What are the opening hours?

Monday 08:30 - 17:30 Tuesday 08:30 - 17:30 Wednesday 08:30 - 17:30 Thursday 08:30 - 17:30 Friday 08:30 - 17:30

Wecare Insurance Cambodia, Aquation Office Park, Diamond Island, 540 Koh Pich Street, Phnom Penh (2026)

17/09/2026

𝗣𝗿𝗼𝘂𝗱 𝘁𝗼 𝗮𝗻𝗻𝗼𝘂𝗻𝗰𝗲 𝗼𝘂𝗿 𝗻𝗲𝘄 𝗽𝗮𝗿𝘁𝗻𝗲𝗿𝘀𝗵𝗶𝗽 𝘄𝗶𝘁𝗵 𝗣𝗮𝘀𝘀𝗲𝗿𝗲𝗹𝗹𝗲𝘀 𝗡𝘂𝗺é𝗿𝗶𝗾𝘂𝗲𝘀 𝗖𝗮𝗺𝗯𝗼𝗱𝗶𝗮.

We recently signed a Memorandum of Understanding with PNC - Passerelles Numériques Cambodia, a non-profit organisation that has been changing lives in Cambodia since 2005. Through a two-year IT training program in Phnom Penh, they provide underserved Cambodian youth with hands-on skills in Software Development, preparing them for real careers in the local tech market.

92% of their graduates are employed within three months of graduation, and 1,768 students have completed the program since 2005.

Through this collaboration, we will open our doors to PNC students through internship opportunities, industry exposure, and hands-on experience inside a real brokerage environment.

A sincere thank you to Country Director Hybunna HANG and the entire PNC team for their trust and for making this partnership happen. What your team has been building for Cambodia's youth matters, and we are glad to be part of it.

A proud moment for the entire WECARE team.

Our CEO Olivier DESCHAMPS, Operations Manager Sambath HENG, and our Marketing team Chantal CATRY and Simleng CHROENG, together with everyone who contributed behind the scenes.

At WECARE, we have always believed that building a stronger insurance sector in Cambodia starts with people. This partnership is a direct investment in that belief.

We are excited for what is ahead for our students and for Cambodia.

16/09/2026

[English Below]
តើកត្តាអ្វីដែលផ្លាស់ប្តូរការធានារ៉ាប់រងពី ប្រតិបត្តិការហិរញ្ញវត្ថុ ឱ្យទៅជា ភាពជាដៃគូ ពិតប្រាកដ?

WECAREយើងខ្ញុំផ្ដល់សារៈសំខាន់លើការយល់ដឹងឱ្យបានត្រូវមុននឹងផ្ដល់ដំណោះស្រាយ។

មុននឹងយើងខ្ញុំផ្តល់អនុសាសន៍អ្វីមួយ យើងខ្ញុំសិក្សាពីអាជីវកម្មរបស់លោកអ្នក ដូចជាហានិភ័យ ផែនការរីកចម្រើន និងចំណុចខ្វះខាតរបស់អាជីវកម្ម។ មូលហេតុគឺដោយសារវិស័យខុសៗគ្នាមានបញ្ហាផ្សេងៗគ្នា។ ជាក់ស្ដែង វិស័យបដិសណ្ឋារកិច្ចជួបប្រទះបញ្ហាប្រឈមខុសពីវិស័យបច្ចេកវិទ្យា ហើយវិស័យសុខាភិបាលក៏មានដំណើរការខុសពីវិស័យសំណង់ផងដែរ។ ពោលគឺ គ្មានបណ្ណសន្យារ៉ាប់រងណាមួយដែលអាចយកទៅប្រើបានគ្រប់អាជីវកម្មទាំងអស់នោះទេ។

នេះគឺជាអ្វីដែលយើងខ្ញុំអនុវត្តផ្ទាល់៖
យើងខ្ញុំអាចជួយបកស្រាយភាសាធានារ៉ាប់រងដែលមានភាពស្មុគស្មាញឱ្យទៅជាភាសាសាមញ្ញ និងផ្តល់ការប្រឹក្សាជូនលោកអ្នក។
តាមរយៈបទពិសោធន៍ក្នុងវិស័យជាច្រើន យើងខ្ញុំអាចជួយស្វែងរកហានិភ័យដែលលោកអ្នកអាចមើលរំលង។
យើងខ្ញុំអាចជួយធ្វើការត្រួតពិនិត្យប្រចាំឆ្នាំ ពិនិត្យវិសាលភាពការពាររបស់ធានារ៉ាប់រង និងធ្វើការប្រាស្រ័យទាក់ទងជាបន្តបន្ទាប់ ដើម្បីធានានូវការការពារដែលស្របទៅតាមស្ថានភាពជាក់ស្តែងនៃអាជីវកម្មរបស់លោកអ្នក។
នៅពេលមានបញ្ហាប្រឈមណាមួយកើតឡើង យើងខ្ញុំនឹងជួយសម្របសម្រួលក្នុងដំណើរការទាមទារសំណងជាមួយលោកអ្នក រហូតទទួលបានដំណោះស្រាយ។

ដៃគូគ្រប់គ្រងហានិភ័យរបស់លោកអ្នក គួរតែជាអ្នកតស៊ូមតិការពារផលប្រយោជន៍របស់លោកអ្នក មិនមែនត្រឹមតែជាអ្នកលក់សេវាកម្មនោះទេ។
នេះគឺជាវិធីសាស្រ្តរបស់ WECARE ។

What transforms insurance from a transaction into a true partnership?

At WECARE, the answer has always been the same: understanding comes before solutions.

Before we recommend anything, we learn your business. Your risks, your growth plans, your blind spots. Because hospitality faces different challenges than technology. Healthcare operates differently than construction. There is no universal policy that fits everyone, and we have never pretended otherwise.

Here is what that looks like in practice:

We educate, not just advise. Insurance language is complex. We translate it into plain terms so you always know exactly what you have and why it matters.

We identify risks you might miss. Pattern recognition built across multiple sectors means we often see vulnerabilities before they become problems.

We grow with you. Annual reviews, evolving coverage, and an ongoing relationship ensure your protection always matches where your business actually is.

We stand with you through claims. When challenges arise, we navigate the process alongside you until resolution.

Your risk management partner should be your advocate, not just your vendor.
That is the WECARE approach.

Not just covered. Certain.

08/09/2026

Have you noticed how the rain seems to hit harder these days? 🌧️

A new study out of Singapore (by FM and the National University of Singapore) just put numbers on that feeling. Across Southeast Asia, those short, sharp bursts of intense rain are expected to become both more frequent and stronger. Under one high-emissions scenario, the average intensity of rare 100-year rain events could climb by around 24 to 28%.

That kind of storm is exactly the type that turns a street or a low-lying area into a flash-flood channel, often before anyone has time to react. ⛈️

The good news is the research is helping us get ahead of it, with more detailed, forward-looking rainfall data so businesses and homeowners can plan ahead instead of being caught off guard. 🗺️💧

A small but meaningful thing you can do: take a look at how water drains around your home or workspace, and make sure the cover you have in place still fits the risks you face today. A few minutes of thought now can save a lot of worry later. 💙

07/09/2026

[English Below]
ធានារ៉ាប់រងកញ្ចប់ការិយាល័យ៖ ជាកញ្ចប់ធានារ៉ាប់រងមានច្រើនជម្រើស

ការការពារពេញលេញសម្រាប់សហគ្រាសធុនតូច និងមធ្យម
ការគ្រប់គ្រងសហគ្រាសធុនតូច និងមធ្យមអាចប្រឈមមុខនឹងហានិភ័យដូចជា ការខូចខាតទ្រព្យសម្បត្តិ គ្រោះថ្នាក់ដែលមានពាក់ព័ន្ធភាគីទី៣ និងការបង្អាក់ប្រតិបត្តិការអាជីវកម្ម។

ជាទូទៅ បណ្ណសន្យារ៉ាប់រងកញ្ចប់ការិយាល័យអាចជួយការពារហានិភ័យទាំងនេះដូចជា៖
🔹ការការពារទ្រព្យសម្បត្តិ សម្រាប់សម្ភារការិយាល័យ ឧបករណ៍ប្រើប្រាស់ និងគ្រឿងសង្ហារឹម (Property Insurance)
🔹ការធានារ៉ាប់រងគ្រោះអគ្គិភ័យ (Fire Insurance)
🔹ការធានារ៉ាប់រងភារៈទទួលខុសត្រូវ (Public Liability)
🔹ការធានារ៉ាប់រងលើការរំខានធុរកិច្ច (Business Interruption Insurance)
🔹ការធានារ៉ាប់រងលើអំពើចោរកម្ម និងសាច់ប្រាក់ (Burglary and Money Insurance)
🔹ជម្រើសបន្ថែមផ្សេងៗ អាស្រ័យទៅតាមសកម្មភាពអាជីវកម្មជាក់ស្តែង (More Alternative Coverage)

នៅ WECARE យើងជួយអាជីវកម្មក្នុងការវាយតម្លៃហានិភ័យ និងរចនាដំណោះស្រាយធានារ៉ាប់រងកញ្ចប់ការិយាល័យដែលសមស្របទៅនឹងទំហំ ប្រភេទអាជីវកម្ម និងតម្រូវការប្រតិបត្តិការរបស់លោកអ្នក។

ដើម្បីទទួលបានព័ត៌មានបន្ថែម លោកអ្នកអាចធ្វើការទំនាក់ទំនងមកកាន់អ្នកជំនាញយើងខ្ញុំតាមរយៈលេខទូរសព្ទខាងក្រោម៖

𝗢𝗳𝗳𝗶𝗰𝗲 𝗣𝗮𝗰𝗸𝗮𝗴𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲: 𝗢𝗻𝗲 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗳𝗼𝗿 𝗠𝘂𝗹𝘁𝗶𝗽𝗹𝗲 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗥𝗶𝘀𝗸𝘀

𝗖𝗼𝗺𝗽𝗿𝗲𝗵𝗲𝗻𝘀𝗶𝘃𝗲 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝗗𝗲𝘀𝗶𝗴𝗻𝗲𝗱 𝗳𝗼𝗿 𝗦𝗠𝗘𝘀

Running an SME means managing multiple risks every day. Property damage, accidents involving third parties, equipment breakdown, or business interruption can all impact operations and financial stability.

Office Package Insurance combines several essential protections into one comprehensive solution, helping businesses simplify coverage while ensuring key risks are properly managed.

A typical Office Package Insurance may include:
🔹Property protection for office contents, equipment, and furniture
🔹Fire and insured perils coverage
🔹Public Liability protection against third-party injury or property damage
🔹Business interruption coverage following an insured event
🔹Burglary and money insurance
🔹Optional extensions depending on business activities

Instead of managing multiple separate policies, SMEs benefit from a structured insurance package that is easier to manage, cost-efficient, and tailored to daily operational risks.

At WECARE, we help businesses assess their exposure and design office insurance solutions that match their size, industry, and operational needs.
Because protecting your business should be simple, clear, and complete.

Discover how a combined insurance solution can better protect your business operations.

📞 0766 900 800
📍Aquation Office Park, Diamond Island, 540 Koh Pich St, Phnom Penh, 120101

31/08/2026

🚨 Did you know? Speeding caused almost HALF of all road accidents in Cambodia in the first half of this year.

The latest official figures show 1,279 accidents nationwide between January and June 2026, with 773 people losing their lives and 1,944 injured. And here's the part that really stays with us: 8 out of 10 road deaths were motorcyclists, and 63% of them were not wearing a helmet. 💔

The good news? Most of these risks are the kind we can prepare for:

🪖 A helmet really does save lives, wear one every single ride
🐢 Slow down, speeding was behind 46% of accidents, far ahead of every other cause
📋 Check that your motor insurance and health coverage are still active and actually fit your needs
🍽️ Skip riding after drinking, it's behind far more serious crashes than the numbers suggest

None of us can control what other drivers do, but we can control our own preparation. A little awareness today goes a long way. 💙

If you're not sure what your current policy actually covers, Wecare Insurance Cambodia is always happy to explain it in plain language, no pressure, just clarity. 🤝

31/08/2026

[English Below]
ហានិភ័យសន្តិសុខបច្ចេកវិទ្យា ជាហានិភ័យអាជីវកម្ម

ការវាយប្រហារតាមបច្ចេកវិទ្យាឌីជីថល គឺធ្វើឱ្យមានការរាំងស្ទះដល់អាជីវកម្ម
អាជីវកម្មភាគច្រើនដែលប្រើប្រាស់ប្រព័ន្ធអុិនធឺណិតក្នុងការប្រាស្រ័យទាក់ទងគ្នាតាមរយៈអុីមែ៉ល, បណ្តាញCloud (Cloud platforms), សេវាទូទាត់ឌីជីថលរបស់ធនាគារ (Digital Payments) សកម្មភាពទាំងនេះអាចប្រឈមមុខនឹងហានិភ័យសន្តិសុខបច្ចេកវិទ្យា។

ការវាយប្រហារតាមប្រព័ន្ធឌីជីថលមានដូចជា ការបោកយកទិន្នន័យសម្ងាត់ ទិន្នន័យហិរញ្ញវត្ថុ ទិន្នន័យគ្រប់គ្រងផ្សេងៗ ដោយការបង្ហោះសារតាមអ៊ីមែល លីង(Link) ឬ ក្នុងពេលតភ្ជាប់គណី(login)។

ផលប៉ះពាល់ដែលបណ្ដាលមកពីការវាយប្រហារតាមឌីជីថលមានដូចជា៖
ធ្វើឱ្យសេវាកម្មឬបណ្តាញមិនអាចដំណើរការបាន និងបង្អាក់ដំណើរការអាជីវកម្ម
បង្កឲ្យមានការខូចខាត ឬ បាត់បងព័ត៌មានសំខាន់ៗ
ការខាតបង់ផ្នែកហិរញ្ញវត្ថុ ដោយសារការចំណាយលើការស្ដារឡើងវិញនូវសេវាបច្ចេកវិទ្យា
ខូចកេរ្តិ៍ឈ្មោះក្រុមហ៊ុន និងបាត់បង់ទំនុកចិត្តពីអតិថិជន
មានភារៈទទួលខុសត្រូវទៅលើភាគីទី៣និងតាមផ្លូវច្បាប់ ដោយសារតែការបែកធ្លាយទិន្នន័យរបស់អតិថិជន ឬទិន្នន័យសម្ងាត់ផ្សេងៗ។

ការមានធានារ៉ាប់រងសន្តិសុខបច្ចេកវិទ្យា នឹងផ្ដល់ការការពារផ្នែកហិរញ្ញវត្ថុទៅលើការចំណាយ នៃការស្តារឡើងវិញនូវសេវាបច្ចេកវិទ្យាពីបញ្ហាមិនប្រក្រតី និងថ្លៃសំណងភារៈទទួលខុសត្រូវលើភាគីទី៣ ដែលអាចស្ដារអាជីវកម្មឡើងវិញ។

WECARE យើងខ្ញុំអាចផ្ដល់ជូនលោកអ្នកនូវការប្រឹក្សាឱ្យយល់ដឹងពីCyber Risk សម្រាប់អាជីវកម្ម និងផ្ដល់ជូននូវដំណោះស្រាយ ដែលស្របតាមតម្រូវការអាជីវកម្មរបស់លោកអ្នក។ ដើម្បីទទួលបានព័ត៌មានបន្ថែម លោកអ្នកអាចធ្វើការទំនាក់ទំនងមកកាន់អ្នកជំនាញយើងខ្ញុំតាមរយៈលេខទូរសព្ទខាងក្រោម៖

𝗖𝘆𝗯𝗲𝗿 𝗥𝗶𝘀𝗸 𝗜𝘀 𝗮 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗥𝗶𝘀𝗸

𝗖𝘆𝗯𝗲𝗿 𝗔𝘁𝘁𝗮𝗰𝗸𝘀 𝗗𝗼𝗻’𝘁 𝗧𝗮𝗿𝗴𝗲𝘁 𝗦𝘆𝘀𝘁𝗲𝗺𝘀, 𝗧𝗵𝗲𝘆 𝗧𝗮𝗿𝗴𝗲𝘁 𝗢𝗽𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝘀

Cyber threats are no longer limited to large corporations or IT-driven companies. Today, any business that relies on email communication, cloud platforms, online banking, or digital payments is exposed to cyber risk.

Cyber attacks rarely begin with complex hacking. In many cases, a single phishing email or compromised login can give attackers access to sensitive data, internal systems, or financial information. The consequences can extend far beyond IT disruption, affecting daily operations, customer trust, and business continuity.

Common impacts of cyber incidents include:
🔹 Business interruption and operational downtime
🔹 Data loss or unauthorized access to sensitive information
🔹 Financial loss from fraud or system recovery costs
🔹 Reputational damage affecting client confidence
🔹 Legal and third-party liability following data breaches

At WECARE, we help businesses understand their exposure and structure cyber protection aligned with their operations, size, and digital dependency.
Because today, cyber risk is not only an IT issue. It is a business risk.

Speak with WECARE about cyber risk protection
📞 0766 900 800
📍Aquation Office Park, Diamond Island, 540 Koh Pich St, Phnom Penh, 120101

28/08/2026

📈 Great news for Cambodia's insurance sector! The industry just posted solid growth in Q2 2026, with total premiums reaching $90.56 million, up 6.9% compared to the same period last year. 🇰🇭

Here's the breakdown:

🔹 Life insurance: $50.72M (up 5.7%)
🔹 General insurance: $39.83M (up 8.5%)
🔹 Net premium earned: $68.86M (up 8.2%)
🔹 Claims paid out: $24.36M (almost unchanged from last year)

What's really interesting is that general insurance is growing faster than life insurance. This means more Cambodians and businesses are getting protection for their cars, homes, health, and property. 🏠🚗

And here's the best part: claims stayed almost flat. That means the industry is growing in a healthy, balanced way. More people are protecting themselves, and the system is handling it well. 💪

For a market like Cambodia, this kind of steady, organic growth is actually healthier than sudden big jumps. It shows real understanding and trust building up over time. As more people learn about insurance and why it matters, this gradual growth is exactly what a maturing market looks like. 🌱

At Wecare Insurance Cambodiaa, we're happy to see more Cambodians embracing insurance protection. We're here to help you understand your options and find coverage that fits your life and your budget. 💙

24/08/2026

[English Below]
ការពារសុខភាពផ្ទាល់ខ្លួន និងក្រុមគ្រួសាររបស់លោកអ្នកជាមួយបណ្ណសន្យារ៉ាប់រងសុខភាព

ការធានារ៉ាប់រងសុខភាពទូលំទូលាយសម្រាប់បុគ្គល
តម្លៃផ្នែកវេជ្ជសាស្ត្រកំពុងមានការកើនឡើង ហើយករណីបន្ទាន់ផ្នែកវេជ្ជសាស្រ្ដមិនរើសអើងនរណាម្នាក់ឡើយ។ ដោយហេតុនេះ ការមានធានារ៉ាប់រងសុខភាពដែលត្រឹមត្រូវដើម្បីការពារសុខភាពផ្ទាល់ខ្លួននិងសុខភាពក្រុមគ្រួសារគឺជាជម្រើសល្អ។

បណ្ណសន្យារា៉ប់រងសុខភាពជាបុគ្គល សម្រាប់ក្រុមគ្រួសារឬបុគ្គលស្វ័យនិយោជន៍ដែលត្រូវការការពារប្រកបដោយភាពជឿទុកចិត្ត មានអត្ថប្រយោជន៍ដូចជា៖
គម្រោងធានារ៉ាប់រងដែលមានភាពបត់បែនទៅតាមតម្រូវការ
ការទទួលបាននូវជម្រើសមន្ទីរពេទ្យដែលមានគុណភាពខ្ពស់ទាំងក្នុងស្រុកនិងក្រៅស្រុក
ការគ្រប់គ្រងជំងឺរាំរ៉ៃ
ការថែទាំបង្ការនិងការឆ្លុះពិនិត្យសុខភាព

WECAREអាចជួយលោកអ្នកបានក្នុងការរៀបចំកញ្ចប់ធានារ៉ាប់រងដែលស្របទៅតាមតម្រូវការនិងកញ្ចប់ថវិការបស់លោកអ្នក។

ដើម្បីទទួលបានព័ត៌មានបន្ថែម លោកអ្នកអាចធ្វើការទំនាក់ទំនងមកកាន់អ្នកជំនាញយើងខ្ញុំតាមរយៈលេខទូរសព្ទខាងក្រោម៖

𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲: 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝗳𝗼𝗿 𝗬𝗼𝘂𝗿𝘀𝗲𝗹𝗳 𝗮𝗻𝗱 𝗬𝗼𝘂𝗿 𝗙𝗮𝗺𝗶𝗹𝘆

𝗖𝗼𝗺𝗽𝗿𝗲𝗵𝗲𝗻𝘀𝗶𝘃𝗲 𝗵𝗲𝗮𝗹𝘁𝗵 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗳𝗼𝗿 𝗶𝗻𝗱𝗶𝘃𝗶𝗱𝘂𝗮𝗹𝘀

Healthcare costs in Cambodia are rising, and medical emergencies don't discriminate. Which is why having the right medical insurance makes all the difference.

Individual Medical Insurance For families and self-employed professionals who need reliable protection:
🔹Customizable coverage levels
🔹Access to quality hospitals locally and internationally
🔹Chronic condition management
🔹Preventive care and health screenings

At WECARE, we help guide individuals and families toward coverage that fits their health needs and budget.

Because health security shouldn't be an afterthought, it should be a standard.

Ready to protect your people or your family?

📞 0766 900 800
📍 Aquation Office Park, Diamond Island, 540 Koh Pich St, Phnom Penh, Cambodia

22/08/2026

Ever wondered what happens after you file an insurance claim? 🤔

Here is some inspiring news from our region. MSIG Singapore just became the first general insurer in Singapore to publish a standalone claims transparency report, and the numbers are impressive! 💪

In 2025, they paid out S$132.4 million in claims with a 94% overall settlement ratio. Here are some highlights:

🚗 Motor insurance: 99.9% settlement ratio
💼 Work injury compensation: 99.5%
⚡️ 92% of fast-track claims settled within 3 days
✈️ Travel insurance claims got 67% faster after automation

The best part? Some eligible travel claims are now processed automatically and paid within a single day. The General Insurance Association of Singapore called this a meaningful step forward in transparency and customer engagement. 🙌

This matters for all of us in Southeast Asia. When insurers are open about their claims data, everyone benefits. Customers can compare and choose with confidence. Brokers can give better advice. And competition pushes the whole industry to improve. 📈

At Wecare Insurance Cambodia, we love seeing the insurance industry move toward greater transparency and faster service. It is good news for everyone who relies on protection. 💙

21/08/2026

Did you know that when disasters hit Southeast Asia, there's now a regional insurance system designed to help countries recover faster? 🌏

SEADRIF (Southeast Asia Disaster Risk Insurance Facility) just released its 2025 annual report, and the progress is really encouraging! Here are some highlights:

🌪️ In Lao PDR, their parametric insurance paid out USD $2 million within just SIX DAYS of a disaster. That's speed when it matters most!
💰 Total payouts since 2023 have reached USD $6.5 million
🏗️ Two new programs are in development: one to protect public infrastructure and another for agricultural insurance with the FAO
🎓 Over 500 ASEAN officials have been trained on disaster risk financing

The SEADRIF CEO said it well: Southeast Asia has what it takes to make disaster insurance work. The goal now is to make it the norm, not the exception. 💪

For Cambodia and all our ASEAN neighbours, this is a great reminder that being financially prepared BEFORE a crisis can make all the difference AFTER one. At , we love seeing how smart risk financing at every level helps build stronger, more resilient communities. 🙏

Wecare Insurance Cambodia

17/09/2026

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31/08/2026

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21/08/2026

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