06/10/2026
Commercial property risk doesn’t stand still. Neither should the underwriting.
A recent National Financial Ombud Scheme case highlights what can happen when changes to a commercial property go unidentified, and the gap that can develop between the risk originally underwritten and the risk that ultimately produces the loss.
In our latest Practical Perspectives, we look at what this means for insurers and reinsurers, from risk surveys and changing occupancies to loss severity, PML assumptions and treaty performance.
A case for dynamic property risk management. Read the full article here: https://www.reinsurancesa.co.za/a-case-for-dynamic-property-risk-management-news