Pure Wealth Advisor

27/02/2021

EPF declares 5.2 per cent dividend

by RAHIMI YUNUS/ FILE PIX

THE Employees Provident Fund (EPF) has a declared dividend of 5.2% with a payout worth RM42.88 billion for Simpanan Konvensional.

This is lower than 5.45% declared for 2019 and the lowest dividend in more than a decade.

EPF also announced a 4.9% for Simpanan Shariah, with a payout totalling RM4.76 billion.

“With an average five-year real dividend of 4.62 per cent for Simpanan Konvensional and 4.32 per cent for Simpanan Shariah after adjusting for inflation, the EPF has exceeded its strategic target of declaring at least 2 per cent real dividend on average for a rolling five-year basis,” EPF said in a statement today.

The fund added that the total payout for 2020 is RM47.64 billion.

The EPF, one of the world’s oldest and largest retirement funds, declared the lowest return for Simpanan Konvensional in 2008 at 4.5% during the global financial crisis.

18/01/2021

SYABAS👏🏻👏🏻👏🏻

Toyota Capital perkenal pemilikan kereta patuh Syariah

Toyota Capital Malaysia

KUALA LUMPUR: Toyota Capital Malaysia memperkenalkan Kinto One, program langganan kereta Islamik yang pertama di dunia.

Ia menawarkan medium baharu kepada pelanggan untuk memiliki dan memandu kenderaan tanpa perlu terbeban dengan kaedah pembelian sewa beli kenderaan secara tradisional sebelum ini.

Presidennya, Thomas Chai, berkata Kinto One adalah hasil kerjasama strategik antara Toyota Capital Malaysia dan UMW Toyota Motor dan direka secara khusus untuk memenuhi keperluan gaya hidup generasi baharu berkaitan mobiliti.

"Ia berkenaan peralihan cara pembelian pelanggan daripada pemilikan kenderaan kepada penggunaan kenderaan. Ia juga selari dengan visi 'Mobility for All' yang dijuarai oleh Toyota," katanya dalam satu kenyataan.

Kinto One adalah pelan langganan kenderaan yang merangkum seluruhnya dengan bayaran ansuran bulanan tetap yang mana ansuran bulanan tetap berkenaan sudah termasuk sekali kos pendaftaran kenderaan, insurans komprehensif tahunan dan cukai jalan, penyelenggaraan berjadual serta penyelenggaraan pencegahan.

Tempoh langganan disediakan sama ada bagi dua tahun atau tiga tahun dan selepas ia tamat, pelanggan hanya perlu memulangkan kenderaan terbabit kepada Toyota Malaysia.

Sementara itu, Presiden UMW Toyota Motor Ravindran Kurusamy berkata KintoOne disasarkan untuk memenuhi keperluan generasi muda pemilik kenderaan yang inginkan kebebasan dan mobiliti melalui pelan langganan bulanan dengan ansuran tetap dan inklusif.

Kinto One dilancarkan oleh Toyota Motors Corporation dan diperkenalkan di banyak negara di dunia termasuk di Amerika Utara dan Amerika Selatan, negara-negara utama Asia dan Eropah.

Program itu kini secara rasminya boleh didapatkan oleh pelanggan di Malaysia bermula hari ini secara dalam talian melalui laman web www.kinto-my.com.

Model semasa yang ditawarkan termasuk Toyota Vios, Yaris, Corolla, Innova, Fortuner dan Camry dengan banyak lagi model lain akan disertakan, termasuk kereta Lexus.

-BERNAMA

https://www.bharian.com.my/bisnes/auto/2021/01/777478/toyota-capital-perkenal-pemilikan-kereta-patuh-syariah

18/01/2021

✅ Bank masih beroperasi sepanjang Perintah Kawalan Pergerakan dan proklamasi darurat.

✅ Jangan ragu-ragu untuk menghubungi bank anda melalui telefon, e-mel dan secara dalam talian jika memerlukan bantuan bayaran balik pinjaman.

✅ Untuk sebarang pertanyaan atau aduan, hubungi BNMTELELINK di https://telelink.bnm.gov.my atau hubungi AKPK di 03-2616 7766 untuk dapatkan nasihat atau pilihan bantuan lain.

__

✅ Banks remain open during Movement Control Order and emergency declaration.

✅ Don't hesitate to contact your banks via phone, e-mail and online if you need loan repayment assistance.

✅ For any inquiries or complaints, contact BNMTELELINK at https://telelink.bnm.gov.my or AKPK at 03-2616 7766 to seek guidance and explore other options for assistance.



Sumber : BNM, BH Online

15/01/2021

What say you?

Is it a good news?

Is it a new indicator?

Good time to buy?

Or cash is always 👑 king?

DBS Group Research is predicting Bank Negara Malaysia (BNM) to cut the overnight policy rate (OPR) by another 25 basis points (bps), which would bring the interest rate to a new low of 1.5%, in the forthcoming monetary policy meeting scheduled for next Wednesday (Jan 20).

11/01/2021

07/01/2021

#3-5yearsdowntheline

05/01/2021

🚦Pesan Elya:

Merah: Jangan
Hijau: Wajib/perlu
Oren: Digalakkan

p/s: sebagai guidance shj. Buat ok, tak buat pon okay 😅

05/01/2021

A father before he died said to his son:
“This is a watch your grandfather gave and this is more than 200 years old, but before I give it to you go to the watch shop on the first street, and tell him I want to sell it, and see how much it is”.
The son went to the watch shop and then came back to his father, and said, “the watchmaker said he'll pay 5 dollars because it's old”.
The father said : “Go to the coffee shop”.
The son went to the coffee shop and then came back to his father, and said : “ The coffeemaker said he'll pay $5”.
The father said : “Go to the museum and show that watch”.
The son went to the museum and then came back, and said to his father : “They offered me a million dollars for this piece”.
The father said : “I wanted to let you know that the right place values your value in the right way. Don't put yourself in the wrong place and get angry if they don't value you.
Who knows your value is who appreciates you, don't stay in a place that doesn't suit you”.
Know your worth 😇😇😇 ..

For more inspiring stories and money management insight follow Pure Wealth Advisor. They have help a lot of people livin to their dreams!

05/01/2021

BAYARAN I-SINAR DIKREDIT HARINI

PETALING JAYA- Sebahagian pemohon skim i-Sinar mampu tersenyum lebar apabila menerima bayaran pertama yang dikreditkan ke akaun bank masing-masing secara berperingkat bermula hari ini.

Bayaran melalui akaun 1 Kump**an Wang Simpanan Pekerja (KWSP) itu dibuat selepas pemohon menerima keputusan permohonan mereka yang boleh disemak semalam menerusi pautan https://isinar.kwsp.gov.my/.

Sementara itu, rata-rata pengguna laman media sosial berkongsikan kegembiraan mereka semalam selepas mengetahui status permohonan mereka diluluskan KWSP.

Bagi , dia melahirkan rasa syukur selepas permohonannya diluluskan dan meminta orang ramai untuk memeriksa status mereka.

“Alhamdulilah, guys you can now check your i-Sinar application already (kamu semua sudah boleh semak permohonan i-Sinar),” ciapnya.

KWSP sebelum ini menjelaskan pembayaran pertama i-Sinar bagi kategori satu akan dibuat bermula pertengahan Januari 2021.

Bagi kategori dua p**a, status permohonan akan dimaklumkan kepada ahli dalam masa dua hingga tiga minggu selepas permohonan dibuat. – K! ONLINE

04/01/2021

Covid effect. 😢

There are more than 340 companies now that have blamed the effects of Covid-19 in their decisions to file for bankruptcy in the U.S.