07/05/2026
Uncertainty is rising , but many businesses remain unprotected.
In my experience working closely with organizations across the region, I continue to see a critical misconception: many believe they are either not exposed to political violence risks, or that their existing property insurance will respond.
In reality, most standard policies exclude or severely limit coverage for events such as riots, civil commotion, strikes, terrorism, and war.
The consequences are significant. A single incident can disrupt operations, damage assets, and create financial strain that many businesses are not structured to absorb.
Political violence insurance is not about anticipating crisis, it is about ensuring continuity when uncertainty becomes reality. For organizations operating in volatile environments, it is no longer optional; it is a fundamental component of a resilient and well-structured risk strategy.
# BusinessContinuity
Lâincertitude augmente, mais de nombreuses entreprises restent insuffisamment protĂ©gĂ©es.
Fort de mon expĂ©rience aux cĂŽtĂ©s dâorganisations Ă travers la rĂ©gion, je constate une idĂ©e reçue persistante : beaucoup pensent ne pas ĂȘtre exposĂ©es aux risques de violence politique, ou estiment que leur assurance dommages existante interviendra.
En rĂ©alitĂ©, la plupart des polices standards excluent ou limitent fortement la couverture pour des Ă©vĂ©nements tels que les Ă©meutes, les troubles civils, les grĂšves, le terrorisme, et mĂȘme la guerre.
Les consĂ©quences peuvent ĂȘtre considĂ©rables. Un seul incident peut perturber les opĂ©rations, endommager les actifs et engendrer une pression financiĂšre que de nombreuses entreprises ne sont pas structurĂ©es pour absorber.
Lâassurance contre les risques de violence politique ne consiste pas Ă anticiper une crise, mais Ă garantir la continuitĂ© lorsque lâincertitude devient rĂ©alitĂ©. Pour les organisations opĂ©rant dans des environnements volatils, elle nâest plus optionnelle ; elle constitue un Ă©lĂ©ment fondamental dâune stratĂ©gie de gestion des risques rĂ©siliente et structurĂ©e.