Comsiv Limited

08/04/2024

Our Partnership with GIZ

Closing the Agricultural Finance Gap in Malawi for Sustainable Growth

The GIZ global program “Promotion of Agricultural Finance for Agri-based Enterprises in Rural Areas” (GP AgFin) in Malawi has successfully wrapped up the Farmer's Financial Cycle (FFC) Training of Trainers. The training was led by Master Trainers engaged from Zambia, through the long-standing collaboration with the GIZ GP AgFin Zambia.

By bringing farmers, agri-businesses, and partner financial institutions together, our GIZ GP AgFin Project in Malawi serves as a bridge with the main goal of sustainably and impactfully enhancing access to finance for smallholder farmers and MSMEs in Malawi. 👨🏾‍🌾🌱👩🏾‍🌾

During the five-day training, conducted in January 2024 at Bingu International Conference Center in Lilongwe, the contracted Master Trainers from Zambia shared valuable insights with nominated representatives from partner financial institutions, including MicroLoan Foundation, CUMO Microfinance, Comsiv Limited, NBS Bank, Malawi Union Of Savings and Credit Cooperatives, through Fincoop Savings and Credit Cooperative, Mchinji SACCO, Tipindule SACCO, as well as representatives from the Ministry of Agriculture’s Department of Fisheries and the Bankers Association of Malawi.

The GIZ GP AgFin project in Malawi aims to empower partner financial institutions and (semi-) state organizations to conduct financial literacy training for farmers, enhancing their personal and farm management skills for improved livelihoods. Topics covered include savings, loans, agriculture insurance, investment, and digital financial management. 📈💼

All the sessions were designed to be interactive and participant-centered. They were complemented by pilot trainings for the trainees to practice the tools and delivery of theoretical concepts gained, thus ensuring their effective learning and engagement. Thanks to the active participation and support from Zambian Master Trainers, 22 certified FFC trainers are now equipped to train and uplift the agricultural community.

In preparation for the next agricultural season, the certified trainers will impart valuable financial literacy skills to smallholder farmers through FFC from April to June 2024. Additionally, they will support the farmers in establishing linkages with financial institutions, enabling them to access vital agricultural finance resources. The success of the GP AgFin project in Malawi relies on our collaborative efforts, emphasizing the crucial step of working closely with partners to ensure sustainable impact. 🌟🌾💪

GP AgFin is financed by the Federal Ministry for Economic Cooperation and Development (BMZ) and implemented by the Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH.

For more information: Improving access to agricultural finance in rural areas - https://www.giz.de/en/worldwide/127032.html

The project improves access to agricultural finance for agricultural and agri-based enterprises in rural areas.

08/03/2023

As a company whose majority of customers are women, we cannot keep quite but make some little noise in praise and honor for our women. Happy International Women's Day!

20/08/2021

We are Hiring!!

Chief Executive Officer

COMSIV Company Limited is an investment arm of the COMSIP Cooperative Union Limited registered under the Company Act (2013). The company promotes the financial inclusion and commercialization of cooperative enterprises in Malawi in order to improve incomes and diversify livelihoods.

COMSIV Limited seeks to recruit a well experienced and results oriented candidate to fill in the position of a General Manager. He/ She will be directly accountable for the general management and oversight of COMSIV to deliver and increase profitability, business and market share growth, product pe*******on.

Role Summary
The position is responsible for operations strategies and business growth to deliver effective and profitable operation of the business and enhance the Company’s profile in the market place. The successful candidate will be responsible for lending, product development, marketing, customer experience, policy development, compliance and controls.

Key Responsibilities
• Lead and direct the development and implementation of the Company’s Strategic Plan, Annual Business Plan and Budgets
• Develop plans for business growth and profitability targets of the Company
• Monitor and evaluate performance to generate a healthy portfolio on a monthly basis, including client satisfaction metrics.
• Ensure organizational quality through review, update, implementation and adherence to agreed policies, procedures and manuals.
• Ensure compliance and adherence to statutory and regulatory requirements as well as continuous update of processes, policies and procedures.
• Prepare Budgets, Annual Business Plans and Operational Plans.
• Lead the team in championing the Company’s brand image both internally and externally
• Oversee credit risk framework, implement Credit Strategies, Policies and Procedures in line with the Company’s Corporate Strategy and ensure compliance.
• Implement the microfinance plan focusing on increasing the outreach of the Company through innovative marketing programs and development of new credit and non-funded products.
• Lead in mobilization of sufficient funds for onward lending to customers
• Manage and maintain relationships with strategic stakeholders.

Skills & Qualifications
• A Bachelor’s / Master’s degree in Finance, Business Administration or a related field of study from a reputable University
• Minimum of 4 years’ experience in Senior Management positions in a Microfinance Institution or a Bank
• Experience in credit origination and credit risk assessment in a lending environment coupled with mobilization and delivery channel development.
• Flexible and resourceful; the ability to work in a fast growing institution
• A thorough understanding of microfinance performance metrics/indicators and the ability to interpret and process operations data
• Strong leadership skills and ability to develop staff
• Customer Focused
• Analytical Thinking
• Entrepreneurial spirit
• Excellent communication skills
• Strong Financial Expertise

How to apply: - If you possess the necessary qualifications and experience, please send your application together with your CV with traceable referees and copies of your qualifications to: The Chairperson, Human Resources Committee, COMSIV Limited, Area 6 Plot 6/172, Private Bag 105, Lilongwe, Tel: 01 759 331, Email: [email protected]

Closing date is 30th August 2021.

25/01/2019

Ooops!!! It looks like our email address is returning your applications. Meanwhile, our technicians are working on it. You may send your email applications via email to

[email protected]

22/01/2019

VACANCY ANNOUNCEMENT
COMSIV Limited is a new Micro finance company and a subsidiary of COMSIP Cooperative Union Limited. The company promotes the financial inclusion and commercialization of cooperative enterprises in Malawi in order to improve incomes and diversify livelihoods. The company seeks to recruit 2 young, dynamic and energetic Malawians to fill the post of: Inclusive Finance and Productivity Officers (IFPOs)

Location: Kasungu/ Dedza
Reporting: They will report directly to the Cooperatives Commercialization Manager

Key duties and Responsibilities:

 To undertake marketing of COMSIV’s lending activities to accelerate business growth in a planned way.
 To establish rapport with borrowers and coordinate with Cooperative Commercialization Manager to improve profitability of the business enterprise.
 To educate clients about COMSIV’s Loan Policy and Procedure and how it can facilitate them to increase production and income
 To study customers’ problems and organize meeting with Cooperative Commercialization Manager or members of Credit Committee or BoD to resolve them and clarify their doubts/misgivings
 To create atmosphere quite congenial for prompt recovery of loans this can reduce instances of loan delinquencies.
 Attend to client enquiries
 Do preliminary loan analysis
 Facilitate Debt management trainings to clients
 Capturing data in computerized systems

Qualifications, Experience and Skills
 He/she is expected to possess Diploma in community development or Accounting obtained from a reputable institution
 2years experience in Microfinance, community development or banking
 Ability to work under minimal supervision and meet strict deadlines
 Motorcycle riding license
 Computer literacy and knowledge of cloud based microfinance systems will be an added advantage.

COMSIV limited is an Equal Opportunities Employer and Women are encouraged to apply.
Applications with Curriculum Vitae must be submitted not later than 5th February 2019 through email or hand delivered to:

The General Manager
COMSIV Limited
Area 6 Plot 6/172,
Private Bag 105, Lilongwe
Tel: 01 759 331
Email: [email protected]

18/01/2019

Thank you for taking time to visit and Like our page. The vacancy details as most of you have been requesting is coming up shortly.

14/01/2019

Inbox for details

14/01/2019

We are Hiring

We are looking for energetic, young people to fill the post of Inclusive Finance and Productivity officers for our Lilongwe and Dedza offices. Write to the General Manager, COMSIV Limited, P/Bag 105, Lilongwe. More details will follow.

14/01/2019

We are Hiring!!!!
Looking for young, energetic female loan officers for our Kasungu and Dedza branches. Details to follow

02/01/2019

Hello People,

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