best arrangement and happens at the right time
Grateful, Blessing Thank you ♥️

How to live our life? How to face the end of life?如何生活?如何面对死亡?健康吗?不健康吗?家人朋友不健康吗?这是其中一个桂芬喜欢的许瑞云医师的影片。不论你身边是否有朋友癌症復發化或好像很靠...
05/04/2024

How to live our life? How to face the end of life?
如何生活?如何面对死亡?

健康吗?不健康吗?家人朋友不健康吗?
这是其中一个桂芬喜欢的许瑞云医师的影片。不论你身边是否有朋友癌症復發化或好像很靠经死亡,都很适合看的影片。她让我知道如何生活。
您是否曾面对沉重/负面的情绪?该如何面对呢?
1. 觉察我们的情绪,
2. 允许自己去体验那个情绪
3. 问问自己可以做什么让自己感觉更好
生命本来就是无常的。没有人知道明天会怎么样。生病的人不一定会比健康的人先离开.
每个人都是死路一条。
那我们该为不知道的生活担心吗?不是的,我们只需要为离开做好准备

然后,我们就是要活好每一个当下。活在每一个当下。
活在每一个当下,好好的活着每一个当下,当下的连结就是我们所有的未来
生命就是在一呼一吸之间
请问您为您的未知做准备了吗?

请联系桂芬来规划您的风险。讨论后我会尊重您的决定,无论您觉得您想要执行那个规划或者不要,无论您是否让桂芬来为您实行规划。
桂芬买保险不是因为会死掉,而是因为我爱的人会好好的活着

Are you healthy? Are you sick? Do you have friends or family that falling sick?

This is one of the video sharing from Xu RuiYun medical practitioner that kh likes very much. Listen to this video even no one around you is facing cancer reoccurrence. It is about how we live our life.

Do you ever face negative emotion? How do we handle that?
1. Acknowledge
2. Allow ourselves to feel the feeling
3. Ask ourselves what can we do to make ourselves better

No one knows what will happens tomorrow. It is not necessary that people falling sick will leave earlier than people that is healthy. Life is uncertain.
All living people is moving towards death.
So, shall we worry about our lives? NO. What we can do is just always be prepared for the worst.
And, living every moment as it is. Live every moment as it is NOW.
The connection we have with ourselves at this moment is all the future we have.
Life is between our inhale & exhale.
Have you planned for the worst?

Welcome to talk to kh to planned for your risk. Kh is always ready to assist you to manage your risk. Kh do respect your decision after our discussion whether you decided to buy or not to buy, whether from kh or not from kh.

Kh buy insurance is not because kh is going to die, but because my loves one is going to live.

Video sharing in manderin:
家人癌症復發化療及死亡議題 许瑞云医师
https://www.youtube.com/watch?v=tziGJ6z7a9o

你不理财,财不理你
22/03/2024

你不理财,财不理你

Address

Bayan Lepas
George Town
11910

Telephone

+60164223060

Website

Alerts

Be the first to know and let us send you an email when Whysearch Risk Management posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Whysearch Risk Management:

Share