PBK Financial Advisor

15/08/2020

06/04/2019

FY19 Auto Sector

- Top 7 OEMs posted +ve growth YoY whereas remaining 5 posted -ve growth
- Tata Motor posted highest growth & only OEM to record double digit growth
- Maruti gained the maximum market share

29/12/2018

Bank Credit-Deposit Ratio Trend

- Ratio has been rising steadily & back to Pre-demonetisation peak level of 75-76
- Banks could hike deposit rates further to make FDs more attractive
- Credit growth has been in double digits for past 15 months now

26/12/2018

State wise Auto Sector Impact

- Uttar Pradesh & Tamil Nadu led the growth amongst the big states
- Madhya Pradesh, Bihar & Telangana reported high growth rates in Tier 2 states
- Degrowth witnessed only in small states (exception being Andhra Pradesh)

02/12/2018

India Untapped Solar Potential

- Rajasthan/Gujarat & part of Tamil Nadu most favourable for solar power
- North East & Uttarakhand negligible potential (can focus on hydro)
- Rest of India has significant variation thus relia on coal could continue

30/09/2018

Indian Reservoirs Water Level (Sep 18)

- All India water level 74% vs 60% in 2017 & 10-yr average of 71%
- West India to witness maximum pain (Gujarat/Maharashtra in focus)
- South/Central/East India witness highest improvement YoY (+ve for agriculture)

08/09/2018

Once a Bird🐥 asked a Bee🐝: After constant hard-work, you prepare honey. But a man comes & steals
it. Do you not feel sad ?

Wonderful reply by Bee: 🐝Never...
Because only thing man can do is to steal 'my honey'... not the 'art of making honey'..

07/09/2018

Top PV Models August 18

- Honda Amaze led with 400% YoY increase while Maruti Swift 50% YoY increase
- Sedans & SUV's clocked degrowth YoY indicating smaller battle in lower segment
- Ford & Volkswagen biggest losers - still not cracking the Indian formula?

02/09/2018

Inflation (%)

- Highly volatile countries facing political turmoil running high inflation levels
- Most countries are far above their lowest inflation levels
- Majority countries still hovering between 1 to 5

01/09/2018

Indian Washing Machine Sector

- Washing Machine unit sales have doubled in past 5 years
- Higher outsourcing + Localisation resulting in Higher Exports (lower cost vs China)
- Semi-automatic being the major segment for sales wi

28/08/2018

Piramal Enterprise Overview

- Total Revenue Growth YoY has been above 15% for last 5 years
- Finance Loan Book CAGR 120% & Pharma Revenue CAGR 15% for past 5 years
- Recent Trigger: Merged Finance, Capital & Housing Finance Cos into parent entity