VINAY Dadmal innovations 2017, Warora (2026)

08/11/2025

To
The Hon’ble Finance Minister,
Ministry of Finance, Government of India,
New Delhi – 110001
Subject: Proposal for Promoting Family Bonding through Salary Sharing Scheme in Union Budget 2026
Respected Madam/Sir,
I, Vinay Dadmal, resident of 55 First Floor, Swarajnagar, Behind Omkarnagar, Manewada Ring Road, Nagpur – 440027, humbly submit the following proposal for your kind consideration in the upcoming Union Budget 2026.
India has long been celebrated for its strong family values and deep-rooted traditions of mutual support and emotional bonding within households. In the spirit of reinforcing these values and promoting financial transparency and shared responsibility between spouses, I propose the introduction of a “Family Salary Sharing Scheme” under the budgetary framework.
Proposal Summary:
• Objective: To strengthen family bonding and financial cooperation between spouses.
• Mechanism:
o 10% of the monthly salary of every male government and non-government employee to be automatically deposited into his wife’s bank account.
o Similarly, 10% of the monthly salary of every female government and non-government employee to be automatically deposited into her husband’s bank account.
• Scope:
o Applicable to all salaried individuals in India, both in the public and private sectors.
o Participation may be voluntary initially, with incentives for early adopters, and can be reviewed for broader implementation based on impact assessment.
• Benefits:
o Encourages financial transparency and trust between spouses.
o Promotes joint financial planning and shared responsibility.
o Strengthens the social fabric by reinforcing traditional family values.
o Empowers non-working spouses with financial inclusion and independence.
Implementation Suggestions:
• Integration with existing payroll systems and Aadhaar-linked bank accounts.
• Tax incentives or rebates for participating couples.
• Periodic review and feedback mechanisms to assess social and economic impact.
I sincerely believe that this initiative will contribute positively to the socio-economic development of our nation by fostering stronger family units and promoting inclusive financial practices.
I request your kind consideration and support in including this proposal in the Union Budget 2026.
Place: Nagpur
Date: 07.11.2025

09/09/2025

Subject: Request for Mandatory Dual Reason Disclosure in
Cheque Dishonour Cases
To
The Secretary,
Ministry of Law & Justice, Government of India
&
The Governor,
Reserve Bank of India
From
Vinay Dadmal
55 First Floor, Swarajnagar,
Behind Onkarnagar, Manewada Ring Road,
Nagpur – 440027
Email: [email protected]

Respected Sir/Madam,
I am writing to bring to your kind attention a critical issue regarding the handling of
cheque dishonour cases by banks in India.
Currently, when a cheque is dishonoured, banks mention only the primary
reason (e.g., "signature mismatch") and do not disclose if insufficient funds was
also a contributing factor. This practice can lead to legal ambiguity, especially in
cases where the drawer may have acted with dishonest intent, and where Section
138 of the Negotiable Instruments Act could otherwise be invoked.
�� My humble request:
I urge the Ministry and the RBI to issue clear guidelines to all banks, requiring them
to:
1. Check for insufficient funds in every cheque dishonour case, regardless of
other reasons.
2. Mention all applicable reasons for dishonour in the return memo, including
both technical and financial grounds.
This will help:
 Ensure transparency in banking operations.
 Empower payees with accurate legal grounds for action.
 Strengthen the enforcement of Section 138 of the NI Act, which is vital for
maintaining trust in financial transactions.
I hope you will consider this suggestion in the interest of justice and financial
accountability.
Thank you for your attention.

Sincerely,
Vinay Dadmal

26/08/2025

The Duty to Act: A Citizen’s Pledge Against Injustice
By Vinay Dadmal

“If there is injustice, then I am guilty — because I have done nothing.”

I am not a spectator in the story of my nation. I am a participant. And I refuse to be silent when silence becomes complicity.

India does not lack laws. It lacks logical minds in the right places, and citizens who act with courage and clarity. Whether elected or selected, those in power must use it correctly, justly, and without delay. But power alone cannot build a nation — principled thinking must guide it.

I believe in natural justice, not procedural delay. I believe in zero tolerance for wrongdoing, not endless second chances. I believe that every citizen shares the guilt of injustice if they choose comfort over action.

So I pledge:

To speak out — in courts, in communities, in conversations

To draft, propose, and push for rules that serve the people

To hold institutions accountable, not just criticize them

To inspire others to think, act, and reform — not just react

Let this be the beginning of a movement — not of noise, but of nation-building through logic, law, and moral clarity.

📍 Address: 55-First Floor, Behind Omkarnagar, Manewada Ring Road, Nagpur-440027 📧 Email: [email protected]

🛡️ अन्यायाविरुद्ध कृती करण्याची जबाबदारी: एका नागरिकाची प्रतिज्ञा
विनय दडमल यांच्याकडून

"जर अन्याय होत असेल, तर मी दोषी आहे — कारण मी त्या विरोधात काहीच केले नाही."

मी माझ्या देशाच्या कहाणीचा प्रेक्षक नाही. मी सहभागी आहे. आणि जेव्हा मौन म्हणजे संमती ठरते, तेव्हा मी गप्प बसणार नाही.

भारताला कायद्यांची कमतरता नाही. पण योग्य ठिकाणी तर्कशुद्ध विचार करणारे मन आणि धैर्याने व स्पष्टतेने कृती करणारे नागरिक यांची गरज आहे. निवडून आलेले असोत वा नियुक्त, अधिकार असलेल्या व्यक्तींनी तो योग्य, न्याय्य आणि वेळेवर वापरला पाहिजे. पण केवळ अधिकार राष्ट्र घडवू शकत नाही — सिद्धांतनिष्ठ विचारसरणी आवश्यक आहे.

मी नैसर्गिक न्यायावर विश्वास ठेवतो, प्रक्रियात्मक विलंबावर नाही. मी चुकीसाठी शून्य सहनशीलतेवर विश्वास ठेवतो, सततच्या संधीवर नाही. मी मानतो की प्रत्येक नागरिक अन्यायाचा दोषी आहे, जर तो कृतीऐवजी आराम निवडतो.

म्हणून मी प्रतिज्ञा करतो:

न्यायालयात, समाजात, संवादात — आवाज उठवेन

जनहितासाठी नियम तयार करेन, प्रस्ताव मांडेन, पाठपुरावा करेन

संस्थांना जबाबदार धरतो, केवळ टीका करणार नाही

इतरांना विचार करायला, कृती करायला आणि सुधारणा करायला प्रेरित करेन

हे आंदोलनाची सुरुवात असो — गोंधळाची नाही, तर तर्क, कायदा आणि नैतिक स्पष्टतेद्वारे राष्ट्रनिर्मितीची.

📍 पत्ता: ५५-प्रथम मजला, ओंकारनगर मागे, मानेवाडा रिंग रोड, नागपूर-४४००२७ 📧 ईमेल: [email protected]

🛡️ अन्याय के विरुद्ध कार्य करने का कर्तव्य: एक नागरिक की प्रतिज्ञा
विनय दडमल द्वारा

"यदि अन्याय हो रहा है, तो मैं दोषी हूँ — क्योंकि मैंने उसके खिलाफ कुछ नहीं किया।"

मैं अपने देश की कहानी का दर्शक नहीं हूँ। मैं एक सहभागी हूँ। और जब चुप्पी सहमति बन जाती है, तब मैं मौन नहीं रह सकता।

भारत में कानूनों की कमी नहीं है। कमी है सही स्थान पर तार्किक सोच रखने वाले लोगों की, और साहस व स्पष्टता से कार्य करने वाले नागरिकों की। चाहे चुने गए हों या नियुक्त, जिनके पास अधिकार है उन्हें उसे सही, न्यायसंगत और समय पर उपयोग करना चाहिए। लेकिन केवल अधिकार से राष्ट्र नहीं बनता — उसके लिए सिद्धांतों से प्रेरित सोच आवश्यक है।

मैं प्राकृतिक न्याय में विश्वास करता हूँ, प्रक्रियात्मक देरी में नहीं। मैं गलत कार्यों के प्रति शून्य सहनशीलता में विश्वास करता हूँ, बार-बार मौक़ा देने में नहीं। मैं मानता हूँ कि हर नागरिक अन्याय का दोषी है, यदि वह आराम को कार्रवाई पर प्राथमिकता देता है।

इसलिए मैं प्रतिज्ञा करता हूँ:

अदालतों में, समाज में, संवादों में — आवाज़ उठाऊँगा

जनहित के लिए नियम बनाऊँगा, प्रस्ताव दूँगा, और उनका अनुसरण करूँगा

संस्थाओं को जवाबदेह ठहराऊँगा, केवल आलोचना नहीं करूँगा

दूसरों को सोचने, कार्य करने और सुधार लाने के लिए प्रेरित करूँगा

यह आंदोलन की शुरुआत हो — शोरगुल की नहीं, बल्कि तर्क, कानून और नैतिक स्पष्टता से राष्ट्र निर्माण की।

📍 पता: 55-प्रथम तल, ओंकारनगर के पीछे, मानेवाड़ा रिंग रोड, नागपुर-440027 📧 ईमेल: [email protected]

Address

Warora
442907

Telephone

+919822223915

Website

http://vinaydadmal.blogspot.com/

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VINAY Dadmal innovations 2017