17/09/2026
How much does health insurance cost in Switzerland? 🇨🇭
For young adults aged 19 to 25, the average Swiss basic health insurance premium in 2026 is around CHF 326 per month.
But if you're an eligible international student, intern or au pair in Switzerland, things can look very different.
With Swisscare, international student health insurance starts from CHF 38 per month. 🎓
Why the difference?
Eligible foreign students and certain other groups may be able to request an exemption from compulsory Swiss basic health insurance and choose an equivalent private insurance solution instead.
So before assuming health insurance in Switzerland has to cost hundreds every month, check which options actually apply to you.
🇨🇭 Studying in Switzerland?
Check your eligibility with Swisscare.