By becoming a member, individuals gain access to tailored financial solutions, including savings plans, low-interest credit, and investment opportunities. WHAT IS HYK SACCO
HYK Sacco is a youth-focused savings and investment cooperative designed to empower young people financially. As an extension of Harambee Youth Kenya, HYK Sacco integrates unique benefits such as financial literacy training, b
usiness mentorship, and access to HYK’s empowerment programs. Through HYK Sacco, young people can secure their financial future while actively participating in economic and social development initiatives. HOW HYK SACCO WORKS
🔹 Save Regularly – Members contribute daily, weekly, or monthly to build their savings.
🔹 Access Affordable Loans – After saving consistently for at least six months, members can apply for personal, business, or education loans.
🔹 Invest & Earn – Members can participate in group investments, including securities and real estate, to grow their wealth.
🔹 Enjoy Member Benefits – HYK Sacco integrates benefits from Harambee Youth Kenya (HYK), including business mentorship, career training, and networking opportunities. MEMBERSHIP ELIGIBILITY & REQUIREMENTS
✅ Open to youth aged 18-40 years.
✅ Pay a KES 500 joining fee and Purchase Shares (minimum 50 shares)
✅ Commit to regular savings to remain an active member.
✅ Agree to HYK Sacco’s terms and conditions.
