Bima Hakika Ke

Bima Hakika Ke For Financial Protection & Resilience Bima Hakika Agency Limited was originally incorporated under Kenyan Laws in 2016 as Leeds Buck Limited.

We exist to address all your financial risks by providing you with a wealth of information that empowers you to make better-informed choices. In 2020, Leeds Buck Limited rebranded to Bima Hakika Agency Limited aka Bima Hakika (BH), a name that truly represents the true spirit of the business. Bima Hakika is an online insurance aggregator seeking to offer the right product to customers at the right

stage of their lives. Insurance has long been termed a necessary evil, but we are changing this narrative with our clients. When we touch a life in our , we touch the world. We are making insurance happiness possible for all. Our founder Winnie Mwende has always been clear that absolutely no one should be excluded from coverage. Her vision guides us, and the GiveBack just pushes us to do more.

You don’t have to wait until you’re wealthy to break generational struggle. The change can start with you, Now! ❤️At 30,...
08/08/2026

You don’t have to wait until you’re wealthy to break generational struggle. The change can start with you, Now! ❤️

At 30, this lady chose to put aside KES 50K a month for 15 year period — KES 9M in total and she immediately secured KES 100M+ in lifetime family inheritance.

That’s the power of starting with what you have and planning intentionally.

At Bima Hakika, we’re changing the narrative one family at a time.

Comment “MY PLAN” and let’s show you what your options could look like.

05/08/2026

Every breadwinner thinks they have a choice: insure, or don’t.
Hate to break it to you. Hauna choice. The only choice is WHO writes the cheque — you, in advance, on your terms. Or your family, in a hospital corridor, with none.

👉🏾THIS: Chemotherapy, out of pocket will cost — KES 50,000 – 100,000 per session.
👉🏾OR THAT: Pay KES 8,365/month that protects you against this cost, locked in at 35

🔴 THIS: A heart attack, ICU to recovery will set you back KES 500,000 – 2,500,000.
🟢 OR THAT: Get One cover. One premium. Budgeted for. Paid before the emergency, not during it.

👉🏾THIS: A stroke Attack Management varies between KES 300,000 – 600,000, plus months you can’t work and total lifestyle change.
👉🏾OR THAT: A policy that pays YOU, not just the hospital bills, while you heal, remember bills don’t stop for anyone else.

Then the one nobody wants to say out loud!

🔴 THIS: Death — Brings Infinite Loss. Both emotionally and financially. Not just funeral costs. Not just grief.
The school fees that stop. The rent that’s still due. The business that folds because you were the business.
🟢 OR THAT: KES 10M Critical Illness + Life Cover payout, from KES 8,365/month at 35. Or more based on your affordability. To keep things moving and your family secure.

The Math That Should Scare You More is Waiting! At 40, it’s KES 9,160/month. At 50 more, at 60+ Uninsurable!
Small difference on paper. Huge difference in what your body already knows by then.

The cover doesn’t get cheaper with time. Your risk does the opposite. It was never “afford insurance” vs “don’t afford insurance.”
It’s an affordable premium a month, or your family liquidating everything you built, in a single bad week.

Make your bed. Lie on it. Either way, you sleep in something.

The bed you make today is the one your family lies in tomorrow. Which one are you building?

DM “My Quote Options” and I’ll show you exactly what KES 10M or more in cover costs at YOUR age before the price goes up again.

Hi, I’m Winnie Mwende, Founder of Bima Hakika 👋🏾Some of you have been here since day one. Wengine, you just landed maybe...
31/07/2026

Hi, I’m Winnie Mwende, Founder of Bima Hakika 👋🏾

Some of you have been here since day one. Wengine, you just landed maybe from a Reel, maybe a friend tagged you. Either way, karibu. Let me reintroduce myself properly.

I run Bima Hakika, an insurance brokerage and financial planning practice built for Kenyan breadwinners, parents, and entrepreneurs who are done pretending money conversations are “boring” or “for later.”

I didn’t grow up understanding my own finances. Nobody sat me down and explained what a trust fund was, or why “term insurance” quietly expires right when your family needs it most. I learned the hard way, building a business, making mistakes, asking questions nobody wanted to answer plainly.

That’s exactly why Bima Hakika exists: to give you the answers I had to dig for.

So hapa, we talk about:
✨Whole life insurance — cover that doesn’t expire on you.
✨Keyman cover — protecting the business that protects your family.
✨Trust structures — so your legacy reaches the right hands, not probate court.
✨Financial coaching — because knowing your numbers is power.

Our promise is simple: We are busy building Legacies and changing Generations for Good.

If you’re a breadwinner and you haven’t asked yourself “what happens to my people if I’m not here tomorrow?” this is your sign.

Start with a FREE BREADWINNER AUDIT. Comment “AUDIT” or DM me, and let’s find out where your gaps are before life finds them for you.

We have a Freebie for you, if you DM now.

This is more than insurance. This is LEGACY.

There’s a reason our ancestors planted mango and baobab trees they’d never harvest. They understood something we’ve forg...
24/06/2026

There’s a reason our ancestors planted mango and baobab trees they’d never harvest.

They understood something we’ve forgotten, legacy isn’t about you. It’s about the hands that will rest under that shade long after you’re gone.

Whole life insurance isn’t a product. It’s a statement that your children’s children matter more than your current bank balance.

It’s saying: I’m planting this tree today so my daughter doesn’t have to sell the family land. So my son doesn’t scramble for school fees. So my grandchild inherits options, not obligations.

If you can’t plant a tree whose shade you’ll never sit under, generational wealth isn’t for you. And that’s okay but own it.

Stop pretending you’re building a legacy while your family remains one crisis away from losing everything. I said it.

But if you believe your absence should equal abundance. If you think in decades, not quarters. If your kids’ security matters more than your current bank balance.

Then let’s talk about whole life that actually builds. DM the work ‘LEGACY’ and let’s walk through how this works for your specific situation.

This is one tree that costs much less than the enormous value it builds.

Let me speak to you, salaried breadwinner. Imagine spending 20 years building wealth, buying property, raising children ...
10/06/2026

Let me speak to you, salaried breadwinner.

Imagine spending 20 years building wealth, buying property, raising children and creating a lifestyle.

Only for your family’s financial security to depend on whether your employment letter remains active or not.

As parents, we insure our phones. We insure our cars.
But somehow we leave our children’s future attached to a payroll system.

Yet this one decision has saved most of our breadwinners and protected their families permanently.

Comment ‘BREADWINNER AUDIT’ and I’ll show you how exposed your family really is and how to build a protection structure that belongs to you, not your employer.

Happy holidays 🎈
24/12/2025

Happy holidays 🎈

❣️Investing in Education Trust Funds layared with solid Whole Life Insurance is the new education strategy. ✅ In an Educ...
06/12/2025

❣️Investing in Education Trust Funds layared with solid Whole Life Insurance is the new education strategy.

✅ In an Education Trust, your savings grow inside a Trust Fund managed by a corporate trustee. You enjoy:

✨Compound interest;
✨Market-based returns ;
✨Flexible deposits ;
✨Full access when needed;
✨Control through rules you set.
✨No court delays if something happens to you.

✅ Whole Life Insurance; This is the safety net, if and when life happens (death, disability, critical illness), the insurance 👇:

✨Pays immediately;
✨Funds the education trust;
✨Ensures school fees continue;
✨Protects your children’s financial stability.

👉With this you secure both the savings /investment and the risks.

✅This is what wealthy families do quietly: They separate growth from protection.

But you are busy combining both and losing in the end 😅.

‼️This is why your education policy will FAIL your child. Don’t repeat the mistake!

👍Good news; As a Kenyan parent you can change this now.

❣️So if you need structure, growth, and protection working together.

👍Comment Trust + Protection for guidance.

Address

29294
Nairobi

Telephone

+254732393100

Website

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