Mikro Kapital

Mikro Kapital was founded by Italian financier Vincenzo Trani in 2008. Mikro kapital was founded by Italian financier Vincenzo Trani in 2008.

Mikro Kapital sarl is a securitization management company, which is a specialized operator in the market of financing micro, small and medium-sized businesses in Russia and the CIS countries, registered in the Grand Duchy of Luxembourg. As it was specializing in the work with the CIS countries since its establishment, currently Mikro Kapital is a recognized expert at the market of financing of dev

eloping countries for which the institutions of lending to small and medium-sized businesses are crucial for the development of their economies and society.

27/02/2020

Moscow, February 26th - The Italian Ambassador of Moscow Pasquale Terracciano conferred the title “Order of the Star of Italy” on Mr. Vincenzo Trani. The awarding ceremony took place at the Italian Embassy in Moscow. This honour is given to Italian citizens living abroad who have acquired special merit in the promotion of friendly relations and cooperation between Italy and other countries and the promotion of ties with Italy.

In 20 years of working experience in the Russian Federation, Mr. Vincenzo Trani contributed to enhancing commercial and cultural relationships between the two countries.

Since 2000, Mr. Vincenzo Trani has been living and working in Russia and he is considered one of the most successful Italian entrepreneurs. He set up the first car sharing company in Russia “Delimobil”; funded the micro-finance company “Mikro Kapital”, which supports small and medium-size businesses, moreover he also created the investment company “General Invest”. He is the President of the Italian-Russian Chamber of Commerce.

11/02/2020

Today Mikro Kapital is taking part in the event "Responsible Finance" in Chisinau, Moldova. We are discussing about the opportunities and perspectives of the non-banking sector.

06/02/2020

MICROFINANCE SUMMIT 2020 - Discussing the future of Microfinance with sharing economy in Rome

23/01/2020

Mikro Kapital is glad to invite you to the show "Due uomini, due civiltà" di Annamaria Waldmueller, which will take place in the enchanting Palazzo della Cancelleria in Rome on 24th and 25th of January.

Get the chance to obtain one of the last tickets available! Write an email to [email protected] and enjoy the show!

30/11/2019

Uzbekistan has been steadily improving its position in international ratings, like company registration process and tax payment procedures have been simplifying and loan issuance has been becoming more affordable. Uzbekistan is becoming one of the most promising, although still undervalued, directions for investment in Central Asia. The current reforms largely target the development of small businesses and private entrepreneurship (SME) as SMEs have the greatest potential for becoming a real basis for forming a middle class.

Uzbekistan is the most densely populated country in the Central Asian region with huge potential:
∙ Diverse natural resources and investment areas — cotton, gold, natural gas, hydropower.
∙ Rather stable microeconomic, financial, social and politic systems.
∙ Strategically advantageous geographical location between China and Europe.
∙ Relatively small public debt.
∙ A promising state program to attract and distribute investments.
However, analysts say that the investment climate in Uzbekistan has been undoubtedly improving every year — transparency has been increasing, the market and laws have been becoming more liberal and flexible.

That is the reason why Mikro Kapital investing here.

29/11/2019

Vincenzo Trani Becomes New CEO of Delimobil

Leading Russian carsharing companies Delimobil and Anytime Prime saw change in the senior leadership on November 11, 2019. Vincenzo Trani, a co-owner of the Mikro Kapital Group and a founder of kicksharing service provider Delisamokat, took up a position as the company’s CEO, previously held by Mukhit Seydakhmetov.

The CEO has already shared his aggressive strategy to promote the carsharing company to rank among three world leaders of the industry. According to Vincenzo, he is going to change the attitude of Russian people to carsharing, help them percept it as a convenient eco-friendly solution rather than just another means of transportation and raise public awareness.

Found in 2015, Delimobil carsharing company continues to grow, attracting funds from Luxembourg-based Mikro Kapital investment fund. As of November 2019, the company ranks second in its segment in terms of the number of cars in Russia. 70,000–80,000 rides are made on Delimobil vehicles every day.

19/11/2019

According to the World Bank, the growth outlook in 2019 remains subdued at about 2 percent per annum due to a combination of structural rigidities in the economy and softening terms of trade, as the economies of Belarus’ main trading partners stagnate.

This modest outlook is conditional on partial (at least 50 percent) compensation for “tax maneuver” in Russia (the replacement of oil export duties with a mineral extraction tax).

According to the International Monetary Fund (IMF), growth would decelerate toward zero or a recession by 2023, public debt would increase by 15 percent of GDP, and additional fiscal consolidation would be required.

On the positive side, recent measures to liberalize private economic activity could help maintain a trade surplus in services.

SOEs have continued to be a persistent source of fiscal risk at a time when total public sector debt remained high at 56.5 percent in 2018 as compared to 44.1 percent in 2011.

Hence, advancing SOE reform, will help to reduce vulnerabilities and raise growth potential over the medium to long term.
https://mikrokapital.com/outlooks/focus-belarus?utm_source=media&utm_medium=FB&utm_campaign=19_11

12/11/2019

How could a rural household with two cows be transformed into a farm, a successful family business? Andrey Maklakov, a farmer from the village of Ostashkovo, the Tver region, knows the answer to this question.

He started business back in 1992. As the political and economic environment in young Russia was far from favorable, Andrey and Olga decided to establish a business – to breed cows and sell milk. And at the same time, the couple was raising three children.

A family farm started with only two cows. On the surface it seems easy to manage a small livestock. But preparation of a barn, equipment, regular veterinary examination of animals and analysis of milk, search for markets need a huge amount of time and effort. Furthermore, it was required to find equipment to prepare cattle food for the whole year during the summer. Children helped their parents.

The Maklakovs decided to take a loan in Mikro Kapital. The family spent additional funds to buy new farm machinery, trailed implements for fodder conservation, build a house and increase livestock numbers. Manual milking is difficult, so the owners partially automated the process using the milking machine.

Today Olga and Andrey have six cows, the family produces milk, makes cheese and cottage cheese for sale in the Tver region.

Watch the interview with Andrey and Olga: https://mikrokapital.com/ru/case_studies/farm?utm_source=media&utm_medium=FB&utm_campaign=12_11.

06/11/2019

In recent decades microfinance has had a fundamental impact on poverty alleviation, promoting the financial inclusion of the poorest and weakest of the world population.

Mr. Trani, the speaker of educational CAIA Luxembourg event, has said that microfinance can be an interesting opportunity for private investors. Nowadays, it is considered to be a real asset class.

01/11/2019

Founder of Mikro Kapital Group gave an interview to GQ Russia magazine. We present only a snippet. Please, see the full version here: https://www.gq.ru/success/vincenzo-trani-interview?_preview_code=a5025ef1
How does Mikro Kapital support small businesses? What type of projects do you usually deal with?

We invest strongly in the real economy through our microfinance organization and use classical approach in our work. We have 62 branches in Russia, Moldova, Romania, Kazakhstan, Belarus and other countries, where entrepreneurs can contact us. All the applications are quickly reviewed – we usually make a decision within 3–4 days. Our key point is to analyze carefully client’s business and its capacity – to give him products he needs at a certain moment. We also analyze the business plan. If a client has no business plan, we help to create it. We do this together with the client because it is very important to discuss everything. We communicate and explain his strong and weak points to help him develop in the right way.

The majority of our projects is from commerce sector, including agriculture. 30 % of our clients are manufacturers. We finance businesses in the segment from the smallest ones and up to € 50,000–60,000. We work with the small entrepreneurs in troubled territories – the south of Russia (the Caucasus). We are the only foreign company that provides loans to small businesses in Dagestan, Circassia and Ingushetia.

I believe that we can do much more than that. Now we are trying to apply more innovative approach to the analysis of entrepreneurs and businesses to understand how to boost the processes. We also try to search for them not only through offline branches, but through other digital platforms. We are quick and aggressive. Our aim is to involve international investors as well.

25/10/2019

Those attracted by the idea of opening their own artisan cheese factory, should take several steps to create this business.

✔ Planning a product line
Each cheese specialty has its own production technology, therefore, equipment and its quantity, space planning and even presentation of products to consumers depend on the product line. Also remember: soft cheeses are only stored a few days, so they need to be sold very quickly, and hard ones require special premises and years to mature. Also pay attention to the milk type and availability of milk producers in your area. For example, classic mozzarella is made from buffalo milk, but buffalo farms can be extremely rare in your area. There is only one buffalo milk producer in Moscow Region, Russia, so mozzarella producers from Moscow often use cow milk.

✔ Choosing a production facility
The minimum required size of a cheese production facility is 25 m2. Zoning is also needed — for the acceptance, filtration and storage of raw materials, processing of tools and equipment, production, as well as for ripening, packaging, and storage.
It is prohibited to equip workshops in residential buildings, garages and basements — if you do not have enough money to buy a suitable space, rent will be a reasonable decision.

✔ Buying tools and equipment
You should decide whether packing is required or not, how many rooms you need to cook cheese, whether you should have a separate space to accept milk or not. Or maybe you will make cheese on your own farm? Then it is better to separate the cheese factory from the milking parlor. These are the issues to take care of at the first stage. The local Ministry of Agriculture can assist you with the planning.

✔ Creating your team
The required minimum is a cheese manufacturing engineer (at the initial stage), a cheese maker and up to three factory workers. If it is possible, you should employ an accountant, a driver, and a sales manager.

✔ Business registration and legal issues
Legal tasks of primary importance include registration of an enterprise (i.e. LLC or Sole Proprietorship), obtaining permits from the relevant services, sanitary permits for the owner and employees. Manufactured cheeses will also require certification. If you want to start a business from scratch, you need to take care of borrowed funds or participation in grant programs in your area.

✔ Selling products
Owners of artisan cheese factories can distribute their products through small shops, markets, private stands, supermarkets, restaurants and cafes, weekend craft events or online stores. Try to establish several supply routes at once — it will ensure good networking and recoup business costs.

24/10/2019

Small Wins Lead to Big Victories: Muhammad Yunus and Grameen Bank

Sometimes people need small wins to achieve big goals – this is the principle that Muhammad Yunus adheres to. He managed to create a stable and effective system of microlending, which later helped his compatriots to gradually develop their own businesses and improve their living standards.

It all started in 1976, when 36-year-old Muhammad visited Jobra, a poor village in Bangladesh. When this happened, Yunus had already graduated from two universities, worked as an economics teacher in Bangladesh and the United States, established a civilian committee to support the liberation movement, and tried to develop several projects to fight hunger. Visiting poor households in Jobra, he realized that even a little cash support could give its residents a chance for a better life.

Muhammad loaned only $27 during that visit – he gave it to 42 residents of the village out of pocket. After that, Yunus took greater steps. In December 1976, he received a loan from the state-owned Janata Bank and issued it in small installments to the peasants from Jobra. In the same way, he also disposed of funds received from other banks.

6 years later, Yunus had already had 28,000 clients, which allowed the professor to launch his own bank on January 1, 1983. The organization was named Grameen, which means “village bank”. Despite the skepticism of unfriendly residents of Bangladesh, Muhammad and his associates continued to develop the business, and as soon as July 2007 the number of borrowers grew to 7.4 mln, and the amount of loans issued was up to $6.38 bln.

Distrust to this microlending model from other banks was associated with possible risks: it was believed that borrowers (especially the poor ones) repay small amounts rarely and reluctantly. Muhammad Yunus proved the opposite: Grameen’s loan defaults do not exceed 3 %. One of the reasons for good loan practice among the clients is the system of “joint liability groups”. Bank managers create groups of five people, and after they stand bail for each other, loans are provided to only two. If those who received money begin to pay off debts, all members of the group can receive a loan. This helps clients to take responsibility for their obligations and encourages mutual support and assistance.

“If people sleep on the beds – they are very rich for us, we are looking for those who sleep on the floor,” says Muhammad Yunus, Nobel Peace Prize winner and “Banker to the Poor”. This is not charity, but the opportunity to give a starving man not a fish to feed him for a day, but teach a man to fish, and feed him for a lifetime.

Adresse

10 Rue Caspard-Mathias Spoo
Luxembourg
L-2546

Téléphone

+35226976304

Site Web

http://www.mikrokapital.com/

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