Money Market Fund&Fixed Income Fund Wealth advisor

27/09/2025

Shout out to my newest followers! Excited to have you onboard! Man Muthaa Mae, Gianni Ngaca

18/09/2025

Shout out to my newest followers! Excited to have you onboard! Blessed Fullove Bassey, Bash Korme, Shazia Halima, Mrnice Benson

28/02/2025

For a quick set up of a Money market fund for Jubilee kindly click on the link below

JUBILEE MONEY MARKET FUND

03/11/2024

Make your money work for you!

Assume you save 20,000 each month in an MMF that has a 13% return then;

In your first 8 years you will have shs. 3.43 Million
In your 12th year you will have shs. 7.026 Million
In your 15th year you will have shs. 11.257 Million

If you had saved this money in you bank without investing you will have only saved shs. 3.6 Million but because of the power of compound interest your money grows!

Assume after 15 years you decide to retire. You can buy an IFB that offers 15% return and you will have shs. 140,000 each month!

Imagine your 20k savings giving you 140k return!

29/10/2024

How to aggressively build a low-risk portfolio on a Sh 100K net salary.

Base your lifestyle on sh 80K.

Why?

We insist on a 20% allocation to savings and investments, that's Sh 20,000.
~Put 15, 000 in an MMF
~Put 5000 in a SACCO BOSA

End of year 1:

MMF = 212,774 net average 12% p.a
SACCO = 67,200 net average 12% p.a
Total portfolio value = 279,974.
Move Sh 200,000 from MMF to 16% T-bonds.

End of year 2:

MMF =204,631.
SACCO = 142,464.
T-bond = 200,000 excluding 32, 000 interests (transfer to MMF)
New MMF balance: 204,631+ 32,000 = sh 236,631
Move sh 200,000 to T-bond.

Total portfolio value: 579,095.

End of year 3:

MMF: 231,514
SACCO: 226,759
Interest from bonds (move to MMF= sh 64,000)
New MMF balance = sh 295,514
Move sh 200,000 to T-bonds.

Total portfolio value: 1,037,368

End of year 4:

MMF: 297,865
SACCO: 321,170
Interest from T-bonds (move to MMF= sh 96,000).
New MMF balance = sh 393,865.
Move sh 300,000 to bonds.

Total portfolio value: 1,752,403.

You see the point.

~Reinvest SACCO interests.
~Move 200K from MMF to bonds.
~Transfer bond interests to MMF at the end of the year.

This way, you create a compounding interest machine for sustainable growth and income.

If Sacco isn't your thing, invest in growth or dividend stock.

28/10/2024

Your Six-Figure Salary Won’t Save Your Family From This One Thing – Protect Them Before It’s Too Late...

I've seen it happen again and again — families with the finest luxuries suddenly struggling to make ends meet.

They never see it coming.

When tragedy strikes, no amount of salary can save you if you haven’t prepared for the storm.

Take the story of Kanyoni, a hardworking man and devoted father.

He was a top executive in a prestigious company, with a six-figure salary that allowed his family to live their best life.

Kanyoni provided his loved ones with a spacious home in an upscale suburb, a luxurious car, unforgettable vacations, and the best schools for their three children.

His family’s life was picture-perfect.

He believed he was securing their future by investing in land, and owning plots in multiple regions.

Passive income? A minor part of his portfolio, a mere 20%.

And like many, Kanyoni didn’t trust insurance; he felt they were thieves in suits, and his salary felt like more than enough.

But life took a devastating turn.

One evening, Kanyoni, once the picture of health, felt unwell.

A hospital visit revealed the unimaginable — liver cancer, slowly taking its toll due to years of heavy drinking and smoking.

His medical cover, though substantial, only stretched so far.

After two years of unproductive leave, his employer could no longer keep him on board.

Bills piled up fast, and soon he was forced to sell his land at a heartbreaking loss.

The comfortable life they’d known faded into distant memories.

They had to downsize their home, sell their car, and rely on the goodwill of friends and family through Harambee to make ends meet.

After four years of struggle and pain, Kanyoni passed on.

His once vibrant family was left in sorrow, navigating not only the heartbreak of his absence but the financial strain he left behind.

His wife’s modest salary covered just a fraction of their former household income.

The children had to switch schools, vacations were now memories, and luxuries were replaced by survival.

But what if Kanyoni had planned differently?

A critical illness cover and life insurance would have softened this hard journey, giving his family a financial cushion in those final years and a lifeline afterward.

Don’t let the story of Kanyoni be your story.

Protect your wealth and, more importantly, your family’s future.

Let’s talk about setting up a solid protection plan that secures your loved ones, no matter what life throws your way.

Send me a message today – I’m here to help you protect your family and build a lasting legacy.

27/10/2024

You don’t get rich because you hold a big job, earn a huge salary, invested in a stock or bought a holiday home.

You get rich because you:

- Learn how to manage money
- Align strategy with experience
- Budget, plan and work smarter
- Have an emergency fund in place

25/10/2024

Saving all your money is stealing from yourself.

While saving a part of your income is good
prioritizing investment is better.

What instances require savings?

- save money for running daily expenses.
-save money for fun and entertainment.

You can save the money in your bank account.

What instances require investments?

Invest between 10 and 20% of your income.
This money is not what you'll use in the month.
It is money you want to grow and earn you good returns.

You can invest the money in a business, stocks, MMFs, bonds, or T-bills.

Remember, your money is either working for you or someone else or losing value.
It is your call who you want to benefit from it.

21/10/2024

Why over 80% don’t have an emergency fund
(low income is not the major reason)

Many Kenyans earn between 30k and 150k.

So why don’t you have an emergency fund?

- Lack of financial literacy- you don’t know what it is.

-Indiscipline- most Kenyans lack saving discipline.

-Inflated lifestyle- people inflate their lifestyles with an increase in salary.

-Budget-less spending- You're spending without budgeting your earnings.

-Blame game- you blame the govt, black tax, and friends for not saving.

-Low income- Your income can barely take care of the necessary bills.

Here is how you build an emergency fund:

-Decide how much you need as an emergency fund.
-Draft a well-written budget and stick to it
-Create a money market fund account.
-Religiously deposit 5-10% of your income here.

If you want help with this, whatsapp me on:0710611890

15/10/2024

Whether you earn a gross salary of ksh100,000 or 700,000

Here are the basics of life you can't ignore if you want to save your future.

-Live way below your means- money has lost value.

-Budget every coin- there is no amount you can't outspend.

-Comparison is a thief of life- the Jones are broke and living a lie.

-Invest religiously- your future depends on your present sacrifices.

-Pay yourself first before anything- Investment is the first necessary bill.

It is not how much you earn but how much you can keep.

It is not how huge you invest but how consistently you invest.

15/10/2024

Grow More by Staying the Course: Let Your Money Work for You!

Keep your savings in our Money Market Funds and watch them grow. The longer you save, the more you earn through the magic of compound interest. Every day your funds stay invested is another step towards greater financial security.

Don’t cut your growth short—let your money work harder for you!

Whatsapp no:0710611890

12/10/2024

Kenya Deposit Insurance Corporation says 99.7% of Kenyans have less than Sh500,000 as bank deposit balances in their accounts.

In a nutshell this means the of millions of Kenyans with bank accounts only 0.3% have over Kes 500,000 in their accounts. 😳