Intellects Investment Group

Intellects Investment Group The Group’s main aim is to guarantee financial freedom to the members through the mobilization of

06/07/2020

How Urithi members paid millions for air

05/05/2020

Eleven tips to success;
1. Purpose – Having a purpose or vision will give you direction on where you want to go and the outcome you want to achieve. This will create the discipline to achieve your purpose and prevent you from meandering around trying to do everything and anything.

2. Planning – “Proper planning and preparation prevents poor performance”. Don’t set yourself up for failure. Write your plan and the various milestones that will help you measure your success. Your plan is your blue print that will help you get to where you want/achieve your purpose.

3. Analysis/Assessment – Have regular assessments to ensure you and your business are in check and are following the milestones that have been set in the plan.

4. Accountability – Sharing your purpose with business colleagues or mentors who will keep you accountable is important. They will ensure that your actions are aligned to your purpose and you achieve what you have set out to do.

5. Patience – This goes a long way in enhancing discipline. Have the self-control to delay gratification or wait for results. Good things come to those who wait and most times, the wait is worthwhile. Learn to take your time and have the discipline to wait for the right time.

6. Rewards – Every business man rewards themselves each time they achieve a particular milestone. These rewards keep you motivated and also give you the drive to keep achieving your goals. Additionally, small rewards here and there will keep you overspending particularly when you hit high margins/ profits.

7. Budget – Have a financial plan/budget for your income. Profits are also an income. Make sure you spend what you have planned for and utilize profits in particular to grow your business. Developing a saving culture will ensure you have surplus when the times get tough and it helps you monitor your spending. Remember, Earn, Save, Spend; don’t Earn, Spend then Save.

8. Integrity – Be truthful to yourself, your customers and those you work with. This will ensure that you have the discipline to work extra hard and not take shortcuts to gain profits.

9. Value time – Having a plan/schedule and sticking to it not only ensures that you effectively plan your time but it shows that you value your time. Adhering to your schedule will enhance self-discipline while making sure that you effectively carry out your responsibilities and achieve the set timelines.

10. Balance – You must be able to prioritize between work/career and your lifestyle/personal life. Create a balance in the various factions of your life to enhance productivity not only now but in the long run. Know what to do and when to do it.

11. Acknowledging your responsibilities – You are responsible for the successes and failures of your business. Accepting such a huge responsibility will enhance discipline in running your business and achieving success.

30/01/2020

“Do something that your future will thank you for.” - Anonymous.

One of the best things you can do for your future is to invest. While this is commonly known, young people have always been skittish about it. When asked why, they will say, “I want to invest, but I don’t have enough money right now.” This statement is misguided, and if you believe it, it could cost you financial independence later. Investments come in different forms, including business, stocks, bonds, pensions, private equity, unit trusts and real estate.

All of us crave a future that is financially stable and free. One of the ways you can achieve this is to invest now. Knowing that you’ll be able to pay your bills, take care of your family, meet your daily needs and afford the lifestyle you desire will give you peace of mind. With all these benefits, what you are waiting for? Don’t fall into the trap that you can do it later. Find an investment product that is ideal for you and invest!

I know January has been a tough month but it has been the shortest January we have ever had. Briefly let's share about s...
28/01/2020

I know January has been a tough month but it has been the shortest January we have ever had. Briefly let's share about saving
*We have 365 days in a year. CAN I SHOW YOU SOMETHING GREAT?*

*DAILY SAVING*
100 Ksh daily------ 36,500 Ksh
200 daily------ 73,000
300 daily------ 109,500
500 daily------ 182,500
1,000 daily------ 365,000
1,500 daily------ 547,500
2,000 daily------ 730,000
2,500 daily------ 912,500
3,000 daily------ 1,095,000

*WEEKLY SAVING*
500 Ksh weekly ——— 26,500 Ksh
1,000 weekly------ 53,000
1,500 weekly ------ 79,500
2,000 weekly ------ 106,000
2,500 weekly------ 132,500
3,000 weekly ------ 159,000

*MONTHLY SAVINGS*
2,000 Ksh nmonthly ------ 24,000 Ksh
2,500 monthly ------ 30,000
3,000 monthly ------ 36,000
5,000 monthly ——— 60,000
10,000 monthly ——- 120,000
15,000 monthly ——- 180,000
20,000 monthly ——- 240,000

*Say NO to reckless spending this year.*

*Give it a trial and thank us in Jan 2021*

27/01/2020

Assuming your Chama wants to invest their pooled funds in a pre-agreed-upon manner as listed below:
1. Invest in transportation (taxis, matatus, buses e.t.c)
2. Invest in Land/plots.
3. Invest in rental housing units.
4. Invest in Stocks, bonds & other financial products.

Which of the 4 listed options could be the best way to invest and why? Let's share our experiences as well as get helpful advises either through discussing the pros & drawbacks if any or possible solutions.......

27/01/2020

A Pessimist sees the difficulty in every opportunity; an Optimist sees the opportunity in every difficulty.

Which one do you choose to be, an Optimist or a Pessimist??
Have a lovely and productive week ahead

24/01/2020

Financial planning might seem like the last thing in the world you have to worry about. However, it is essential to realize that planning in your early years is a great benefit.

Here are a few tips for financial planning 👇

1. Start Investing Now;
It might seem like you have a whole future ahead of you to start investing, but truth be told, time moves fast.

If you waste the first years of your career life without investing or planning on investing, then it might be too late to catch up in terms of financial planning.

The sooner you start, the better.

2. Monitor Your Finances;
One thing common amongst young adults is that they spend money without really knowing where it is going or how they spend it.

For this reason, most young adults realize that they end up spending more than they actually earn, making them take up loans and in the long run, end up in debt so deep that they can’t deal with it.

The best way to monitor your finances is by keeping a budget and in doing so, you can begin making small, manageable changes in your everyday expenses

3. Start an Emergency Fund;
Emergencies are part of life and we cannot avoid them, so the best thing to do is to always be prepared for them.

No matter how much you owe in student loans and no matter how low your salary may seem, it’s wise to find some amount – any amount – of money in your budget to save in an emergency fund every month.

Therefore, Don’t put away this money under your mattress; put it in a high-interest savings account or a money market fund account. Otherwise, inflation will erode the value of your savings. By "JT "

“Chase after money and the stuggering race will never end; but reach out for successful ideas and the sources of money w...
24/01/2020

“Chase after money and the stuggering race will never end; but reach out for successful ideas and the sources of money will chase after you to fill your pockets.” By Wayne Chirisa

09/12/2019

Intellects Investment Group members spur each other during AGM to ensure growth beyond limits

18/11/2019

"Successful people do what unsuccessful people are not willing to do. Don't wish it were easier; wish you were better." -- Jim Rohn

24/10/2019

Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this. --Dave Ramsey

14/10/2019

Financial planning might seem like the last thing in the world you have to worry about. However, it is essential to realize that planning in your early years is a great benefit.

Here are a few tips for financial planning 👇

1. Start Investing Now;

It might seem like you have a whole future ahead of you to start investing, but truth be told, time moves fast.

If you waste the first years of your career life without investing or planning on investing, then it might be too late to catch up in terms of financial planning.

The sooner you start, the better.

2. Monitor Your Finances;

One thing common amongst young adults is that they spend money without really knowing where it is going or how they spend it.

For this reason, most young adults realize that they end up spending more than they actually earn, making them take up loans and in the long run, end up in debt so deep that they can’t deal with it.

The best way to monitor your finances is by keeping a budget and in doing so, you can begin making small, manageable changes in your everyday expenses

3. Start an Emergency Fund;

Emergencies are part of life and we cannot avoid them, so the best thing to do is to always be prepared for them.

No matter how much you owe in student loans and no matter how low your salary may seem, it’s wise to find some amount – any amount – of money in your budget to save in an emergency fund every month.

Don’t put away this money under your mattress; put it in a high-interest savings account or a money market fund account. Otherwise, inflation will erode the value of your savings.

Address

Along Nakuru-Eldoret HIGHWAY
Nakuru
20100

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