Amssurity Insurance Agency

Amssurity Insurance Agency Simplifying insurance, creating relationships and comparing insurance

04/06/2026

The cheapest insurance plan is not always the cheapest experience.

A low premium can hide tighter limits, more exclusions, stricter conditions, or higher out-of-pocket costs when you actually need to use the cover.

So before comparing price, compare fit.

Ask:

Does this cover match my situation?
What are the trade-offs?
What will I pay if I actually need to claim?

Price matters.

But in insurance, price should be the final filter — not the first one.

Save this before comparing your next medical insurance quote.

The expensive International Private Medical Insurance mistake is buying it for the wrong problem.IPMI is not “better” by...
03/06/2026

The expensive International Private Medical Insurance mistake is buying it for the wrong problem.

IPMI is not “better” by default.
It is better for a specific exposure.

Ask first:
what problem am I solving,
and what would local cover fail to do?

Save this before you treat IPMI like a prestige purchase.

If you want the IPMI Decision Brief, DM IPMI.

15/05/2026

The headline limit is what gets your attention.

The sublimits are what affect your claim.

A policy can show a big overall cover amount, but still place smaller caps on maternity, outpatient, dental, optical, cancer, chronic illness, or specialist care.

That smaller cap is called a **sublimit**.

So do not stop at:
“How much is the cover?”

Ask:
“Where are the sublimits, and what do they affect?”

That is where the real policy story begins.

The best time to ask about medical cover for your parent is earlier than you think.Timing affects:1️⃣ eligibility,2️⃣ te...
13/05/2026

The best time to ask about medical cover for your parent is earlier than you think.

Timing affects:
1️⃣ eligibility,
2️⃣ terms,
3️⃣ pricing,
4️⃣ and whether a workable option still exists.

The market is usually kinder before urgency arrives.

Keep this for the family WhatsApp group.

If you want the Parent Cover Timing Checklist, DM PARENT.

The best time to ask about a medical cover for your parent is earlier than most families think.Timing affects:1️⃣ Eligib...
13/05/2026

The best time to ask about a medical cover for your parent is earlier than most families think.

Timing affects:

1️⃣ Eligibility,
2️⃣ Terms,
3️⃣ Pricing,
4️⃣ And whether a workable option still exists.

The market is usually kinder before urgency arrives.

Keep this for the family WhatsApp group.

If you want the Parent Cover Timing Checklist, DM PARENT.

A lower premium can feel like a smart financial decision.Sometimes it is.Sometimes it just means the real cost has been ...
11/05/2026

A lower premium can feel like a smart financial decision.

Sometimes it is.

Sometimes it just means the real cost has been moved somewhere else:

- lower limits
- narrower access
- co-payments
- exclusions
- smaller cushions when the bill gets serious

That is the trap.

The buyer feels relief now.
The pressure appears later.

A lot of bad insurance decisions are not reckless.
They are simply incomplete.

The real question is not,
“How much am I saving this month?”
It is,
“What financial exposure am I still carrying after I buy this?”

Check: compare the premium against the inpatient limit, outpatient limit, major exclusions, and any co-payment requirement.

Save this. Lower price and lower risk are not the same sentence.

Amssurity

Before we understood policies, planning, or protection, many of us first saw care in the way a mother showed up.In the e...
10/05/2026

Before we understood policies, planning, or protection, many of us first saw care in the way a mother showed up.

In the early mornings.
In the quiet sacrifices.
In the details she remembered before anyone else did.
In the way she thought ahead, often without being asked.

This Mother’s Day, we honour the mothers, grandmothers, aunties, guardians, and mother figures whose care has protected families long before any policy ever could.

Because the best protection has always started with someone who cared enough to think ahead.

08/05/2026

A co-pay sounds small until the bill is in front of you.

A co-pay is the part of the bill you still pay yourself when you use the cover.

It is not automatically bad.

But it is a real trade-off, and real trade-offs should be understood before you buy — not discovered when you are already seeking treatment.

Ask: when I use this benefit, how much still comes back to me?

Save this.

Most maternity cover is bought after the key decision has already been made.That decision is timing.Maternity planning i...
06/05/2026

Most maternity cover is bought after the key decision has already been made.

That decision is timing.

Maternity planning is not only a price question.
It is a calendar question.

Waiting periods shape the real choice set.

Save this while maternity is still a planning issue, not an urgent one.

If you want the Maternity Timing Checklist, DM MATERNITY.

Waiting periods are easy to ignore when life is calm.Then life speeds up.A diagnosis appears.A treatment gets scheduled....
04/05/2026

Waiting periods are easy to ignore when life is calm.

Then life speeds up.

A diagnosis appears.
A treatment gets scheduled.
A relationship becomes marriage.
A maternity plan moves from “someday” to “soon.”

Now the policy you thought would help can only help later.

That is not a small detail.
That is a timing trap.

A lot of people buy cover assuming time is on their side.
Then real life changes the schedule before the policy does.

Check: confirm whether your policy has waiting periods for maternity, pre-existing conditions, chronic care, dental, optical, or specialist treatment.

Save this. Some insurance gaps are not about amount. They are about timing.

Address

Watermark Business Park, Karen
Nairobi

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 09:00 - 12:00

Telephone

+254762065500

Website

Alerts

Be the first to know and let us send you an email when Amssurity Insurance Agency posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Amssurity Insurance Agency:

Shortcuts

Share

Category