08/06/2022
Money is thing that you should always have! If you have no money, it means that you’re doing something wrong. Let’s look at the habits that prevent you from having money.
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1. Give the responsibility to other people or to the situation for your own failures
If you look at other people who have a better car, a better flat or better clothes and you feel anger, envy, offended, you think “He is a thief”, “He’s just lucky”, then change your way of thinking: this draws you to the bottom.
Try to understand that you’re the only person who is responsible for your own well-being. If a person has got more than you, it means that you haven’t worked hard enough, and that's it 😉
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2. Showing off
When you buy clothes, devices, entertainment just to make other people see how cool you are, but in fact you have nothing left to pay for your accommodation or to eat decently, this isn’t good. This way you won't get to a real well-being: conversely, you will worsen your financial situation. Be strong enough to say no to unnecessary expenses, live according to your resources.
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Divide your expenses in groups:
• Basic: bills, credits, food, medicines;
• Important: clothes, renovation, devices;
• Non-fundamental: entertainment, cafes, travels, shopping for pleasure;
• Saved up money: this is your comfort and stability.
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Plan your budget according to the scheme: the first group, then the second and the third one, but always allocate 10-20% of your earnings to the fourth group.
Pay special attention to groups 2 and 3 – reduce your expenses exactly in these two ones if money is not enough.
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3. Being lazy
You have decided that your life has to change, you think and talk about it, but don’t do anything… You still don’t want to go to work, don’t make a table with your budget, don’t look for new ways to make money: then it is impossible that you will manage to change anything. Just do it!
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4. Accumulating rubbish
It might sound strange, but money needs space.
Throw away everything that is broken, damaged, old or useless. It only takes space, and in its place can be taken by something new.
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Start taking action today and don’t be afraid of making mistakes.