ACK St James Housing Cooperative Society

05/03/2024

Title: Unlocking the Power of Cooperatives: A Kenyan Perspective

Allow me to share how being part of a cooperative can supercharge your financial goals and pave the way for a brighter tomorrow.
Here I break it down:

**What is a Cooperative?**
Cooperatives are businesses owned and run by their members – everyday people like you and me! They're built on values like self-help, democracy, equality, and social responsibility.

**How Do Cooperatives Work in Kenya?**
Members come together and pool their resources – whether it's money, skills, or goods – to achieve common goals. This could mean accessing affordable housing, securing better prices for agricultural produce, or getting reliable credit. Cooperatives operate under the Cooperative Societies Act, providing a solid legal framework and protections for members.

**Why Join a Cooperative?**
- **Collective Power:** Picture the strength of many voices and wallets combined! Cooperatives give you bargaining power in the marketplace.
- **Democratic Control:** It's simple – one member, one vote. You get to have a say in how the cooperative is run and how profits are used.
- **Community Focus:** Cooperatives often give back to the community, making life better for everyone.

**Types of Cooperatives in Kenya**
- **Housing Cooperatives:** Just like ours! We're all about creating affordable housing for our members.
- **SACCOs (Savings & Credit Cooperatives):** Offering loans and financial services.
- **Agricultural Cooperatives:** Helping farmers get fair prices and access to markets.
- *And plenty more!*

*Example:*
friends, colleagues, and neighbors from Ack St. James Buruburu community formed a housing cooperative. Together, they will pool their savings to invest in low-risk, high-yield ventures. This will let them earn returns they couldn't achieve alone and build a stronger financial future for themselves and their families!

Compiled and Submitted By:
Joe Muthiga
0724904426
Chairman ACK St. James Housing Cooperative

*Feel free to share this insightful read with your friends and family!*

21/02/2024

Come, join us as we launch the Zuri Asili Residence project during our Housing Cooperative education day. All are welcome!
https://www.instagram.com/p/C3lMNS_M_RX/?igsh=MXhiajAydG4xaTlobA.

19/12/2023

The Mugutha location.
Serenity at it's best.

06/10/2023

06/09/2023

After you graduate and get a job, don’t immediately leave your parent's or guardian's house to rent your own place. If possible, stay with your parents. Endure any discomfort. Then save what you would have spent on rent and use it as capital to start a business or down payment to buy a home. Real estate is the foundation for your wealth. Don’t be in a hurry to run when you have not learnt to crawl. If your parents live far from where you work, then move in with your siblings, guardians, family friends, or other close family member. Be humble. Humility is not stupidity when it creates an opportunity that leads to financial ability. Respect who you live with. If they say you should wash plates, swallow your pride and wash it. Accept nonsense. It is the price you pay to access much sense!

06/09/2023

Our Ruiru plots on paper ndio tukaenda kwa ground.

05/09/2023

Members planting trees to identify and celebrate their plots in Ruiru.

05/09/2023

A visit to our newest project in Ruiru.

28/06/2022

Luke 16:10 He who is faithful in a very little thing is faithful also in much; and he who is unrighteous in a very little thing is unrighteous also in much.

The one shilling you start saving today will amount to millions in the near future.

The Journey begins here;
Register by calling
0787535536 or 0706626426

20/06/2022

Ecclesiastes 11:2
Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.