01/03/2022
* Smart Life - Smart Plan for Smart Family *
India's only plan in which * 2nd year (from second year only) gets life cover (increasing) along with tax-free returns. *
The industry has a single plan, which will give * (2nd year) * about 30% of annual premium * from next year.
1) Policy term: 75- Insured Age
(If a person of 30 years takes this plan, then this plan will run for 45 years)
2) Premium Filling Period: 8/10 years
3) Tax exemption: 80C & 10 (10d)
4) Life cover: 10 times the premium (and it will increase every year)
* Example of policy benefits: *
Suppose you have selected ₹ 2,00,000 annual premium and you are currently 30 years old.
Immediately after the completion of one year, this plan gives you back about 30% of the annual premium i.e. around 60,000 / - (200000 * 30% = 60,000).
* ₹ 2,00,000 annual premium you have to deposit for 10 years. *
* And every year you will be given around 60,000. Since your 31st year (for example), you will continue to get around 60,000 every year till the 74th year *.
* And the biggest benefit of this policy *
After 45 years (when you are 65 years old) you will get about ₹ 60,000 along with about ₹ 41,00,000 * (that too tax free) *
Which is very beneficial at this stage of age.
On depositing ₹ 20,00,000 in this way
60,000 * 44 = 26,40,000
+ 41,00,000
* Total Received = approximately 67,40,000 *
* Along with this, you will also get a life cover of ₹ 22,12,000 from the first day of the policy, which will keep moving forward *
* (As an example) *
Age 30 to 22,12,000
31,93,000 at age 50
Age 70 to 41,73,000
*Important notice,*
* Due to Coronavirus, almost all insurance companies are considering increasing the premium of all policies, the premium has been increased by IRDA in the term plan. *
* So get insurance today before premium increases in other policies as well *
*Make it fast!! Opportunity for a limited time *
* Due to the fall in interest rates, the returns of the smart life plan will be revised down soon. *
Invest today before the premium increases.
:for more information :
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