Zamara Malawi

27/08/2026

KODI MUNTHU AMALOLEDWA KUTENGA NDALAMA ZAKE ZA PENSHONI PA ZIFUKWA ZITI?

Malinga ndi lamulo la penshoni (Pension ACT 2023), muli ndi ufulu otenga ndalama zanu za penshoni mukafika zaka zopumira pantchito, mukafuna kupuma ntchito msanga motsatira malamulo kapena mukakhala kuti simuli pa ntchito kwa miyezi yopitilira itatu.

Mukhoza kutenganso ndalamazi ngati mwadwala kwambiri ndipo simungakwanitsenso kugwira ntchito kapena munthu akamwalira, anthu omwe adawasankha kuti alandire nawo thandizo amalandira ndalamazo.

25/08/2026

KODI CHIMACHITIKA NDICHANI NDI NDALAMA ZANU ZA PENSHONI MUKASIYA KAPENA KUSINTHA NTCHITO?

Ngati munthu sanapeze ntchito ina ya tsopano, ndalama za penshoni zimathakusamusidwa kupita ku ndondomeko ya penshoni yomwe munthu akugwira, kuonetsetsa kuti ndalama zanu za peshoni zikupitirabe kupindula komanso kuchuluka.

Ngati munthu sanapeze ntchito kwa miyezi yopitilira itatu, lamulo limalola kuti munthu athe kutenga ndalama zina ngakhale kuti kuchita izi kumachepetsa ndalama zomwe adzalandire panthawi yopuma pa ntchito.

Mwachidule kusiya kapena kusintha ntchito sikutanthauza kuti ndalama zanu za penshoni zapita pachabe, zimatetezedwa ndi lamulo ndipo zitha kusamutsidwa kapena kutengedwa malingana ndi m’mene zilili panthawiyo.

Kuwonjezera apo, lamuloli linakhazikitsa thumba lapadera loteteza ndalama zosungidwa ngati palibe ndondomeko yomwe yasankhidwa, ndipo limafuna kuti ogwira ntchito asankhe anthu olandira ndalamazo kuti zigawidwe moyenera ngati atamwalira.

20/08/2026

Ngati muli mu ndondomeko ya penshoni yomwe imafuna kuti okulembani ntchito ndi inuyo kusonkha ndalama za penshoni yanu (Contributory), zimutanthauza kuti ndalama zanu zopuma pantchito zimasonkhanitsidwa mogwirizana pakati pa inu ndi okulembani ntchito.

Mwachitsanzo, ngati malipiro anu onse (asanachotsedwe misonkho ndi zina) ndi MWK 1,200,000, inuyo mumapereka 5% (MWK 60,000) pamene okulembani ntchito amawonjezera 10% (MWK 120,000). Pamodzi, ndalama zokwana MWK 180,000 zimatumizidwa ku akaunti yanu ya penshoni mwezi uliwonse, zomwe zimapanga MWK 2,160,000 pachaka.
Koma woyang'anira penshoni samangosunga ndalamazo; amaziika mu bizinesi kapena ndalama zopindulitsa (investments) kuti zichuluke. Ngati phindu la ndalama zomwe zayikidwazo mu chaka cha 2025 linali 127%, ndalama zanu zokwana MWK 2,160,000 zimachuluka kufika pa MWK 4,467,256.

Izi zikusonyeza kuti penshoni si nkhani yokhayo yosunga ndalama zomwe inuyo ndi okulembani ntchito, koma ndi njira yowonjezera ndalamazo kudzera mu phindu lomwe limapezeka poika ndalamazo mu investment.

Pakapita nthawi, kupitiriza kupereka ndalama komanso kukula kwa ndalamazo chifukwa cha phindu lopitilira, kumapanga ndalama zambiri, zomwe zimakupatsani chitetezo cha zachuma komanso ulemu pamene mwapuma pantchito.

17/08/2026

Dear Scorchers,

You made us believe, and in doing so, you captured our hearts. You carried the dreams of a nation and gave us memories that will live forever.

The outcome may not have matched our wishes, but the pride you gave us is greater than any result. Malawi stands with you, proud and unwavering.

You are our Champions!

10/08/2026

Message of Condolences.

Zamara Pensions Administrators Limited extends sincere condolences to the Banda family, the Malawi Broadcasting Corporation, and the media fraternity following the passing of Mr. Brian Banda.

We stand with the nation in honouring the memory of a distinguished media professional who helped to fundamentally shape broadcasting and media in Malawi.

May his soul rest in peace.

10/08/2026

05/08/2026

A client may forget the details of every conversation, but they will always remember how you made them feel.

At Zamara we show up with consistency and care to ensure you are heard, supported, and valued.

31/07/2026

Meet Tamandani, Client Servicing – Lilongwe.

She is a dedicated Client Servicing professional focused on building strong client relationships and ensuring exceptional customer experiences. With a client-first approach, Tamanda works closely with clients to understand their needs, coordinate solutions, and ensure seamless service delivery.

Tamanda is passionate about creating positive client experiences and serving as a trusted point of contact between clients and the team.

29/07/2026

A pension is one decision that pays you back for life.

The choices you make during your working years shape the retirement years ahead.

Choose growth. Choose security. Choose confidence. Choose Zamara.
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27/07/2026

You worked for it. Let it work for you.

Every early morning, every late night, every achievement, your pension is the reward for years of dedication and hard work.