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Monday 08:30 - 17:30 Tuesday 08:30 - 17:30 Wednesday 08:30 - 17:30 Thursday 08:30 - 17:30 Friday 08:30 - 17:30

Wecare Insurance Cambodia, Aquation Office Park, Diamond Island, 540 Koh Pich Street, Phnom Penh (2026)

14/08/2026

𝗚𝗿𝗲𝗮𝘁 𝗻𝗲𝘄𝘀 𝗳𝗼𝗿 𝗿𝗼𝗮𝗱 𝘀𝗮𝗳𝗲𝘁𝘆 𝗶𝗻 𝗖𝗮𝗺𝗯𝗼𝗱𝗶𝗮 !!! 🚗🛣️

Did you know that more than 1,600 km of Cambodian roads have now been assessed for safety? That's a huge step forward. 🙌

The latest phase of the iRAP project, funded by the Asian Development Bank, is training 20 engineers at the Ministry of Public Works and Transport to conduct road safety assessments on their own. After completing a 900 km assessment of Cambodia's strategic road network in 2024, the focus is now on building local skills so the country can lead these assessments independently.

Participants have been working on National Roads 1, 4, 6 and 41, learning everything from data collection to identifying the most effective safety improvements. 📊✅

Safer roads mean fewer accidents, lower risks for businesses, and better protection for everyone on the move. 💛

At , we love seeing this kind of progress. Prevention and preparedness go hand in hand with good insurance coverage, and together they create safer communities for all of us.

13/08/2026

Did you know that electric vehicle (EV) repair costs can be 1.7 times higher than for regular cars after an accident? 🚗⚡️

When Typhoon Dolphin hit China this month, it generated over 27,000 insurance claims in just days. But the storm also highlighted something important for all of us in Southeast Asia: as more people switch to electric vehicles, insurance coverage needs to keep up. 🌊🚙

Here's why it matters:

🔋 An EV battery pack can account for up to 51% of the car's total price (and as much as 89% in some models!)
💧 When a battery is damaged by flooding, replacement is often the only option
💸 In 2025, China's EV insurance sector covered 43.58 million vehicles but still lost about US$814 million despite collecting US$27.6 billion in premiums

As EV adoption grows across Cambodia and the region, and with our annual rainy season bringing flood risks, it is worth taking a moment to ask: does your motor insurance specifically cover battery systems? Are your policy limits aligned with the real replacement cost of an EV? 🤔

A quick review of your coverage today can save a lot of stress tomorrow. 💡

is here to help you understand your options and make informed decisions about protecting what matters most. 🛡️

13/08/2026

Cambodia is stepping into the global health spotlight this week! 🇰🇭✨

For the very first time, Cambodia is hosting the 9th Asia-Pacific Parliamentarian Forum on Global Health. Delegates from 16 countries have gathered in Phnom Penh from August 11 to 13, in partnership with the World Health Organization (WHO), to talk about something that affects every single one of us: making healthcare accessible and affordable for all. 💙

The theme this year is "Universal Health Coverage in the Era of Climate Change and Artificial Intelligence." 🌍🤖

Here are some of the big topics on the agenda:
📋 How to advance universal health coverage across Asia-Pacific
📋 How parliaments can govern and strengthen health coverage
📋 How climate change is changing health risks
📋 How AI can help (and challenge) healthcare systems

Delegates will even visit health centers and hospitals in Kampot province to see public health services in action! 🏥

Cambodia has its own roadmap toward universal health coverage (2024-2035), which aims to build a social protection system so that nobody gets left behind when it comes to healthcare access.

Why does this matter for you? Because health protection is not just for policymakers to discuss. It is about making sure you and your loved ones are covered when the unexpected happens. The more we know about these developments, the better choices we can make for our families. 💪

is keeping a close eye on these conversations because they shape the future of health protection in our community.

Source: Cambodianess, August 11, 2026

13/08/2026

[English Below]

ធានារ៉ាប់រងហានិភ័យផ្នែកហិរញ្ញវត្ថុ៖ ការពារស្ថិរភាពសម្រាប់ថ្នាក់ដឹកនាំនិងទុនវិនិយោគ

ធានារ៉ាប់រងហានិភ័យផ្នែកហិរញ្ញវត្ថុគឺជាអ្វី?

ផ្ដោតលើការការពារហានិភ័យហិរញ្ញវត្ថុនិងហានិភ័យនៃការគ្រប់គ្រង

នៅពេលដែលអាជីវកម្មមានការរីកចម្រើន ហានិភ័យផ្នែកហិរញ្ញវត្ថុនិងអភិបាលកិច្ចក៏មានការកើនឡើងផងដែរ។ ដើម្បីធានាចំពោះហានិភ័យទាំងនេះ ធានារ៉ាប់រងហិរញ្ញវត្ថុអាចជួយលោកអ្នកបាន។

បណ្ណសន្យារ៉ាប់រងភារៈនៃការទទួលខុសត្រូវរបស់នាយក និងមន្រ្តីគ្រប់គ្រង៖

ការពារទ្រព្យសម្បត្តិផ្ទាល់ខ្លួនរបស់នាយកប្រតិបត្តិនិងសមាជិកក្រុមប្រឹក្សាភិបាល

ធានាទៅលើការទាមទារសំណងពីម្ចាស់ហុ៑ន និយោជិត និង និយ័តករ

ការពារក្រុមហុ៑នដែលមានក្រុមប្រឹក្សាភិបាល ឬ ក្រុមហុ៑នដែលកំពុងស្វែងរកការវិនិយោគ

បណ្ណសន្យារ៉ាប់រងលើភារៈនៃការទទួលខុសត្រូវវិជ្ជាជីវៈ៖

ធានាទៅលើការទាមទារសំណងដែលកើតឡើងពីកំហុសឆ្គង ឬការមើលរំលងចំណុចណាមួយក្នុងពេលបំពេញការងារ

ការពារអ្នកពិគ្រោះយោបល់ ទីប្រឹក្សា និងអ្នកផ្ដល់សេវាកម្មឯកទេស

ការពារក្ដីក្នុងករណីមានវិវាទជាមួយអតិថិជននិងការខាតបង់ផ្នែកហិរញ្ញវត្ថុ

បណ្ណសន្យារ៉ាប់រងលើភារៈនៃការទទួលខុសត្រូវសាយប័រ៖

ធានារ៉ាប់រងចំពោះហានិភ័យបំពានទិន្នន័យ និងវាយប្រហារតាមប្រព័ន្ធឌីជីថល

ការពារអាជីវកម្មក្នុងពេលមានការខកខានប្រតិបត្តិការដែលបណ្ដាលមកពីហានិភ័យឌីជីថល

ធានារ៉ាប់រងទៅលើការផាកពិន័យតាមផ្លូវច្បាប់ និង ការចំណាយពេលមានការព្រមាន

បណ្ណសន្យារ៉ាប់រងព្រហ្មទណ្ឌ៖

ធានារ៉ាប់រងការពារពីការលួច ការក្លែងបន្លំ និងការគៃបន្លំដោយនិយោជិត

ធានារ៉ាប់រងទៅលើការបោកបន្លំ និងការបោកប្រាស់ជាទម្រង់ផ្ទេរប្រាក់

ការពារទ្រព្យសម្បត្តិក្រុមហុ៑នករណីមានកំហុសឆ្គងផ្ទៃក្នុង

WECARE យើងខ្ញុំអាចជួយលោកអ្នកបានក្នុងការកំណត់ហានិភ័យហិរញ្ញវត្ថុដែលផុសចេញ ព្រមទាំងរៀបចំយុទ្ធសាស្ត្រការពារភាពជាដឹកនាំ ដើមទុននិងកេរ្ដិ៍ឈ្មោះរបស់ក្រុមហុ៑ន។ លោកអ្នកអាចទាក់ទងមកកាន់អ្នកជំនាញរបស់យើងខ្ញុំតាមរយៈលេខទូរសព្ទខាងក្រោម៖

𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗟𝗶𝗻𝗲𝘀 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲: 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗻𝗴 𝗟𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽 𝗮𝗻𝗱 𝗖𝗮𝗽𝗶𝘁𝗮𝗹

𝗪𝗵𝗮𝘁 𝗶𝘀 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗟𝗶𝗻𝗲𝘀 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲?

Specialized coverage for financial and management risks

As businesses grow, so do the financial and governance risks that come with expansion, investor relationships, board decisions, and regulatory scrutiny.

Financial Lines insurance protects your company and its leadership from exposures that standard corporate policies don't cover:

𝗗𝗶𝗿𝗲𝗰𝘁𝗼𝗿𝘀 & 𝗢𝗳𝗳𝗶𝗰𝗲𝗿𝘀 (𝗗&𝗢) 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 / 𝗣𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗜𝗻𝗱𝗲𝗺𝗻𝗶𝘁𝘆 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 / 𝗖𝘆𝗯𝗲𝗿 𝗟𝗶𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 / 𝗖𝗿𝗶𝗺𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲

At WECARE, we help growing businesses in Cambodia identify financial exposures that emerge with success and design protection strategies that defend leadership, capital, and reputation.

Is your growth protected at the governance level?

📞 0766 900 800

📍 Aquation Office Park, Diamond Island, 540 Koh Pich St, Phnom Penh, Cambodia

10/08/2026

𝗥𝗼𝗮𝗱 𝗖𝗿𝗮𝘀𝗵𝗲𝘀 𝗗𝗿𝗮𝗶𝗻 𝘁𝗵𝗲 𝗘𝗰𝗼𝗻𝗼𝗺𝘆, 𝗡𝗼𝘁 𝗝𝘂𝘀𝘁 𝗟𝗶𝘃𝗲𝘀

A new article from Cambodianess breaks down the numbers, and they are sobering:

🚗 2,345 road crashes in 2025
💔 1,467 lives lost
🏥 3,213 people injured (1,869 seriously)
📉 That is an average of 4 deaths every single day

Even though crashes fell 18% compared to 2024, the toll remains heartbreaking. And the costs go far beyond damaged vehicles: emergency medical care, rehabilitation, insurance claims, lost wages, and reduced household income all add up.

When a family breadwinner is injured or lost, the financial burden can last for years. Children may leave school. Medical bills pile up. Whole families can be pushed into hardship.

The article calls for road safety education in schools, better driving schools, and a shared sense of responsibility on the roads. Simple habits like slowing down, wearing a helmet, and putting the phone away can literally save lives. 🙏

At Wecare Insurance Cambodia, we believe financial protection is important, but prevention comes first. Drive responsibly, protect yourself and everyone sharing the road with you. 💛

08/08/2026

Road Safety Should Start with Proper Training, Not Just Fines

Did you know that in Phnom Penh, many drivers still run red lights or drive the wrong way when police aren't around?

A great article from Cambodianess today points out something we all feel but maybe don't talk about enough: fines alone won't fix Cambodia's road safety problems. The real fix starts way before someone gets behind the wheel.

Here's what the article highlights:

- Driving schools in Cambodia sometimes provide only minimal practical training
- Learners rarely practice in different conditions like nighttime or rainy weather
- Test questions can be vague or outdated
- Classroom lessons on traffic laws are sometimes treated as optional

The author's message is simple but powerful: we need to invest in better driver education. More practice hours, better instructors, updated test questions, and consistent government exams across all regions.

When drivers truly understand the rules and have real practice, they make safer choices on the road. That's something that benefits everyone, whether you drive a car, ride a motorcycle, or just cross the street.

As Wecare Insurance Cambodia, we care about building a culture of safety in our communities. Because at the end of the day, the best protection is prevention.

Source: Cambodianess, "Road Safety Should Start with Proper Training, not Fines" by Ky Chamna, August 8, 2026

07/08/2026

Health insurance gaps are widening in South Korea, and there's a lesson here for all of us in Southeast Asia 🌏

Did you know that in South Korea, 72% of people now hold private supplemental health insurance? That's up from just 51% a decade ago. The reason is simple: the public system covers about 62% of health costs, leaving families to pay nearly 29% out of pocket, one of the highest rates in the OECD.

South Korea officially became a "super-aged" society last year, with over 20% of its population aged 65+. Medical costs for seniors now account for nearly 45% of all national health insurance spending. On the private side, insurance companies are paying out more than they collect, with loss ratios hitting 101% in 2025. Some policyholders are seeing premium increases of around 20% this year.

What does this mean for us? 🤔

As populations across Asia age and public health systems face growing pressure, the role of private health insurance becomes more important than ever. The key takeaway: understanding these trends early helps families and businesses plan ahead and make smart decisions about their protection.

It's not about fear. It's about being prepared and informed 💡

If you'd like to learn more about how health insurance can protect what matters most to you, the team at is always happy to share insights and help you understand your options.

06/08/2026

[English Below]
តើការពារបុគ្គលិកនិយោជិតនិងក្រុមគ្រួសាររបស់ពួកគេ របៀបណា?

ទទួលការការពារយ៉ាងទូលំទូលាយ ជាមួយបណ្ណសន្យារ៉ាប់រងសុខភាព

បច្ចុប្បន្នភាព ការចំណាយផ្នែកវេជ្ជសាស្រ្តមានការកើនឡើង សម្រាប់ការព្យាបាលនៅក្នុងមន្ទីរពេទ្យដែលបណ្ដាលមកពីជំងឺ ឬគ្រោះថ្នាក់ចៃដន្យ។ ហេតុនេះហើយ បណ្ណសន្យារ៉ាប់រងសុខភាពគឺជាជម្រើសដ៏ល្អបំផុត ដើម្បីការពារក្រុមការងាររបស់លោកអ្នកព្រមទាំង ហិរញ្ញវត្ថុរបស់ពួកគាត់ផងដែរ។

លើកទឹកចិត្តបុគ្គលិករបស់លោកអ្នកជាមួយបណ្ណសន្យារ៉ាប់រងសុខភាពជាមួយនឹងអត្ថប្រយោជន៍ដ៏ទូលំទូលាយ ដូចជា៖
🔹ការសម្រាកព្យាបាលឆ្លងយប់ និង ការសម្រាកព្យាបាលមិនឆ្លងយប់
🔹ការសង្គ្រោះបន្ទាន់
🔹កញ្ចប់សម្រាលកូន
🔹កញ្ចប់ពិនិត្យសុខភាព

អត្ថប្រយោជន៍បន្ថែមលើសុខភាពមាត់ធ្មេញនិងភ្នែក។

WECAREអាចជួយលោកអ្នកដែលជានិយោជក ក្នុងការរៀបចំកញ្ចប់ធានារ៉ាប់រងសម្រាប់បុគ្គលិករបស់លោកអ្នក ទៅតាមតម្រូវការនិងកញ្ចប់ថវិកាដែលបានគ្រោងទុក។ ដើម្បីទទួលបានព័ត៌មានបន្ថែម លោកអ្នកអាចធ្វើការទំនាក់ទំនងមកកាន់អ្នកជំនាញយើងខ្ញុំតាមរយៈលេខទូរសព្ទខាងក្រោម៖

𝗛𝗼𝘄 𝗰𝗮𝗻 𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗲𝘀 𝗮𝗻𝗱 𝘁𝗵𝗲𝗶𝗿 𝗳𝗮𝗺𝗶𝗹𝗶𝗲𝘀 𝗰𝗮𝗻 𝗯𝗲 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗲𝗱?

𝗖𝗼𝗺𝗽𝗿𝗲𝗵𝗲𝗻𝘀𝗶𝘃𝗲 𝗵𝗲𝗮𝗹𝘁𝗵 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗳𝗼𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗲𝘀

Healthcare costs in Cambodia are rising due to medical emergencies caused by diseases or accidents. Whether you're protecting your team and their families, the right medical insurance makes all the difference.

Corporate Employee Benefits Attract and retain top talent with group health coverage that shows your team they matter:
🔹Inpatient and outpatient medical care
🔹Emergency hospitalization
🔹Maternity and wellness programs
🔹Dental and optical coverage

At WECARE, we help employers design competitive benefits packages that support retention and morale, while also guiding employees and their families toward coverage that fits their health needs and budget.

Because health security shouldn't be an afterthought, it should be a standard.

Ready to protect your people or your family?
📞 0766 900 800
📍 Aquation Office Park, Diamond Island, 540 Koh Pich St, Phnom Penh, Cambodia

05/08/2026

Did you know Cambodia's insurance market grew nearly 9% in just one month? 📈

The latest figures from the Insurance Regulator of Cambodia show gross premiums reached $35.23 million in June 2026, up from $32.40 million a year earlier. That is solid, steady growth for a market that is still finding its feet.

Here is what caught our eye 👀

🚗 General insurance jumped 14.22%, the fastest-moving segment, driven by businesses covering property, vehicles, and engineering risks.
🛡️ Life insurance grew a more modest 5.20%.
💰 The total sum insured rose 14.52% to $10.48 billion, meaning more value is being protected across the country.

The interesting part? The number of policies actually went down, but the total sum insured went up. That tells us the market is shifting toward bigger, more structured policies, the kind that protect companies, construction projects, and large assets.

For anyone investing, building, or running a business in Cambodia, a growing insurance market is a good sign. It means better access to cover, more capacity for large projects, and stronger alignment with international standards.

At , we keep a close eye on these trends so we can guide our clients the right way across Cambodia and Laos.

Curious about how this affects your coverage? Send us a message anytime. 💬

04/08/2026

🦟 Did you know that Cambodia recorded 63,106 dengue cases and 79 deaths in 2025? That's one of the largest outbreaks since 2019, and hospitals are still seeing high numbers this rainy season. 📊

Most people think dengue outbreaks are simply caused by more rain and more mosquitoes. But new research shows the real story is much more interesting (and more complex)! 🧬

A major study published in PNAS, by researchers from Cambodia, the US, and Singapore, analyzed 19 years of dengue data and found that climate alone cannot explain why some outbreaks stay small while others explode nationwide.

Here are the 4 hidden forces that actually drive dengue epidemics:

🌧️ Climate: Warmer temperatures help mosquitoes grow faster and let the virus multiply more quickly inside them. But even the strong El Nino of 2015-2016 did not produce an outbreak as big as 2019.

👨‍👩‍👧‍👦 Population changes: As Cambodian families have fewer children and the population ages, dengue is now affecting older people too. The average patient age went from 6.8 years in 2002 to 10.3 years in 2020.

🛡️ Waning immunity: Protection from past infections can fade over time. That's why more adults in their 50s, 60s, and 70s got sick during the 2019 epidemic than anyone expected.

🦠 Viral evolution: A new strain of the dengue virus (DENV-2 Cosmopolitan Genotype II) entered Cambodia and spread fast, possibly slipping past immunity people had built up.

💡 Practical takeaway: Fogging (spraying insecticide) only kills adult mosquitoes that are flying at that moment. It does not affect the eggs, larvae, and pupae already developing in water containers around homes. Within days, a whole new generation of mosquitoes can emerge!

So the best prevention is continuous: remove standing water from water jars, storage tanks, and drip trays. Keep prevention going all year, not just during outbreaks. And support genomic surveillance so new viral strains can be detected early. 🔬

These insights matter for all of Southeast Asia, not just Cambodia. As temperatures rise and populations change across the region, understanding these hidden forces will help every community stay safer.

At Wecare Insurance Cambodia, we care about keeping families informed and protected. Knowledge is one of the best forms of prevention! 💙

Wecare Insurance Cambodia

14/08/2026

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