OK Savings Bank-Mongolia

10/11/2025

[OK SAVINGS BANK HI-OK LOAN]

●Loan Eligibility
- Foreign workers residing in Korea with an E-9 visa, aged 18 to 45, who can provide proof of income
- With a credit score [NICE] exceeding 300 (may be rejected based on the company's screening criteria)
●Loan Term
- 1 to 36 months
●Loan Limit
- min 1 milion won~ max 35 milion won
●Loan Interest Rate
- Fixed annual rate: 12.85% to 19.72% (as of November 1, 2025)
- Calculation Critria: Varies based on individual credit score, etc.
●Delinquency Interest Rate
- Contract interest rate +3% (max annual rate: 19.99%)
●Loan Repayment Method
- Equal principal and interest repayment
●Processing Fee: None
●Early Repayment Fee
- Early repayment amount x Early repayment fee rate (1.0%) x (Remaining loan period ÷ Loan period)
- Exemption criteria: After 3 years from the loan issuance date or when the remaining loan period is less than 1 month
●Additional costs: None
●Interest Accrual Timing & Method
- Charged monthly in arrears (on the loan disbursement date or due date)
*You have right to receive a full prior explanation of this product and should proceed with th transaction only after understanding the explanation.
*Please review the product explanation documnet and terms before signing the contract.
*Excessive borrowing may result in a decrease in personal credit score.
*A lower credit score may lead to financial transaction restrictions or disadvantages.
*Failure to repay on time may result in an obligation to repay the principal and interest before the contract expires.
*The contract can only be processed during the financial institution's loan ex*****on hours.
(However, exceptions may apply due to financial institution system maintenance. etc.)

OK Savings Bank
02-6328-3077

OK Savings Bank Compliance Review Approved No. 2025-475 (valid from 25.11.07~26.11.06)