Banca UBAE SpA

05/06/2026

🌍 Banca UBAE SpA was pleased to participate in the 𝐄𝐮𝐫𝐨 𝐀𝐫𝐚𝐛 𝐄𝐜𝐨𝐧𝐨𝐦𝐢𝐜 & 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 𝐒𝐮𝐦𝐦𝐢𝐭 𝟐𝟎𝟐𝟔, organized by the Union of Arab Banks in on 4–5 June under the 𝐻𝑖𝑔ℎ 𝑃𝑎𝑡𝑟𝑜𝑛𝑎𝑔𝑒 𝑜𝑓 𝑃𝑟𝑒𝑠𝑖𝑑𝑒𝑛𝑡 𝐸𝑚𝑚𝑎𝑛𝑢𝑒𝑙 𝑀𝑎𝑐𝑟𝑜𝑛.

Our General Manager, Mr. Maurizio Valfrè joined this landmark Euro-Arab gathering, which brought together leading and to discuss the future of global economic and financial .
The Summit offered a valuable to address issues shaping today’s international , including geopolitical shifts 🌐, energy security ⚡, digital transformation 💻, and the role of AI and cybersecurity 🔐 in strengthening .
At a time of growing global , strengthening between and the remains essential to foster , support flows, and contribute to a more balanced and financial system.

On this occasion, we also extend our sincere to 𝐻.𝐸. 𝑀𝑟. 𝑁𝑎𝑗𝑖 𝑀𝑜ℎ𝑎𝑚𝑚𝑒𝑑 𝐼𝑠𝑠𝑎 𝐵𝑒𝑙𝑔𝑎𝑠𝑒𝑚, 𝐺𝑜𝑣𝑒𝑟𝑛𝑜𝑟 𝑜𝑓 𝑡ℎ𝑒 𝐶𝑒𝑛𝑡𝑟𝑎𝑙 𝐵𝑎𝑛𝑘 𝑜𝑓 𝐿𝑖𝑏𝑦𝑎, on being awarded “𝐺𝑜𝑣𝑒𝑟𝑛𝑜𝑟 𝑜𝑓 𝑡ℎ𝑒 𝑌𝑒𝑎𝑟 2026” 🏆a well deserved recognition of and to financial stability in a important region.

We are to be part of this important and to further strengthen long standing partnerships across the area.

03/06/2026

"𝑪𝒉𝒂𝒏𝒈𝒆 𝒊𝒔 𝒐𝒇𝒕𝒆𝒏 𝒊𝒏𝒗𝒐𝒌𝒆𝒅, 𝒃𝒖𝒕 𝒏𝒐𝒕 𝒂𝒍𝒘𝒂𝒚𝒔 𝒆𝒇𝒇𝒆𝒄𝒕𝒊𝒗𝒆𝒍𝒚 𝒈𝒐𝒗𝒆𝒓𝒏𝒆𝒅. 𝑰𝒕 𝒓𝒆𝒒𝒖𝒊𝒓𝒆𝒔 𝒕𝒉𝒆 𝒂𝒃𝒊𝒍𝒊𝒕𝒚 𝒕𝒐 𝒖𝒏𝒅𝒆𝒓𝒔𝒕𝒂𝒏𝒅 𝒆𝒗𝒐𝒍𝒗𝒊𝒏𝒈 𝒅𝒚𝒏𝒂𝒎𝒊𝒄𝒔, 𝒕𝒂𝒌𝒆 𝒊𝒏𝒇𝒐𝒓𝒎𝒆𝒅 𝒅𝒆𝒄𝒊𝒔𝒊𝒐𝒏𝒔 𝒂𝒏𝒅 𝒃𝒖𝒊𝒍𝒅 𝒂 𝒗𝒊𝒔𝒊𝒐𝒏 𝒕𝒉𝒂𝒕 𝒆𝒏𝒔𝒖𝒓𝒆𝒔 𝒄𝒐𝒏𝒕𝒊𝒏𝒖𝒊𝒕𝒚 𝒐𝒗𝒆𝒓 𝒕𝒊𝒎𝒆."

This is how Mr. Maurizio Valfrè, General Manager of Banca UBAE SpA, framed the of in an with Mr. Giampaolo Rossi for the “𝐈𝐥 𝐓𝐞̀ 𝐝𝐞𝐥𝐥𝐞 𝐜𝐢𝐧𝐪𝐮𝐞” .

During the , Mr. Valfrè highlights change as a structured and leadership-driven process, grounded in , of and in *****on.

The discussion provides valuable into how organizations can navigate while preserving their core , reinforcing the role of in ensuring and coherent .

🎥 𝐖𝐚𝐭𝐜𝐡 𝐭𝐡𝐞 𝐟𝐮𝐥𝐥 𝐢𝐧𝐭𝐞𝐫𝐯𝐢𝐞𝐰 𝐛𝐞𝐥𝐨𝐰! 👇

Maurizio Valfrè è Direttore generale di Banca Ubae

29/05/2026

✈️ Last week, our Finance Division carried out a in , a connecting global financial .

🧭 Our Chief FX Dealer, Mr. Massimiliano Schiavoni, together with FX Dealer Mr. Ehab Elhag Ali, with key market , strategic relationships and in the landscape.

🌍 The mission further existing in a fast-moving and highly dynamic financial environment. It also reaffirmed our to our international and enhancing our in foreign exchange operations.

📈 A forward in delivering increasingly and globally to our .

🤝 𝐀 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐭𝐡𝐚𝐧𝐤 𝐲𝐨𝐮 𝐭𝐨 𝐚𝐥𝐥 𝐨𝐮𝐫 𝐩𝐚𝐫𝐭𝐧𝐞𝐫𝐬 𝐰𝐡𝐨 𝐜𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐞𝐝 𝐭𝐨 𝐭𝐡𝐞 𝐬𝐮𝐜𝐜𝐞𝐬𝐬 𝐨𝐟 𝐭𝐡𝐢𝐬 𝐦𝐢𝐬𝐬𝐢𝐨𝐧 !

28/05/2026

✨ Banca UBAE SpA is to have taken part in the event 𝐈𝐭’𝐬 𝐀𝐥𝐥 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 & 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞, held in on last 26 May, a event for the and industry, bringing together and to discuss the latest frontiers in and .

Our General Manager Mr. Maurizio Valfrè joined the , “𝐓𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐁𝐚𝐧𝐤𝐬 𝐚𝐧𝐝 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞”, on the of the and the ahead.
From and to , , and , the event offered a valuable for , and .

📸 𝑺𝒆𝒆 𝒔𝒐𝒎𝒆 𝒉𝒊𝒈𝒉𝒍𝒊𝒈𝒉𝒕𝒔 𝒇𝒓𝒐𝒎 𝒕𝒉𝒆 𝒆𝒗𝒆𝒏𝒕 𝒃𝒆𝒍𝒐𝒘 !

26/05/2026

𝑩𝒂𝒏𝒄𝒂 𝑼𝑩𝑨𝑬 𝒘𝒊𝒔𝒉𝒆𝒔 𝒕𝒐 𝒂𝒍𝒍 𝑴𝒖𝒔𝒍𝒊𝒎 𝒄𝒐𝒍𝒍𝒆𝒂𝒈𝒖𝒆𝒔 𝒂𝒏𝒅 𝒑𝒂𝒓𝒕𝒏𝒆𝒓𝒔 𝒂 𝒉𝒂𝒑𝒑𝒚 𝑬𝒊𝒅 𝑨𝒍-𝑨𝒅𝒉𝒂 !

May this bring , and to you and your loved ones.

26/05/2026

🚀 𝑻𝒉𝒆𝒚’𝒓𝒆 𝒕𝒂𝒍𝒌𝒊𝒏𝒈 𝒂𝒃𝒐𝒖𝒕 𝒖𝒔 ! 🚀

🌍 𝐁𝐚𝐧𝐜𝐚 𝐔𝐁𝐀𝐄 𝐝𝐞𝐥𝐢𝐯𝐞𝐫𝐬 𝐬𝐭𝐫𝐨𝐧𝐠 𝐩𝐞𝐫𝐟𝐨𝐫𝐦𝐚𝐧𝐜𝐞 𝐢𝐧 𝐅𝐘𝟐𝟎𝟐𝟓, 𝐜𝐨𝐧𝐟𝐢𝐫𝐦𝐢𝐧𝐠 𝐢𝐭𝐬 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐫𝐨𝐥𝐞 𝐢𝐧 𝐈𝐭𝐚𝐥𝐲–𝐀𝐟𝐫𝐢𝐜𝐚 𝐭𝐫𝐚𝐝𝐞 𝐟𝐢𝐧𝐚𝐧𝐜𝐞

We are to the approval of 𝐁𝐚𝐧𝐜𝐚 𝐔𝐁𝐀𝐄’𝐬 𝟐𝟎𝟐𝟓 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐬𝐭𝐚𝐭𝐞𝐦𝐞𝐧𝐭𝐬 by the General Shareholders’ Meeting marking another year of and .
Operating in a between and valued at nearly €60 billion, Banca UBAE continues to leverage over of to and cross-border .

The Bank’s performance reflects a and , supported by risk management, a capital base, and the continued of its lines.

💰𝐍𝐞𝐭 𝐩𝐫𝐨𝐟𝐢𝐭 reached €𝟐𝟐.𝟔 𝐦𝐢𝐥𝐥𝐢𝐨𝐧, with pre-tax profit at €𝟐𝟓.𝟑 𝐦𝐢𝐥𝐥𝐢𝐨𝐧
📈 𝐍𝐞𝐭 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 income grew significantly to €𝟑𝟕.𝟑 𝐦𝐢𝐥𝐥𝐢𝐨𝐧 (+𝟐𝟏.𝟗% 𝐘𝐨𝐘)
🏦 𝐒𝐭𝐫𝐨𝐧𝐠 𝐜𝐚𝐩𝐢𝐭𝐚𝐥 𝐩𝐨𝐬𝐢𝐭𝐢𝐨𝐧, with Tier 1 and Total Capital ratios at 𝟐𝟎.𝟔%, well above regulatory requirements
📊 𝐓𝐫𝐚𝐝𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐞 𝐯𝐨𝐥𝐮𝐦𝐞𝐬 of approximately €𝟏.𝟗 𝐛𝐢𝐥𝐥𝐢𝐨𝐧, supporting internationalisation of Italian SMEs

, Banca UBAE will focus on operational , maintaining a credit approach, and the evolving needs of Italian exporters, in line with its upcoming 2027–2029.

𝑾𝒆 𝒔𝒊𝒏𝒄𝒆𝒓𝒆𝒍𝒚 𝒕𝒉𝒂𝒏𝒌 𝒐𝒖𝒓 𝒄𝒍𝒊𝒆𝒏𝒕𝒔, 𝒑𝒂𝒓𝒕𝒏𝒆𝒓𝒔, 𝒂𝒏𝒅 𝒔𝒕𝒂𝒌𝒆𝒉𝒐𝒍𝒅𝒆𝒓𝒔 𝒇𝒐𝒓 𝒕𝒉𝒆𝒊𝒓 𝒄𝒐𝒏𝒕𝒊𝒏𝒖𝒆𝒅 𝒕𝒓𝒖𝒔𝒕 𝒂𝒏𝒅 𝒊𝒏𝒗𝒂𝒍𝒖𝒂𝒃𝒍𝒆 𝒔𝒖𝒑𝒑𝒐𝒓𝒕 !

#2025

25/05/2026

We are to announce that our General Manager Mr. Valfrè will be at the “𝐓𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 𝐚𝐧𝐝 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞” at the upcoming “𝐈𝐭’𝐬 𝐀𝐥𝐥 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 & 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞” event, taking place in on 26 May.

This platform brings together from the financial sector to the evolving landscape of banking and insurance, with a focus on , developments, and the shaping the future of financial services.

Our General Manager will to the discussion by on the strategic for operating in increasingly complex and dynamic , highlighting the of , technological , and strong stakeholder .

𝑊𝑒 𝑙𝑜𝑜𝑘 𝑓𝑜𝑟𝑤𝑎𝑟𝑑 𝑡𝑜 𝑒𝑛𝑔𝑎𝑔𝑖𝑛𝑔 𝑤𝑖𝑡ℎ 𝑙𝑒𝑎𝑑𝑖𝑛𝑔 𝑖𝑛𝑑𝑢𝑠𝑡𝑟𝑦 𝑝𝑟𝑜𝑓𝑒𝑠𝑠𝑖𝑜𝑛𝑎𝑙𝑠 𝑎𝑛𝑑 𝑒𝑥𝑝𝑒𝑟𝑡𝑠 𝑖𝑛 𝑎 ℎ𝑖𝑔ℎ-𝑙𝑒𝑣𝑒𝑙 𝑒𝑥𝑐ℎ𝑎𝑛𝑔𝑒 𝑠ℎ𝑎𝑝𝑖𝑛𝑔 𝑡ℎ𝑒 𝑓𝑢𝑡𝑢𝑟𝑒 𝑑𝑖𝑟𝑒𝑐𝑡𝑖𝑜𝑛 𝑜𝑓 𝑡ℎ𝑒 𝑠𝑒𝑐𝑡𝑜𝑟.

28/04/2026

Following our recent to , the journey continued to , where our Chief FX Dealer, Mr. Massimiliano Schiavoni, and FX Dealer, Mr. Ehab El hag Ali, together with our local Mr. Piero De Angelis, further Banca UBAE S.p.A.’s long‑standing in the region.

During the , our met with several , reaffirming a vision on and market , reaffirming strong and exploring areas of cooperation.

A of the visit was the 𝐆𝐚𝐥𝐚 𝐃𝐢𝐧𝐧𝐞𝐫 by Banca UBAE S.p.A., which brought together our in an setting. The event represented a moment of and , offering the to exchange views, deepen mutual and reinforce a shared to and .

Beyond networking, the evening fostered open on market dynamics and future , further consolidating across institutions.

𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐬𝐭𝐫𝐨𝐧𝐠 𝐫𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬 𝐨𝐧 𝐭𝐡𝐞 𝐠𝐫𝐨𝐮𝐧𝐝 𝐫𝐞𝐦𝐚𝐢𝐧𝐬 𝐚 𝐤𝐞𝐲 𝐩𝐢𝐥𝐥𝐚𝐫 𝐨𝐟 𝐁𝐚𝐧𝐜𝐚 𝐔𝐁𝐀𝐄’𝐬 𝐚𝐩𝐩𝐫𝐨𝐚𝐜𝐡 𝐢𝐧 𝐍𝐨𝐫𝐭𝐡 𝐀𝐟𝐫𝐢𝐜𝐚 𝐚𝐧𝐝 𝐭𝐡𝐞 𝐰𝐢𝐝𝐞𝐫 𝐌𝐞𝐝𝐢𝐭𝐞𝐫𝐫𝐚𝐧𝐞𝐚𝐧 𝐚𝐫𝐞𝐚.

24/04/2026

📍 On 22 April 2026, 𝐃𝐚𝐲 𝟐 of the for in marked a decisive forward, moving from artificial intelligence to putting it into .

🔍 Building on the foundations laid on the first day, the focused on banks can effectively innovation into *****on.

🎓 Together with Deloitte, we explored how to define a clear , identify use cases, and create the conditions for AI to deliver and across the organization 📈.

📊 The highlighted that AI adoption is not merely a technological , but a and one. , , risk awareness and - above all - are essential to ensure responsible and effective . Particular attention was dedicated to Agentic AI and its potential to reshape banking processes, from and to risk management, while firmly keeping humans in the loop.

💡 A clearly emerged: 𝐴𝐼 𝑖𝑠 𝑛𝑜 𝑙𝑜𝑛𝑔𝑒𝑟 𝑎𝑏𝑜𝑢𝑡 𝑝𝑖𝑙𝑜𝑡𝑠 𝑜𝑟 𝑒𝑥𝑝𝑒𝑟𝑖𝑚𝑒𝑛𝑡𝑎𝑡𝑖𝑜𝑛. 𝐼𝑡 𝑖𝑠 𝑎𝑏𝑜𝑢𝑡 𝑚𝑎𝑘𝑖𝑛𝑔 𝑑𝑒𝑙𝑖𝑏𝑒𝑟𝑎𝑡𝑒 𝑐ℎ𝑜𝑖𝑐𝑒𝑠, 𝑠𝑐𝑎𝑙𝑖𝑛𝑔 𝑟𝑒𝑠𝑝𝑜𝑛𝑠𝑖𝑏𝑙𝑦 ✅, 𝑎𝑛𝑑 𝑖𝑛𝑡𝑒𝑔𝑟𝑎𝑡𝑖𝑛𝑔 𝐴𝐼 𝑖𝑛𝑡𝑜 𝑑𝑎𝑖𝑙𝑦 𝑜𝑝𝑒𝑟𝑎𝑡𝑖𝑜𝑛𝑠 𝑖𝑛 𝑎 𝑤𝑎𝑦 𝑡ℎ𝑎𝑡 𝑠𝑡𝑟𝑒𝑛𝑔𝑡ℎ𝑒𝑛𝑠 𝑒𝑓𝑓𝑖𝑐𝑖𝑒𝑛𝑐𝑦, 𝑐𝑜𝑚𝑝𝑙𝑖𝑎𝑛𝑐𝑒 𝑎𝑛𝑑 𝑑𝑒𝑐𝑖𝑠𝑖𝑜𝑛‑𝑚𝑎𝑘𝑖𝑛𝑔.

🌍 𝐒𝐮𝐩𝐩𝐨𝐫𝐭𝐢𝐧𝐠 𝐋𝐢𝐛𝐲𝐚𝐧 𝐛𝐚𝐧𝐤𝐬 𝐨𝐧 𝐭𝐡𝐢𝐬 𝐣𝐨𝐮𝐫𝐧𝐞𝐲 𝐦𝐞𝐚𝐧𝐬 𝐜𝐨𝐦𝐛𝐢𝐧𝐢𝐧𝐠 𝐯𝐢𝐬𝐢𝐨𝐧 𝐰𝐢𝐭𝐡 𝐩𝐫𝐚𝐠𝐦𝐚𝐭𝐢𝐬𝐦, 𝐞𝐧𝐬𝐮𝐫𝐢𝐧𝐠 𝐭𝐡𝐚𝐭 𝐢𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧 𝐢𝐬 𝐜𝐨𝐧𝐬𝐢𝐬𝐭𝐞𝐧𝐭𝐥𝐲 𝐦𝐚𝐭𝐜𝐡𝐞𝐝 𝐛𝐲 𝐞𝐱𝐞𝐜𝐮𝐭𝐢𝐨𝐧.

23/04/2026

We are to highlights from the recent to , , led by our Chief FX Dealer, Mr. Massimiliano Schiavoni, and FX Dealer, Mr. Ehab Elhag Ali.

The mission focused on long-standing relationships while opening avenues for in a market of growing strategic relevance.

This initiative once again highlights Banca UBAE SpA's role as a trusted between and , supporting cross-border and creating tangible for sustainable economic .

By engaging directly with local stakeholders, we continue to international trade flows, deliver tailored financial solutions, and across the and regions.

𝐁𝐞𝐢𝐧𝐠 𝐩𝐫𝐞𝐬𝐞𝐧𝐭 𝐨𝐧 𝐭𝐡𝐞 𝐠𝐫𝐨𝐮𝐧𝐝, 𝐥𝐢𝐬𝐭𝐞𝐧𝐢𝐧𝐠 𝐭𝐨 𝐨𝐮𝐫 𝐩𝐚𝐫𝐭𝐧𝐞𝐫𝐬, 𝐚𝐧𝐝 𝐮𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝𝐢𝐧𝐠 𝐥𝐨𝐜𝐚𝐥 𝐝𝐲𝐧𝐚𝐦𝐢𝐜𝐬 𝐚𝐫𝐞 𝐤𝐞𝐲 𝐝𝐫𝐢𝐯𝐞𝐫𝐬 𝐨𝐟 𝐨𝐮𝐫 𝐜𝐨𝐦𝐦𝐞𝐫𝐜𝐢𝐚𝐥 𝐚𝐧𝐝 𝐝𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐲.