Professional Financial Loan & Debt Advisor

Professional Financial Loan & Debt Advisor Provide Professional Financial advisory and consultancy services to clients

好消息/ Good News ! #债务重组计划 - (Debts consolidation plan).利息/Interest @ 3.2%-5.2％pa.(信用卡 & 个人贷款债务)是否让卡债压得喘不过气？我们可以帮您减轻负担，让您多...
19/12/2019

好消息/ Good News !
#债务重组计划 - (Debts consolidation plan).
利息/Interest @ 3.2%-5.2％pa.
(信用卡 & 个人贷款债务)
是否让卡债压得喘不过气？
我们可以帮您减轻负担，让您多出多余❤75%的钱❤去滚动

只需3个简单的步骤您就可以享有:-
✔ #减轻75%的每月还款配方
✔ #节省60%的年利息方案
✔ #可以在5至7年达到无债务
✔ #9年之后又可以存到1笔钱

想了解，请马上联络免费询问 :

Mr. Lee: 012 -921 8178 (Financial Advisor)

http://chatnow.my/60129218178
call/sms/whatsapp/wechat/line

Debts Restructuring Plan (DRP)
19/11/2019

Debts Restructuring Plan (DRP)

Debt to Wealth
18/11/2019

Debt to Wealth

15/11/2019

Credit Card and Personal Loan Consolidate/ Restructure Plan (信用卡和个人贷款重组计划)

勇于面对债务才能解决债务。很多人负债累累是因为投资失败、短期失业无收入、赌博行为等等。既然都负债累累了，那就冷静下来处理吧，任何事情欲速则不达。那就应该及时看看首先要分辨和统计自己的债务。现在的个人债务可以人基本都是这些：信用卡，银行贷款，金融机构贷款，私贷这几种。我们先要认识各种贷款的严重性，从容再选择尝还的办法。

首先先清晰分析造成负债高的原因，及时改正自己的错误做法。一般造成负债高的人较多就是这三类人“过度消费人群”“经营生意投资人群和“赌博行为的人群”，那这三类人的及时改正自己的错误做法。如何解决自己的错误做法，估计你比我还要清楚了。记住欲速则不达，你要冷静处理债务。

其次认识各类贷款的利害性。

信用卡 （严重性：★★★★★）
利息和违约罚款最高，征信被银行拉黑和拉入黑名单，最严重后果会造成个人经济陷入破产。
银行贷款（严重性：★★★★☆）
利息和违约却是银行在国家最合法的贷款机构，征信拉黑和拉入黑名单，只要不是有利用虚假资料骗取银行贷款的都不会坐牢，只是欠债还钱。
一般为：房贷，车贷，消费贷，各大银行信用卡滋生的消费贷等等。
合法金融机构贷款（严重性：★★★☆☆）
利息和违约金跟银行贷款差不多，多数都是持有国家合法的贷款机构，也有一些是银行和放贷机构合作的，性质和银行贷款一样

清楚自己的贷款类型，然后一一来处理。

其次要勇于面对债务，不管年龄多大，越年轻反而越要面对债务。很多人都可能抱着侥幸心理，觉得不处理或者拖着久了就慢慢算了。你要明确一点，不管严重性的重和轻，所有的贷款最终都是会进入征信黑名单和作为老赖的可能的。这种想法是行不通的，所有债务都是要还的，想不还的心态还是行不通的。只要人活着，欠的就是要还，欠债还钱天经地义。

如今很多人都觉得债务多得压不过气，一直还不完，收入又没增加，银行又天天打来追债，不知该怎么办好呢？？？？

今天起无需再为此事而烦恼了！！！！！
本公司已有超过十年以上的财务/债务管理丰富的相关经验和国家银行的认同执照 ，提供专业人士的指导和帮你解决以上的问题。

由于本公司与全马各大银行配合推出""信用卡和个人贷款重组计划""为负债者如何选择最低银行利息的方式和轻松的还款方式。。。

Mr. Lee: 012 -921 8178 (Financial Advisor)

http://chatnow.my/60129218178
call/sms/whatsapp/wechat/line

15/11/2019

What are the Types of Personal Loan Available in Malaysia?
There are two types of personal loans in Malaysia:

1. Secured Personal Loans
These personal loans are backed with a guarantor or collateral in the form of a fixed deposit account, property or unit trusts attached. This is to serve as another layer of security should the loan applicant fail to make repayments.

In such circumstances, the bank has the right to seize the collateral or shift responsibility of repayment to the guarantor. Secured personal loans cater to applicants who do not have a good credit history, but it can also be used to secure lower interest rates on personal loans.

2. Unsecured Personal Loans
A more common type of personal loan which does not require the applicant to pledge any collateral or guarantor. Unsecured personal loans are generally for people who need cash in advance and urgently.

Therefore, the application and approval process for unsecured personal loans is generally faster. While it’s convenient, unsecured personal loans come with higher interest rates.

🎉🎉🎉🎊🎊🎊🎊
11/11/2019





🎉🎉🎉🎊🎊🎊🎊

06/11/2019

Debt Consolidation: Personal Loan vs Balance Transfer

When you have multiple debts of different banks, due dates, tenures and interest rates it can be a strenuous task to keep track with the repayments.

A debt consolidation loan is great for managing multiple outstanding debts. For instance, you can consolidate more than one credit card debts of RM15, 000 and a personal loan debt of RM10, 000 into one RM25, 000 loans.

By combining your debts into one loan facility, you can simplify repayment at your comfort level. With a lower interest rate and longer tenure, you can pay lower monthly installments and have more disposable income.

In terms of considering the type of debt consolidation loan, you will commonly be presented with two options - personal loan or balance transfer. Although they both have competitive interest rates, however, they work differently.

Let us help you out with the comparison:

Free Inquiry:
Mr. Lee: 012 -921 8178 (Financial Advisor)
http://chatnow.my/60129218178

信用卡和个人贷款用户或欠债者必知：为何债务重组那么重要目前如果您面对着信用卡和个人贷款而欠下大量的卡债无法还清的话或是让卡债压得喘不过气的你还需要每月供还那么高的commitment，而您正在寻求着其他方案或其他不良的管道来解决您的事情之前...
03/11/2019

信用卡和个人贷款用户或欠债者必知：为何债务重组那么重要

目前如果您面对着信用卡和个人贷款而欠下大量的卡债无法还清的话或是让卡债压得喘不过气的你还需要每月供还那么高的commitment，而您正在寻求着其他方案或其他不良的管道来解决您的事情之前，请给自己一个机会先询问专业理财师或专业相关人士，或联系我们免费询问是否能帮到您自己。

合法债务和拼计划
Debt Consolidate Plan

解决信用卡 & 个人贷款债务
☛ 减低银行利息
☛ 降低 70%每月还款
☛ 我们保证顾客申请之后绝对不会再有利息搭利息的问题
☛ 再也不会接到银行讨债的电话
☛可以节省的年利息方案
☛ 把所有卡债及私人贷款统一之后只需还Maybank户口 , 债务可以拉长至5年以上以减轻每月的还款。

申请银行个人贷款
Apply Bank Personal Loan/Personal Loan Consolidate

☛ 获得最底银行利息
☛ 降低 40%-70%每月还款
☛ 快速批准
☛ 省时间
☛ 可以节省的年利息和批准方案

想了解，请马上联络免费询问 :

Mr. Lee: 012 -921 8178 (Financial Advisor)

http://chatnow.my/60129218178
call/sms/whatsapp/wechat/line

信用卡和个人贷款用户或欠债者必知：为何债务重组那么重要目前如果您面对着信用卡和个人贷款而欠下大量的卡债无法还清的话或是让卡债压得喘不过气的你还需要每月供还那么高的commitment，而您正在寻求着其他方案或其他不良的管道来解决您的事情之前...
29/10/2019

信用卡和个人贷款用户或欠债者必知：为何债务重组那么重要

目前如果您面对着信用卡和个人贷款而欠下大量的卡债无法还清的话或是让卡债压得喘不过气的你还需要每月供还那么高的commitment，而您正在寻求着其他方案或其他不良的管道来解决您的事情之前，请给自己一个机会先询问专业理财师或专业相关人士，或联系我们免费询问是否能帮到您自己。

合法财务重组计划
Debt Restructuring Program

信用卡 & 个人贷款债务
☛ 减低银行
☛ 降低 70%每月还款
☛ 我们保证顾客申请之后绝对不会再有利息搭利息的问题
☛ 再也不会接到银行讨债的电话
☛可以节省的年利息方案
☛ 把所有卡债及私人贷款统一之后只需还Maybank户口 , 债务可以拉长至5年以上以减轻每月的还款。

想了解，请马上联络询问 :

Mr. Lee: 012 -921 8178 (Financial Advisor)

http://chatnow.my/60129218178
call/sms/whatsapp/wechat/line

Evaluate the data collected, to offer comprehensive and unparalleled financial advice and planning specially tailored to...
29/10/2019

Evaluate the data collected, to offer comprehensive and unparalleled financial advice and planning specially tailored to help clients achieve his/her financial goal

To obtain the best result, our Financial Planner will gather more specific goal and values, as well as client's objectiv...
29/10/2019

To obtain the best result, our Financial Planner will gather more specific goal and values, as well as client's objective

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No. 67, 2nd Floor, Jalan Dwitasik 1, Dataran Dwitasik, Bandar Sri Pemaisuri, Kuala Lumpur
Cheras
56100

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+60129218178

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