Rebrio Insurance Agency - RIA

08/03/2024

Hey Evayo Ken Loveto kindly remove number 6 ndio tujue hapa each team itamaliza number ngapi,

Cc
Eric Mwalimu Kasamba
Erick Musyimi
Johnstone Henry Muli

My dear Maureen Kamash Sasha happy women's day

23/02/2015

Funny Client explanation after an accident

"The accident happened because I had one eye on the lorry in front, one eye on the pedestrian and the other on the car behind."

No matter the kind of accident, do not admit liability, call us and we will sort it for you, and avoid unwanted explanations

We have been TRIED. TESTED. and RECOMMENDED

23/02/2015

Me: “Good afternoon, [Insurance Company]. This is [My Name]. How may I help you?”

Customer: “STEVE?!”

Me: “No, this is [My Name]. Can I help you with something?”

Customer: “Where is Steve?”

Me: “I don’t believe a Steve works here. Can I help you?”

Customer: “I just talked to Steve. I know there is a Steve there.”

(At this point I realize that it was the customer I just got off the phone with two minutes ago.)

Me: “Oh, yes! Let me go get Steve for you…” *I deepen my voice a little* “Hello, this is Steve.”

Customer: “Oh, hi, Steve! Can you tell [My Name] to just transfer my calls to you from now on? I don’t want to talk to him. He doesn’t sound like he knows what he is doing.”

MORAL: We as your link to insurance covers, we understand you as our customers, and we understand you may not always remember the names of the person on the other end of the conversation, but we strive to always make you comfortable,

Talk to us, and realize the difference

15/02/2015

Now that the valentine is over, you might have had a blast, with your GIRLFRIEND, driving in your CAR to exotic places, Maybe you had just a simple day in the HOUSE with your FAMILY, but now ask yourself, how sure are you life will be the same next year same date? INSURE your FAMILY, CAR, AND HOUSE through our agency, talk to us today, and be on the save side

03/02/2015

our new logo, we are rebranding

03/02/2015

with NTV's Certificates of Doom, we all rush to condemn the act, but truth be told, some of those who 'boguht' the certs did that out of desperation to land a job, but we have good news, you can take an education policy for your child now, to avoid him/her doomed in future, talk to us

03/02/2015

If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance,

27/01/2015

FOR YOUR FUTURE

16/12/2014

What are my investment options?
Feedback

Do you know the difference between a mutual fund and an index fund? A certificate of deposit and a corporate bond? If you open a retirement account or a brokerage account, you will be faced with many different investment options. They will generally be distinguished by their riskiness and potential for high returns, two features that come hand in hand. This pyramid will introduce you to the risk (and potential reward) spectrum of investments vehicles:

Through Old Mutual, we can help you define your future through investments on Equities, Bonds and treasury bills, talk to us

16/12/2014

How do I know what types of insurance I need?
Feedback

The sections that follow will explain the ins and outs of life, health, disability, and property insurance. Here are a few basic considerations that you should start thinking about as you proceed:

1. Identify and evaluate your risk exposure.

Identify valuable property you own or lease.
Identify activities you engage in that could cause harm to yourself.
Identify activities you engage in that could cause harm to others.
Assess the importance of maintaining a steady income should you become injured or disabled.
If you have dependents, assess the importance of enabling them to maintain their lifestyle should you die unexpectedly.

2. Evaluate the likelihood of losses in the above categories and the potential value of such losses. Could you absorb those costs without assistance from an insurance policy?
3. Determine the best way to manage your risks.

Insurance policies
Changes in behavior
Savings

4. Develop some sort of risk management plan and periodically reconsider it in case your circumstances have changed.

Follow this link for more Analysis of your insurance needs

The sections that follow will explain the ins and outs of life, health, disability, and property insurance. Here are a few basic considerations that you should start thinking about as you proceed:

16/12/2014

You may think that the chances of your apartment burning down or of suddenly needing intensive hospital care are so remote that they’re not worth worrying about. But can you imagine losing all your valuables or facing a 1M Kshs medical bill and having to start from scratch? You may be right that you shouldn’t worry, but you should certainly plan for the unexpected by purchasing appropriate insurance. Insurance policies are contracts that protect you against various types of loss. Insurance pools the risk for a large group of people and provides assistance to the unlucky few who need it.

Talk to us for more info on Insurance and Investments to protect your future

16/12/2014

The difference between Term and Permanent insurance
What's the difference between term and whole life insurance?

All life insurance policies are designed to pay a benefit when someone dies, but there are different types of policies to meet different needs. Two of the most common categories are “term” life insurance which provides protection for a specific period of time, and “whole life” insurance which includes a cash value account to build funds within the policy.

One way to illustrate the differences between term and cash value life insurance is the analogy of renting vs. owning a home. Term insurance is like renting your home, while cash value insurance is like owning your home.

There are definite advantages to renting a home. Rent can be cheaper than a mortgage payment, you don't have the responsibility of keeping the property in good repair and you can leave when your lease is up. On the other hand, you have very little control. The landlord can raise the rent or cancel your lease, and you have no financial benefit to show at the end of your lease, even after paying rent for years and years.

Term insurance, like renting, gives you the use of an asset – the insurance company's promise to pay a benefit – for a period of time. It pays a benefit only if you die during the term. When the coverage ends, you may or may not qualify for new coverage (depending on your health) or because of your age the cost of continued coverage may not be affordable.

By comparison, when you own your home, much of the control shifts to you. Your monthly mortgage payment might be more than a rent payment, but you have the opportunity to build equity as you pay your mortgage down. Equity is the difference between the market value of your home and any amount you owe on a mortgage loan. This equity is a financial asset you can use as collateral on loans to meet other needs.

In a whole life policy, premiums paid beyond the cost of the insurance protection are invested by the insurance company and grow tax deferred. This means money can grow faster than in a taxable investment with the same return and expenses.

Cash value life insurance, like owning a home, may require a larger payment but you have the opportunity to build “equity” – cash value – in the policy. You control the asset and can keep it even if your health changes and as you grow older. You can take withdrawals from cash value or borrow against these funds. Loans and withdrawals will reduce both the policy cash value and death benefit.