Pesa-Times

Pesa-Times Pesa-Times is a conceptualized micro lending firm that is envisaged to attend to the micro- but critical financial needs of most members of the community.

The keen eyes of a lender should be placed on "Bad Borrowers"
28/10/2017

The keen eyes of a lender should be placed on "Bad Borrowers"

28/10/2017

Elections and Money
If anything:
(1) Personal development (e.g., property-purchase decisions) have been postponed due to the uncertainty of election results
(2) Credit advancement has been lowered as lending institutions minimize the amounts advanced

sources of capital are varied
15/10/2017

sources of capital are varied

She was furious when he dumped her after she asked for Sh5 million to start a business

24/09/2017

Why is it so difficult to make poor people prosperous? Because their lifestyle patterns today are deeply rooted in the past; because of their lifestyle persistence

08/08/2017

..This couldn't wait..its a positive distraction from

Many world-class performers have little formal education, and have amassed their wealth through the acquisition and subsequent sale of specific knowledge,” he writes. “Meanwhile, the masses are convinced that master’s degrees and doctorates are the way to wealth, mostly because they are trapped in the linear line of thought that holds them back from higher levels of consciousness…The wealthy aren’t interested in the means, only the end.”

30/05/2017

Whereas credit can spur growth, taking it up to offset another is cancerous. Beware

28/05/2017

Picture This!
We (Pesa-Times) have some disposable amount (say 100k). If we fixed it at a local formal banking institution, it will attract savings interest at about 7%. The same bank will advance our money to you (borrower) at 15%.
Here is our solution:
Instead of a bank intermediating between savers (Pesa-Times) and borrowers (our esteemed clients), we propose that we (Pesa-Times & You) deal with each other directly. At a rate less than 15% and higher than 7%, both parties are winners
Think About It, We Are Here To Help

17/05/2017

I draw most of my professional and/or financial lessons from the . Take a look at these statistics, for example:

33% of American Multimillionaires are
20% of Professors at leading Universities are
25% of all American Nobel Prize winners are

#1: A (some) lady sitted next to me notices that I am reading my favorite book . Now, I do not admire people who force conversation, but what she said got me thinking: "That Jews are successful because they are religious"...Almost saying, God bestows upon them wealth, for their Judaism. How true is this? Take their lifestyle, for example, Americans and other (hosts Countries) have termed them "stingy". But if, going by one of their principle which I cherish, being "Selectively Extravagant But Prudently Frugal" is being "stingy", then I (myself) would rather be

#2: What if had settled in Uasin Gishu? In a not-so-much known occurrence in the history of East Africa, a British proposal to establish a ” in the present-day Uasin Gishu County (before Israel) 114 years ago, was shelved. There had been an urgent need to place them in some homeland- where they would be safe from the extermination that they regularly suffered in some parts of Europe.

Today, many people globally look at ISRAEL with immense admiration, a nation only 68 years old, a nation put up by a people who were for centuries, a nation that now has one of the MOST ADVANCED MILITARIES in the world, a nation that has managed ever since to defeat its neighbouring nations in four wars, even with a population equal that of a small island. Economically, by global standards, it is TECHNOLOGICALLY-ADVANCED; majorly in high-technology and industrial manufacturing sectors.

SO!
(1) What if had settled in Kenya (UG County)?. I have no guess

(2) Does influence economic behavior? I guess it does, but not always directly

09/05/2017

One of the secrets that I not only advise my clients but adopt it too, is "avoiding late charges". It increases your chances of getting out of debt

05/05/2017

Even though, conventional wisdom holds that you should never lend more than you can afford to lose, we at Pesa-Times believe in your creditworthiness

11/04/2017

... Everything is so right that something must be wrong ...
€Avoid status quo

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