MoXi - Global Homeownership

Casa
Mexico
San José del Cabo
MoXi - Global Homeownership

Cross-border financing for U.S. citizens seeking to securely purchase or refinance property in Mexico Here, you’re not another online transaction, you’re family.

When it comes to finding the right cross-border mortgage in Mexico for your dream home, you need a mortgage company that makes you a priority and can take you from start to finish with full disclosure and trust! At MoXi our sole focus is to give you peace of mind with international investment expertise and excellent customer service. Our entire experienced, first-class staff works relentlessly to

ensure closing a mortgage for your dream home in Mexico is a seamless and entirely transparent process. From the moment you complete your pre-qualification form until the moment you receive your keys, our team will be there for you! We will update you every step of the process while answering any questions you will certainly have along the way to help you understand the process and close with confidence. We also believe receiving a Mexican mortgage loan doesn’t need to take longer than necessary. Our team will be with you every step of the way to ensure that you obtain the best mortgage terms and a property clear of any hidden liens or encumbrances. Our team will have you lounging in your new home faster than you can say “mi casa”. It’s all part of our mission to bring quality mortgage services to you, whether you’re here in Mexico or in the States. https://linktr.ee/moxiglobalmortgage

26/08/2026

Most people who dream about a place in Mexico never actually price it out.

They picture the whole purchase price sitting in one lump, decide it isn't realistic, and the idea stays a someday thing. Years go by that way.

Here's what usually goes unmentioned. You don't have to pay cash. MoXi® writes fixed rate mortgages in U.S. dollars on property in Mexico, amortized over as long as 30 years, for U.S. citizens and permanent residents of the United States. Financing goes up to 65 percent of the sales price or appraised value, whichever is less.

Which means the number in your head is probably about three times bigger than the number you'd actually need to get started.

No peso loan, no balloon payment, no prepayment penalty. The same structure as a mortgage at home, on a house with a considerably better view.

Run the numbers on a place you've been watching: https://bit.ly/moxi-calc-fb

MoXi® | A Global Homeownership Company

24/08/2026

If you paid cash for your place in Mexico, you probably didn't have a choice. Most buyers don't. Peso financing is expensive, it's in the wrong currency for someone who earns and spends in dollars, and it rarely comes with a long fixed term. So people wire the full amount and move on.

Then a few years pass. The property is worth more than what you paid. And every dollar of that is locked up in a house you can't borrow against.

MoXi® changes that. We do 30-year fixed cash-out refinances in U.S. dollars on Mexican property, for U.S. citizens and permanent residents of the United States. Up to 60 percent of the appraised value comes back to you as cash. No peso exposure, no adjustable rate, no five-year balloon.

What people are doing with it: buying a second property, funding a renovation, paying off higher-rate debt back home, or just moving idle equity somewhere it earns.

Loans run approximately $200,000 to $2.5 million on Mexico property valued at $350,000 or more. If that's you, it's worth twenty minutes to find out what your property can do.

See how it works and schedule a refi strategy session: https://bit.ly/moxi-refi-fb

MoXi® | A Global Homeownership Company

21/08/2026

The United States has about 4 million notaries. Mexico has roughly 4,500.

That's around 340 times the density per capita, and it's because the two jobs have almost nothing in common.

In the States a notary watches you sign. In Mexico a notario público holds a law degree, drafts your deed, verifies the title, withholds your taxes, and records the transfer. Without them the transfer isn't protected.

Here's what surprises most buyers though. A notario is a lawyer, but not your lawyer. They represent the buyer, the seller, and the government at once.

We wrote up what that means for you before you sit down at a closing table in Mexico.

https://www.globalmortgage.mx/blog/what-does-a-notario-do

18/08/2026

Still wondering whether owning a home in Mexico is somewhere in your future, but not quite sure how it all works?

Short answer: yes. A foreigner really can own property in Mexico.

Near the coast it works through a bank trust called a fideicomiso, and you're the beneficiary. You live in it, rent it, sell it, pass it on to your kids. The bank holds the title, but the ownership is yours.

That's the simple part. On Wednesday we go through the rest, including the one nobody puts in writing: what happens to your home if the bank holding your trust ever fails.

Italia Rolland of Banca Mifel builds these trusts every day, and she's joining Guillermo Caldelas and Melissa Olguin live.

Wednesday, August 19 at 2:00 PM Pacific. Free, and if Wednesday doesn't work, register anyway and we'll send the replay.

Register: events.moxi.global/webinar

12/08/2026

There are 106 days between today and Thanksgiving dinner.

That is enough time to buy a home in Mexico and be sitting in it when the turkey is ready, but only if you get moving in the next couple of weeks. A purchase down here has more moving parts than one back home. There is the fideicomiso, the permit from the Secretaría de Relaciones Exteriores, the appraisal, the notario. None of it is complicated once someone walks you through the order. All of it takes time.

If the holidays in your own place in Mexico is the goal, this is the month to start asking questions. Our guide to financing a home in Mexico as an American is a good place to begin.

https://www.globalmortgage.mx/mexico-mortgage-guide

MoXi®. A Global Homeownership Company.

11/08/2026

Somebody has probably told you that when you buy a house in Mexico, you never really own it.

It is the single most common reason people hesitate, and it is also the part of the whole transaction that gets explained the worst.

There is a real answer, and it comes down to one document. So this month we are not explaining it ourselves. We invited the bank.

Italia Rolland runs Trust Business Development at Banca Mifel, one of the fiduciary partners approved by MoXi®. She builds these trusts every day, and she is joining Guillermo Caldelas and Melissa Olguin live to answer the question from the side of the table that holds the title.

What a fideicomiso actually is. Where Mexico's restricted zone falls. What the trust costs each year, and what happens to it the day your loan is paid off.

Wednesday, August 19 at 2:00 PM Pacific. Free, live, and we will take your questions.

Register: events.moxi.global/webinar

07/08/2026

Somebody probably told you that foreigners can't own property in Mexico.

Half true. Inside the restricted zone, which is 50 km from any coast and 100 km from any border, a foreign national can't hold direct title. That's about 37% of the country, and it covers Cabo, Vallarta, Tulum, Cancún, and all of Baja.

The other half is wrong. You buy through a fideicomiso, a bank trust built for exactly this purpose fifty years ago. You control the property completely. The bank can't sell it, can't borrow against it, and can't touch it without your written instruction.

We wrote the whole thing down, and there's an eleven minute video if you'd rather watch.

globalmortgage.mx/blog/fideicomiso-explained

28/07/2026

Buying and financing a home in Mexico can feel like a waiting game. You sign, then you sit there wondering what is happening behind the scenes.

Tomorrow, we walk you through all of it.

Guillermo Caldelas and Melissa Olguin from our team are going live to show you exactly what happens between the day you make an offer and the day you get the keys. Every stage, where the time actually goes, and how to keep things moving.

The Hidden Timeline: Why Mexico Closings Take More Time
Wednesday, July 29 at 2:00 PM Pacific
Live on Zoom, and it is free

Save your spot: events.moxi.global/webinar

27/07/2026

Something we've been watching closely.

Nearly ten of the world's most recognized luxury hospitality brands now anchor branded residential communities across Mexico's two most active coasts. Four Seasons. Rosewood. One&Only. Auberge. Ritz-Carlton Reserve. Montage. Pendry. Discovery Land Company.

This is the new map of luxury in Mexico. Not the map most American buyers are still working from.

If you're paying attention to the market and want to understand where it actually sits in 2026, we wrote a piece worth reading. Link in comments.

MoXi® provides U.S. dollar mortgages for U.S. citizens and permanent residents buying property in Mexico.

MoXi®. A Global Homeownership Company.

20/07/2026

While Los Cabos gets most of the coverage, the Pacific coast north of Puerto Vallarta has quietly become one of the most active luxury development corridors in Mexico.

Punta Mita's private peninsula anchors it, with two Four Seasons resorts and a growing lineup of branded residences. Just north, the Mandarina development is now home to One&Only Mandarina and the newly opened Rosewood Mandarina. Susurros del Corazón carries the Auberge Resorts Collection flag. Montage and Pendry residences are both coming to the Punta Mita gates.

Four Seasons. Rosewood. One&Only. Auberge. Ritz-Carlton Reserve. Montage. Pendry. Seven of the most recognized names in global luxury hospitality on one stretch of Mexican coast.

This is some of what the American buyer landscape in Mexico looks like right now. We wrote a longer piece on it. Link in comments.

MoXi® provides U.S. dollar mortgages for U.S. citizens and permanent residents buying property in Mexico.

MoXi®. A Global Homeownership Company.

Dirección

Carrera Transpeninsular Km 29. 5, Plaza Península, Local 5C, La Jolla
San José Del Cabo
23406

Teléfono

+18665094657

Página web

https://linktr.ee/moxiglobalmortgage

Notificaciones

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