SCS-Mortgage

09/05/2026

再融资 (Refinance) 是指把现有的房屋贷款转移到一家可以提供更低利率的银行，降低贷款利率， #节省利息。

债务合并 (Debt Consolidation) 可将多笔贷款合并成为单一的 #较低利率贷款，更低的利率能有效降低财务负担，降低负债人的还款压力。

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我们的服务专注于房屋贷款(国内各家银行)，以及通过房贷再融资&债务合并协助客户减轻财务负担。

想要更了解再融资或债务合并？欢迎与我们联络，我们提供免费咨询服务：
WhatsApp >>> http://bit.ly/M0rtgage
PM >>> http://m.me/SCSmortgage

08/05/2026

08/05/2026

Any Real Estate Property Agencies interested on our Mortgage Presentation Services, please contact us ✅

EXTRA SERVICES:
1) Check Property's Bank Value
2) Check Client's Eligibility before house purchase - Loan Documents Screening
3) Pre Approval Loan - Help to close your Clients Booking
4) CCRIS & CTOS Check
5) Refinance to cash out to settled financial difficulty or credit card debts or expand company cash flow in order to buy more properties

What makes Our Team special is that we provides the consultation Free of Charge!

📲PM: http://m.me/SCSmortgage
📩Apply Online at www.SCS-Mortgage.com.my
*Term & Condition Apply

08/05/2026

Congratulations & Well Done to Our Top Financial Architects for April 2026‼️
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Top Financial Architect By Loan Amount:
Champion - Jasmine Khor
1st Runner Up - Michelle Lee
2nd Runner Up - Jonathan Ng

08/05/2026

Congratulations & Well Done to Our Top Financial Architects for April 2026‼️
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Top Financial Architect By Cases:
Champion - Michelle Lee
1st Runner Up - Jasmine Khor
2nd Runner Up - Leow Yann Jiun

08/05/2026

Congratulations & Well Done to Our Top Financial Architects for April 2026‼️
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Top Financial Architect By ANP (Annualized Premium)
Champion - Michelle Lee
1st Runner Up - Jasmine Khor Li Kheng
2nd Runner Up - Samantha Lau Sell Peng

07/05/2026

Different Needs, Different Loans‼️

Understanding home loans:
There are basically two types of interest agreements on home loans: Fixed and Floating which divided into three categories - Basic Term, Semi-Flexi or Full-Flexi.

If you’re relatively inexperienced in mortgage products, read on and allow us to shed some light on the major differences in order to help you choose a loan that truly fits your requirement.

1) Basic Term
A basic term housing loan with fixed repayment schedule where the monthly instalment is the same throughout your entire loan period.

2) Semi-Flexi
A semi-flexi housing loan allow to make advance payment to lower their loan interest without the need to make any formal request to the bank and make a request with the bank to withdraw the additional payment you’ve made.

3) Full-Flexi
Full-flexi home loan allow the payment to the next level by make the advance payment to lower their property loan interest and withdraw the additional payments they’ve made whenever they like, without the need for complicated procedures, or additional charges.

If you're looking to Home Loan Financing or Refinancing, you've come to the right place‼️

✅We provide FREE CONSULTATION
📲PM: http://m.me/SCSmortgage
📩Apply Online at www.SCS-Mortgage.com.my
*Term & Condition Apply

06/05/2026

恭喜Jonathan Ng ⁩很荣幸被星洲记者采访有关房贷的问题和如何解决房贷问题。

近日有网民痛诉罗列20个让他后悔买房的理由，以此警戒社会新鲜人不要轻易受到房地产发展商美丽广告，或者亲戚朋友的游说误导，结果沦为房奴。那买房是否要趁早？还是租房子更好过？

想好好哦，别到最后又要在社媒Post 20个后悔买房理由了！
#星洲日报

https://www.facebook.com/255057814552667/posts/6139440229447700/?d=n

财务顾问列出买房要趁早的三大理由，即年轻负担小、年龄越大越难买房，以及通货膨胀！...