28/08/2026
Why Your Loan Delays
Reason 3: Paypoint – EFT to banks other than Cooperative Bank take an additional 2-3 working days after processing and payment for money to reflect in member’s account. Members are encouraged to use FOSA for faster disbursements. The 2–3 day interbank transfer window is a banking policy, and the Sacco has no control over the processing time.