Sacco Societies Regulatory Authority

01/06/2026

Happy Madaraka Day!

27/05/2026

Eid Mubarak to our Muslim brothers and sisters.

25/05/2026

Earlier today, the SASRA Board of Directors, led by the Chairman, Hon. Jack Ranguma, signed the Authority’s Performance Contract with the Cabinet Secretary, Ministry of Co-operatives and Micro, Small and Medium Enterprises Development, Hon. FCPA Dr. Wycliffe Ambetsa Oparanya, EGH.

The signing of the Performance Contract reaffirms SASRA’s commitment to accountability, effective service delivery, and the protection of SACCO members’ funds.

Through this commitment, the Authority will continue strengthening regulation and supervision of the SACCO sector, promoting financial stability, supporting member centred growth, and ensuring that the SACCO industry continues to serve Kenyans in a safe, inclusive, and sustainable manner.

SASRA remains focused on delivering measurable results that support public confidence, strengthen institutional performance, and advance a stable and well-regulated SACCO industry.

22/05/2026

The Authority yesterday held a virtual sensitization meeting with over 600 participants from regulated SACCOs to strengthen compliance, risk management, and regulatory reporting around digital financial services and alternative delivery channels.

Speaking during the session, Acting Chief Executive Officer, Mr. David Sandagi, emphasized that as SACCOs continue to adopt mobile banking, USSD, mobile applications, agency services, PesaLink, digital credit solutions, and other technology driven channels, innovation must go hand in hand with strong governance, accountability, and protection of members’ funds.

For SACCO members, this means that the digital channels you use to access your savings, loans, deposits, and other services must be safe, properly approved, well monitored, and supported by strong internal controls.

Mr. Sandagi noted that digital transformation is no longer optional for the SACCO sector, but cautioned that access to SACCO systems by third party service providers must be treated as a controlled privilege, not a default right. He urged SACCOs to carefully manage vendor relationships, monitor system access, strengthen cybersecurity safeguards, and ensure that all digital products and channels receive the necessary regulatory approval before rollout.

The meeting also highlighted the need for accurate and timely quarterly reporting on approved digital channels, including SACCO agency, bank agency, and PesaLink services. These reports help the Authority monitor risks, promote transparency, and support early detection of operational and technology related threats.

SASRA further reminded regulated SACCOs that digital services must be backed by clear contracts, audit trails, business continuity plans, dedicated settlement accounts, daily reconciliation, and prompt reporting of cybersecurity incidents.

As SACCOs embrace technology, the Authority remains committed to supporting safe, compliant, member centred innovation that protects SACCO funds and strengthens confidence in the sector.

15/05/2026

Driving the future of a resilient and responsive SACCO sector. The Sacco Societies Regulatory Authority team during the Strategic Plan Review Workshop, aligning priorities, strengthening institutional impact, and shaping the next phase of regulatory excellence.

13/05/2026

Are high dividends a measure of your SACCO’s financial stability?


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11/05/2026

Before taking a land or housing loan, it is important to understand the full cost of borrowing, not just the interest rate. According to a joint report by SASRA, KMRC and FSD, mortgage-related closing costs such as legal fees, valuation fees and stamp duty can amount to about 9 to 10 percent of the loan value.

Access the full report here:https://lnkd.in/eekKACV9

10/05/2026

07/05/2026

According to the report “Leveraging SACCO Data and Research to Strengthen the Financing of the Affordable Housing Value Chain by the SACCO Sector,” about 25% of regulated SACCO loans in the financial year ended 31st December 2024 went into financing land and housing.

This shows the growing role of SACCOs in helping Members buy land, build homes, renovate houses, and invest in shelter.

Access the full report here:
https://www.sasra.go.ke/download/leveraging-sacco-data-and-research-to-strengthen-the-financing-of-the-affordable-housing-value-chain-by-the-sacco-sector-report/