Bobly Financial Consultants

Bobly Financial Consultants It is therefore essential that you seek professional financial advice from people you can trust.

Follow for tips on balanced and emotional intelligence (EQ)-Driven Leadership, working smarter and accelerating your career 🚀 Go from overwhelmed 👉🏼 to effective people leader 😌 On a mission to upskill 1M+ leaders the healthy way ✨ Welcome to Bobly Financial Consultants whether your enquiry is on a personal or corporate basis, the major financial decisions that you make will have significant and l

ife-changing consequences. We work in partnership with our clients, and other professional advisers such as Solicitors and Accountants, to meet their financial aspirations and we recognize the importance of providing long-term on-going assistance and guidance.

15 MAY 2026 TOP TWENTY COMPANIES HIGHEST DIVIDEND YIELDS NAIROBI SECURITIES EXCHANGE
20/05/2026

15 MAY 2026 TOP TWENTY COMPANIES HIGHEST DIVIDEND YIELDS NAIROBI SECURITIES EXCHANGE

Full Fuel Costs Breakdown May/June Prices. Q. What do you think is the cause of fuel price hike in Kenya?A. I think Keny...
18/05/2026

Full Fuel Costs Breakdown May/June Prices.
Q. What do you think is the cause of fuel price hike in Kenya?
A. I think Kenya needs a mix of short-term relief and long-term energy reforms. Right now, fuel prices are rising because of global oil prices, Middle East tensions, the weak shilling, and heavy taxes/levies on fuel. Kenya imports almost all its petroleum, so global shocks hit hard.
*Proposed solution*
1. Reduce fuel taxes and levies (fastest impact)
A large share of pump prices comes from taxes and levies — including VAT, excise duty, road maintenance, and petroleum-related levies. Recent breakdowns show taxes/levies make up a significant part of the final cost per litre, so lowering or suspending some charges could immediately reduce prices.
Challenge: Government depends on this revenue for roads, budgets, and public spending, so cutting taxes may create budget pressure unless spending is reduced elsewhere.

2. Use targeted subsidies during price shocks
The government can temporarily cushion consumers using funds such as the Petroleum Development Levy to absorb part of the increase when global oil prices spike. Kenya has used this approach before to soften sharp rises.
Challenge: Subsidies are expensive and can strain public finances if used for too long.

3. Strengthen the Kenyan shilling
Fuel is bought in US dollars. If the Kenyan shilling weakens, imported fuel becomes more expensive even if oil prices stay unchanged. Policies that improve exports, tourism, investment, and foreign currency reserves can help stabilise prices over time.

4. Improve transparency and reduce inefficiencies
Many Kenyans argue that reviewing levies, reducing wastage, and tackling corruption in procurement and transport logistics could lower unnecessary costs. Consumer groups have also called for audits and reviews of fuel-related charges.

5. Invest in alternatives to reduce dependence on fuel
Over the long term, cheaper and more reliable public transport, electric buses, better rail freight, and walkable cities can reduce the economy’s dependence on diesel and petrol. Public discussions in Kenya increasingly mention this as a long-term solution.

My balanced view: If Kenya wanted prices to fall quickly, the biggest lever is temporary reduction of taxes/levies plus targeted cushioning during global price spikes. But for lasting stability, the country also needs a stronger shilling, lower import dependence, and more efficient transport systems.

Good morning ☀️ Today’s Financial Dictionary term: Over-the-Counter. In finance, OTC trading means buying and selling s...
15/05/2026

Good morning ☀️ Today’s Financial Dictionary term: Over-the-Counter. In finance, OTC trading means buying and selling shares or assets directly between parties instead of through a formal exchange.

"A mother's love endures through all"
10/05/2026

"A mother's love endures through all"

Still unsure how to file your 2025 returns?This session is specially for salaried employees who want a clear and easy wa...
07/05/2026

Still unsure how to file your 2025 returns?
This session is specially for salaried employees who want a clear and easy walkthrough of the filing process.

Learn:
How to file correctly
Common mistakes to avoid
What you need before filing

Date: Friday 8th May 2026

Time: 10am-11am

Webex Link: https://tinyurl.com/mpsj42vd

Date: Wednesday 12th May 2026

Time: 11am-12pm

Webex Link: https://tinyurl.com/2pr3t3c2

☀️ Today’s Financial Dictionary term: VASP (Virtual Asset Service Provider) VASP (Virtual Asset Service Provider) is a b...
07/05/2026

☀️ Today’s Financial Dictionary term: VASP (Virtual Asset Service Provider)

VASP (Virtual Asset Service Provider) is a business or person that deals with virtual assets (digital assets) like cryptocurrencies on behalf of others.
🔵Examples of VASPs include:
Crypto exchanges
Digital wallet providers
Crypto brokers
Platforms that transfer or trade cryptocurrencies
⚪They usually help people:
Buy or sell crypto
Store digital assets
Transfer crypto between users
Exchange one digital asset for another
⚫Examples of virtual assets include Bitcoin and Ethereum.
In many countries, VASPs are regulated to prevent:
Money laundering
Fraud
Terrorism financing
🔴In Kenya, discussions around regulating VASPs have been increasing as crypto adoption grows.

☀️ Today’s Financial Dictionary term: Open Banking
06/05/2026

☀️ Today’s Financial Dictionary term: Open Banking

Hello customer, just a kind reminder that your tax payment is due. Please ensure it’s settled on time to avoid any penal...
05/05/2026

Hello customer, just a kind reminder that your tax payment is due. Please ensure it’s settled on time to avoid any penalties. Let me know if you need any assistance.

May your dedication be celebrated today, and may you find renewed strength for the journey ahead - Bob
30/04/2026

May your dedication be celebrated today, and may you find renewed strength for the journey ahead - Bob

What it means to you as an investor👍 Positive signalsStronger profits over timeIf restructuring improves efficiency, ear...
22/04/2026

What it means to you as an investor

👍 Positive signals
Stronger profits over time
If restructuring improves efficiency, earnings can grow → dividends may increase.
Better competitiveness
More focus on digital banking can help the bank compete with fintechs and other banks.
Healthier balance sheet
Cleaning up bad loans reduces risk and stabilizes long-term returns.

⚠️ Risks to watch
Short-term share price pressure
Markets often react cautiously during restructuring periods.
Lower dividends (temporarily)
The bank might retain more earnings instead of paying them out.
Ex*****on risk
If changes don’t deliver results, growth may slow.

☀️ Today’s Financial Dictionary term: Yield
20/04/2026

☀️ Today’s Financial Dictionary term: Yield

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P. O Box 507
Machakos
90100

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