Utkarsh Small Finance Bank

Utkarsh Small Finance Bank USFB is one of the leading SFBs in the country and has its Banking outlets across 26 States and UTs. The Bank is headquartered at Varanasi, Uttar Pradesh.

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenc

ed its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others.

What you build deserves to be protected. Make sure it always moves in the right direction.
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What you build deserves to be protected. Make sure it always moves in the right direction.

Festivals remind us of what truly holds value.Wishing you a meaningful and joyful Eid.
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Festivals remind us of what truly holds value.
Wishing you a meaningful and joyful Eid.

Every small step counts in business. Keep moving, keep growing.
26/05/2026

Every small step counts in business. Keep moving, keep growing.

When people support each other, growth follows. That’s how real momentum is built.
25/05/2026

When people support each other, growth follows. That’s how real momentum is built.

Momentum comes from consistency, and consistency comes from staying organised.
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Momentum comes from consistency, and consistency comes from staying organised.

22/05/2026

Whether it’s cricket or finances, the fundamentals never change — consistency, discipline & smart decisions.

Catch Mumbai Indians players talking about smarter savings and building a secure future, one smart step at a time. ✨

22/05/2026

Whether it’s cricket or finances, the fundamentals never change — consistency, discipline & smart decisions.

Catch Mumbai Indians players talking about smarter savings and building a secure future, one smart step at a time. ✨

Make every transaction quick, simple and stress-free.
21/05/2026

Make every transaction quick, simple and stress-free.

When your business keeps moving, momentum follows.
19/05/2026

When your business keeps moving, momentum follows.

18/05/2026

Momentum in motion, experience every WhatsApp service, just a 'HI' away.

When your assets start working for you, momentum truly begins.
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When your assets start working for you, momentum truly begins.

Address

Utkarsh Tower, NH/31 (Airport Road), Sehmalpur, Kazi Sarai, Harhua
Varanasi
221105

Opening Hours

Monday 9:30am - 6:30pm
Tuesday 9:30am - 6:30pm
Wednesday 9:30am - 6:30pm
Thursday 9:30am - 6:30pm
Friday 9:30am - 6:30pm
Saturday 9:30am - 6:30pm

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