V S Murugesan

V S Murugesan I am Jc.V.S. Murugesan from Tirunelveli, Helping People to set and reach Financial Goals through MF

May a well-thought plan today let you have a happy post-retirement life.Calculate now: https://web-link.co/ghegg
01/06/2026

May a well-thought plan today let you have a happy post-retirement life.
Calculate now: https://web-link.co/ghegg

Every glorious innings started with a decision to be patient, resilient, and staying invested.That's how you .Heartiest...
01/06/2026

Every glorious innings started with a decision to be patient, resilient, and staying invested.
That's how you .
Heartiest congratulations to the team! https://web-link.co/ghcjf

💰 Saving and Investing are NOT the same.Saving is important because it protects your money.But protection alone is not e...
30/05/2026

💰 Saving and Investing are NOT the same.

Saving is important because it protects your money.

But protection alone is not enough.

If your money remains only in savings, inflation gradually reduces its purchasing power. The money may stay safe, but its ability to buy goods and services can shrink over time.

📈 Investing gives your money the opportunity to grow.

When you invest wisely and stay invested for the long term, you can potentially:

✅ Beat inflation
✅ Benefit from compounding
✅ Build long-term wealth
✅ Achieve life goals faster
✅ Create financial independence
✅ Turn small monthly investments into a meaningful corpus

Think of it this way:

🛡️ Savings protect your present.
🚀 Investments build your future.

The journey to wealth creation starts after saving. Save first, then put your money to work through disciplined investing.

Don't let your money sit idle.
Give it the opportunity to grow.

"Saving keeps your money safe. Investing gives your money a future."

V.S. Murugesan
AMFI Registered Mutual Fund Distributor
ARN-14512
📞 9443150824.

29/05/2026

When it comes to investing, the questions can be relentless.
Consulting a registered investment advisor or mutual fund distributor can help bring clarity.
Here’s some guidance on Multi Cap Funds to enrich your investment know-how.
Know more: https://bit.ly/4dCfLrT
Or to contact, click here: https://web-link.co/gh2eh

*Inflation silently reduces the value of money over time.*If your investments grow slower than inflation, your real purc...
29/05/2026

*Inflation silently reduces the value of money over time.*
If your investments grow slower than inflation, your real purchasing power *decreases.*

Historically, equity mutual funds have delivered returns that are much higher than traditional savings accounts or fixed deposits over long periods, helping investors grow wealth faster than inflation.

*Simple Example*

Suppose inflation is 6% per year.

1. Money kept in *Savings Account*

Average savings account return = 3%

If you keep ₹1,00,000 in a savings account for 10 years:

Future value ≈ ₹1,34,000

But due to inflation, prices would almost double in 10 years.
So your money grows slowly and your purchasing power reduces.

2. Money kept in *Fixed Deposit (FD)*

Average FD return = 6%–7%

₹1,00,000 invested at 6.5% for 10 years:

Future value ≈ ₹1,88,000

This may only slightly beat inflation after tax.

3. Money invested in *Equity Mutual Funds.*

Historically, diversified equity mutual funds in India have delivered around 11%–14% annualized returns over long periods.

If ₹1,00,000 grows at 12% for 10 years:

Future value ≈ ₹3,10,000

That is significantly higher than inflation, helping your wealth grow in real terms.

*Why Equity Mutual Funds Beat Inflation?*

Companies increase prices, expand business, and grow profits over time.
When you invest through equity mutual funds, you *participate* in that long-term growth of businesses and the economy.

That is why equity investments have historically outperformed inflation over long periods.

*Important Point*

Equity mutual funds can fluctuate in the short term.
But historically, staying invested for 10+ years has greatly improved the probability of beating inflation and creating wealth.

Key Message

> “Saving protects money.
Investing grows money.
Equity mutual funds help your wealth grow faster than inflation.”

Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

Simple Strategy to Beat InflationInflation silently reduces the value of money every year.If inflation is 6%, ₹100 today...
28/05/2026

Simple Strategy to Beat Inflation

Inflation silently reduces the value of money every year.
If inflation is 6%, ₹100 today may buy only about ₹55 worth of goods after 10 years.

A simple strategy to fight inflation is:

1. Spend Less Than You Earn

Create a monthly surplus.
Without savings, investing is impossible.

2. Build an Emergency Fund

Keep 3–6 months’ expenses in safe and liquid options.

3. Invest Regularly

Do SIPs every month instead of waiting for the “right time.”

4. Choose Growth Assets

Over long periods, assets like equity mutual funds have historically beaten inflation better than savings accounts or fixed deposits.

5. Start Early

Time is the biggest weapon against inflation because of compounding.

6. Increase Investments Every Year

Whenever income increases, in crease SIPs too.

7 Stay Invested for Long Term

Wealth creation needs patience. Short-term market volatility is normal.

Golden Rule
Don’t let your money sleep in low-return instruments for decades while inflation keeps rising.

The goal is not just to save money.
The goal is to grow purchasing power.

Address

26, Anna Salai, Kokkirakulam
Tirunelveli
627009

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 12pm

Telephone

+919443150824

Website

Alerts

Be the first to know and let us send you an email when V S Murugesan posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to V S Murugesan:

Shortcuts

Share

Category