The MAA Insurance Agency

21/06/2023

The Personal Accident cover provides a financial back up in the event of injuries or death resulting from an accident.

Benefits:

1.Peace of Mind

Life has it’s risks and some are unavoidable. The resulting financial strain can be minimized with the Personal Accident Cover. Get peace of mind for you and your loved ones.

2. Accidental Death Benefit

In the event of Death resulting from an accident an amount of up to Kes 10,000,000 is paid to your named beneficiary.

3. Permanent Total Disability Benefit

In the event of total and permanent disability resulting from an accident an amount of up to Kes 10,000,000 is paid to you.

4. Temporal Total Disability Benefit

If you suffer an accident-related injury that prevents you from working for a period of up to two years, this insurance policy compensates you with a maximum weekly cash benefit of a predetermined amount is paid to you.

5. Last Expense Benefit

The unfortunate demise of the policyholder will not only ensure the death benefit is paid to the beneficiary, but also support with up to Kes 150,000 for Funeral expenses.

6. Hospital Cash Benefit

If you are hospitalized as a result of an accident related injury, the hospital cash benefit compensates you for up to Kes 25,000 of hospital expenses.

7. Medical Expenses

For surgical and other procedures that may be required due to sustained accident related injuries, a maximum of Kes 1,000,000 is payable under this policy.

We got your back.

08/02/2023

How to file a third party insurance claim.

The first party is the insured individual. The second party is the insurance company. The third party is another individual.

Therefore, a third-party insurance claim is made by someone who is not the policyholder or the insurance company.

Process of filing a third party claim.

1. Take photos at the scene of accident capturing the motor vehicles, their registration numbers and the insurance certificate displayed at the front windscreen. Also capture the name of the other driver, phone number, his/her insurance company and policy number.

2. Report to the nearest police station and obtain police abstracts.

3. If at-fault, go and repair your car without mbrrrrcha.

4. If at no-fault, you can proceed to file a claim with the at-fault driver insurance company.

5. At the at-fault driver insurance company you will fill a claim form, attaching your driving licence, logbook copy, photos at the scene, police abstract, garage estimates, assessment reports and receipts of repair.

6. The at-fault driver's insurance company will receive your claim, evaluate and process it.

7. After processing they can either give you a settlement offer or a repudiation letter.

8. Incase of a settlement offer, once you accept you will be required to provide your bank details for settlement.

9. Incase of a repudiation letter you either accept it and bare the damages or appeal to the at-fault driver insurance company, the insurance regulatory authority (I.R.A) or employ the services of a lawyer and sue the at-fault driver and his insurance company.

08/02/2023

Once you receive your insurance certificate on email or WhatsApp, make sure you print and display it on the top left side of your windscreen.

In order to display, you need a sticker.

In Nairobi our offices are located at Agip House, 6th floor, suite 6. Ask for Maa Insurance Agency at the reception.

In Kisii we are located at Gusii Plaza, first floor room 114.

Outside Nairobi and Kisii I can always arrange for you to pick stickers from the nearest collection points.

07/02/2023

How to file a third party insurance claim.

The first party is the insured individual. The second party is the insurance company. The third party is another individual.

Therefore, a third-party insurance claim is made by someone who is not the policyholder or the insurance company.

Process of filing a third party claim.

1. Take photos at the scene of accident capturing the motor vehicles, their registration numbers and the insurance certificate displayed at the front windscreen. Also capture the name of the other driver, phone number, his/her insurance company and policy number.

2. Report to the nearest police station and obtain police abstracts.

3. If at-fault, go and repair your car without mbrrrrcha.

4. If at no-fault, you can proceed to file a claim with the at-fault driver insurance company.

5. At the at-fault driver insurance company you will fill a claim form, attaching your driving licence, logbook copy, photos at the scene, police abstract, garage estimates, assessment reports and receipts of repair.

6. The at-fault driver's insurance company will receive your claim, evaluate and process it.

7. After processing they can either give you a settlement offer or a repudiation letter.

8. Incase of a settlement offer, once you accept you will be required to provide your bank details for settlement.

9. Incase of a repudiation letter you either accept it and bare the damages or appeal to the at-fault driver insurance company, the insurance regulatory authority (I.R.A) or employ the services of a lawyer and sue the at-fault driver and his insurance company.

06/02/2023

How to file a motor insurance claim.

1. Take photos at the scene

2. Report to your insurance agent

3. Report to the nearest police station and obtain an abstract

4. With the assistance of your agent fill the claim form, attach photos at the scene, driving licence and logbook copy. File the claim form with the insurance company

5. Have your vehicle towed to an empanelled garage for assessment and estimation of repairs cost.

6. Issuance of repair authority

7. Repairs

8. Reassessment and release later

NB

Every claim is unique so the process might involve hospitalisation, investigations or and repudiation of some claims. Work with your agent all the way for guidance.

01/02/2023

Happy Car Insurance Day!
This special day is marked on the first day of February every year. We get to remind you to ensure that your policy is up to date and full of all the coverage that you need.

07/10/2022

20/05/2022

Motor Comprehensive Rates:

Motor Private;

Kes 500,000 -999999 4%
Kes 1M - 1,499,999 3.75%
Kes 1.5M and above 3.5%
Excess protector rate 2.5% minimum Kes 5,000

Minimum Premium Kes 25,000

Motor Commercial:

1.PSV chauffeur Driven
Basic rate 5.5%

Excess Protector 0.5% minimum Kes 5,000

PLL Kes 500 per passenger

Minimum Premium Kes 30,000

2. Commercial own goods
Basic rate 4.5%
Excess Protector 0.5% minimum premium Kes 5,000

3. General Cartage
Basic rate 5%
Excess Protector 0.5% minimum Kes 5,000

Minimum Premium Kes 50,000

Requirements;
1. Logbook copy/ NTSA search
2. KRA pin certificate copy
3. I.D copy
4. Payment

Send to:
Email: [email protected]
WhatsApp: 0723765298

23/09/2021

Dear Customer,

Our Professional Indemnity Cover protects you against law suits that may arise as a result of errors, negligence and infringement performed in your line of duty.

The cover is applicable to;

Medical practitioners (e.g. general practitioners, nurses, dentists, physiotherapists etc)
Architects and Engineers
Advocates / Lawyers
Accountants and Auditors
Surveyors
Real Estate Agents
Management Consultants
Trustees
Companies that handle data and are responsible for intellectual property
Risks covered include;

Legal costs and expenses incurred during a lawsuit
Damages or compensation costs that might be awarded by the court if alleged to have given inadequate advice
Services or produced work that has caused your client financial loss
Loss of documents

Send a message to learn more

02/08/2021

Insurance and the Law.

04/06/2021

The service team.