Patrick Taba, E Mortgage Capital

Casa
Italia
Florence
Patrick Taba, E Mortgage Capital

Individual NMLS #1553052
E Mortgage Capital Inc. NMLS #1416824 E Mortgage Capital Inc.

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Lender

nmlsconsumeraccess.com

Arizona Mortgage Banker License

nmlsconsumeraccess.org

Company NMLS 1416824

NMLS 1553052

01/06/2026

Mamba mentality isn’t just basketball.
It’s discipline. Consistency. Showing up when nobody’s watching.

Same mindset I bring to every client and every loan. 🏡

While most people wait for the “perfect market”…
others are making moves.

📲 DM “QUOTE” if you want to explore your options.

25/05/2026

This Memorial Day, we honor the brave men and women who made the ultimate sacrifice for our freedom. 🇺🇸❤️

Homeownership is part of the American dream — and I’m here to help make that dream possible with competitive rates, fast pre-approvals, and personalized guidance every step of the way. 🏡

Whether you’re buying your first home, upgrading, or exploring refinance options, I’m always just a message away.

📲 Follow for mortgage tips, market updates, and home financing content.

22/05/2026

🏀 The playoffs aren’t the only place where winning matters. If you’ve been thinking about buying a home or refinancing, now is the time to get in the game. Getting pre-approved puts YOU in control — no scrambling, no surprises, just a clear path to the win.
DM me “WIN” and I’ll show you exactly what you qualify for. Let’s get you pre-approved and ready to close.🏆
Mortgage Patrick — Your Home Team Advantage
📲 patricktaba.com. FirstTimeHomeBuyer

13/05/2026

🏡 JUST FUNDED in Trabuco Canyon 🙌

Another family officially one step closer to building long-term wealth through homeownership.

In today’s market, having the right strategy, guidance, and financing structure can make all the difference — especially when rates, competition, and affordability are constantly changing.

Grateful for the opportunity to help another client successfully navigate the process from application to funding.

Whether you’re:
• Buying your first home
• Moving up into your next property
• Investing in real estate
• Or exploring refinance options

I’m here to help you understand your options and create a game plan that fits your goals.

📩 DM me “QUOTE” for a personalized mortgage review or payment breakdown.

Patrick Taba
Division Manager | E Mortgage Capital
NMLS 1553052
Company NMLS 1416824

12/05/2026

Most buyers focus on the home…
but the SMALL details in the loan process can cost thousands later. 🏡

Here are 5 things many buyers don’t learn until it’s too late:
✔️ APR matters
✔️ Pre-approvals can change
✔️ Closing costs add up
✔️ Credit score isn’t everything
✔️ There may be more loan options available than you think

The goal isn’t just getting approved — it’s making smart, informed decisions from the start.

📩 DM me “GAMEPLAN” if you’d like a personalized home buying strategy or payment breakdown.

Patrick Taba
NMLS 1553052
E Mortgage Capital Inc. NMLS 1416824

28/04/2026

Most people focus on the house price… but ignore the number that can cost them the MOST: your interest rate. 🏠💰

A small rate difference can mean hundreds more per month and tens of thousands over time.

Example:
$800,000 loan • 30-year fixed

6.5% = approx. $5,056/mo
7.0% = approx. $5,299/mo

➡️ That’s $243 more every month
➡️ Roughly $87,480 more over 30 years

The good news? You don’t have to settle for one quote.

As a mortgage broker, I shop multiple lenders to help you find competitive pricing, lower costs, and better loan options based on your goals.

✅ Purchase
✅ Refinance
✅ First-Time Buyers
✅ FHA / VA / Conventional / Jumbo

DM me RATE for a free personalized quote or payment breakdown.

Patrick Taba
NMLS #1553052
E Mortgage Capital NMLS #1416824

Equal Housing Lender. This is not a commitment to lend. All loans subject to approval. Rates, terms, and programs subject to change without notice. Example shown for illustration only. Payment example excludes taxes, insurance, HOA, and other escrows.

24/04/2026

The 20% down myth is costing people their dream home. 🏠

Most first-time buyers think they need to save for YEARS before they can qualify. The truth? You may be a lot closer than you think.

➡️ FHA → 3.5% down
➡️ Conventional → as low as 3%
➡️ VA → $0 down for eligible veterans

On a $450,000 home, that’s the difference between needing $90,000 saved — or just $13,500. That’s a $76,500 difference.

DM me the word PRICE and I’ll break down exactly what you’d need to get started. No pressure. No credit pull required.

📞 (949) 468-3931
🌐 www.patricktaba.com
📲

Patrick Taba | NMLS #1553052 | E Mortgage Capital NMLS #1416324

Example based on a $450,000 purchase price. Not all borrowers will qualify. Terms and programs subject to change without notice.

DownPayment FHALoan ConventionalLoan VALoan MortgageBroker HomeLoan RealEstate HomeBuying101 MortgageTips CaliforniaRealEstate NewHomeowner EMortgageCapital

15/12/2025

That moment you realize using the right mortgage lender
actually saved you $$$ 😏💰. Cue the dance. 👉 DM “SAVINGS” and let’s see what you qualify for.

19/11/2025

Homeowners calling me now that rates finally dropped:
“Did we just become best friends?!” 😂🏡

If you’re wondering whether it’s your moment to save money… spoiler: it might be.

📩 DM “RATES” and I’ll show you exactly what the new numbers look like.

12/11/2025

FIVE mortgage tips that can save you BIG 💥swipe 👈
1. Know your real budget (pre-approval ≠ lifestyle).
2. No new credit until after closing.
3. Work with a pro who shops for you.
4. Ask about VA, FHA & Down Payment Assistance —don’t leave money on the table.
5. Refi = Reset: improve cash flow, consolidate debt, add flexibility.

Ready to buy or refi in CA? DM “TIPS” and I’ll share my 1-page checklist.

— Patrick Taba |
NMLS #1553052 | E Mortgage Capital NMLS #1416825.

Indirizzo

Florence

Telefono

+19493733525

Sito Web

https://www.emortgagecapital.com/team/Patrick-Taba-4858

Notifiche

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