Deeva Ventures

12/01/2026

Don't Let Losses Go to Waste: The Set-Off Cheat Sheet

Capital loss set-offs follow a clear hierarchy. Know the rules to optimize your tax liability.
-Short-Term Capital Loss (STCL) – The All-Rounder ✅ Offsets Short-Term Capital Gains ✅ Offsets Long-Term Capital Gains

Flexible and efficient for any capital gain.
-Long-Term Capital Loss (LTCL) – The Specialist ❌ Cannot offset Short-Term Capital Gains ✅ Offsets Long-Term Capital Gains only

Restricted to long-term gains.

The Carry Forward Lifeline:
-Have a ₹2 lakh loss with no profit to offset? You can carry it forward for 8 Assessment Years.

⚠️ Critical: File your ITR on time. Miss the deadline, lose the benefit.
-Tax planning is as important as portfolio planning. Understanding set-off rules helps you strategically reduce tax outflows in profitable years.

 

Disclaimer:
This information is for educational purposes only and does not constitute financial, investment, or legal advice. All investments are subject to risks, including the possibility of delays or defaults in payment. Past performance is not indicative of future results. Please read all related offer documents carefully.

08/02/2025

Paise kamaana zaroori hai, invest karna samajhdari hai, lekin apno par kharch karna ek alag hi sukoon deta hai. 💙

Aapko Kya Zyada Khushi Deta Hai?

25/07/2024

🏥Health Insurance Portability: Empowering You with Choice and Flexibility!

Switch your health insurance with ease, retain your benefits, and enjoy better coverage without any hassle. Say goodbye to being stuck with unsatisfactory providers and hello to freedom and peace of mind!

👇🏼Click here to read in details.

https://www.deevaventures.com/portability-in-health-insurance-empowering-policyholders-with-choice-and-flexibility

25/07/2024

Top 20 Flexi Cap Mutual Funds Performance against NIFTY 500 TRI in the last 1 years.! 📈

Curious to know how the top Flexi Cap Mutual Funds have fared against the NIFTY 500 TRI over the past year? Here’s a quick look at the performance of the best in the market! find out which funds have stood out in a challenging market.
See detailed performance analysis and discover which Flexi Cap funds are leading the way! 🏆

20/07/2024

Balanced Advantage Funds: Striking a Balance Between Risk and Return

Balanced Advantage Funds (BAFs) have become a popular investment choice, especially with the recent launch of the Canara Robeco Balanced Advantage Fund. Here’s an in-depth look at what BAFs are, their benefits, and their drawbacks.
👇🏼Click here to read in details.

Learn about Balanced Advantage Funds (BAFs), a dynamic investment option blending equity and debt to balance risk and return. Discover their benefits, drawbacks, and suitability for different investors. Perfect for those seeking a mix of growth and stability.

15/07/2024

Line of Credit vs. Loan: Understanding the Key Differences.

When exploring different financing options, two popular choices often arise loans and lines of credit. Both options can fund your financial needs, but they differ significantly regarding features and benefits. This blog will delve into what loans and lines of credit are, their differences, and their respective benefits.

👇🏼Click here to read in detail.

https://www.deevaventures.com/line-of-credit-vs-loan-understanding-the-key-differences/

11/07/2024

How does SIP help in the wealth creation process?

Wealth creation is a goal many aspire to achieve. One effective and disciplined way to build wealth over time is through Systematic Investment Plans (SIPs). SIPs allow investors to invest a fixed amount of money regularly in mutual funds.

👇🏼Click here to read in detail. Link in bio

https://www.deevaventures.com/how-does-sip-help-in-the-wealth-creation-process/

08/07/2024

Saving vs. Investing: What’s the Difference and Why It Matters.

When it comes to managing your money, you’ve probably heard a lot about saving and investing. But what exactly do these terms mean, and why are they so important for your financial future? Let’s break it down in simple terms.

👇🏼Click here to read in detail. Link in bio

https://www.deevaventures.com/saving-vs-investing-whats-the-difference-and-why-it-matters/

05/07/2024

How Does Inflation Affect Different Aspects of Personal Finances?

As prices rise steadily over time, the ability of each rupee to procure goods and services diminishes, compelling individuals to navigate a landscape where financial planning becomes increasingly complex. This blog aims to explore the multifaceted impact of inflation on personal finances in India, offering insights into its implications and practical strategies to mitigate its effects.

👇🏼Click here to read in detail.
https://www.deevaventures.com/how-does-inflation-affect-different-aspects-of-personal-finances/
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01/07/2024

How to Analyze Liquid Funds: A Simple Guide

Investing in liquid funds is a popular choice for low-risk investment options with better returns than a regular savings account. If you’re new to liquid funds or want to understand how to analyze them, this guide is for you.

👇🏼Click here to read in details.

https://www.deevaventures.com/analyzing-liquid-funds-guide/

27/06/2024

How to Manage Your Home Loan Effectively🏠: Simple Tips for Success

Owning a home is a significant milestone, but managing a home loan can feel overwhelming without a solid plan. By breaking it down into manageable steps, you can take charge of your finances and ensure a smooth journey towards Homeownership.

👇🏼Click here to read in detail.

https://www.deevaventures.com/how-to-manage-a-home-loan-effectively-simple-tips-for-success/

24/06/2024

IRDAI Issues New Guidelines🚨: ULIPs Cannot Be Marketed as Investment Products.

The Insurance Regulatory and Development Authority of India (IRDAI) has issued a new master circular that significantly changes how Unit Linked Insurance Plans (ULIPs) can be marketed. As of June 19, ULIPs can no longer be promoted as "Investment products". This directive addresses concerns about the misrepresentation and mis-selling of these plans.

👇🏼Click here to read in details.

https://www.deevaventures.com/irdai-issues-new-guidelines-ulips-cannot-be-marketed-as-investment-products/