Samruddhi Investments

31/12/2025

Year end thoughts on investing, behavioral biases and how to create and sustain wealth in the markets.

Why Knowledge Must Precede Wealth in the New Year

15/06/2025

Happy Father's Day 🦸

11/06/2025

Sant Kabir Das, the 15th-century mystic poet, left behind a treasure trove of dohas (couplets) that offer profound life lessons. Interestingly, these dohas are highly relevant to personal finance and investing.
In this post, we decode some of Kabirdasji's timeless dohas and interpret their meaning in the context of wealth creation, investment discipline, and financial planning — especially relevant for young Indian investors.

Investing Nuggets ft. Sant Kabirdas

22/05/2025

Are the choices you’re making today kind to the version of you that will exist 30 years from now?

Ask yourself — when you're 70, how would you like to live? Retirement is not the full stop of life — it’s the comma before a beautiful new chapter.

Read the complete blog here👇🏽
https://samruddhitalks.substack.com/p/retirement-planning-need-of-the-hour?r=1f068s

03/05/2025

🧠 Pessimism Sells. But Optimism Pays. 💰

It's early 2019 and someone told you that:

1. A global health crisis will bring the world to a standstill...😷
2. A European war will erupt in 2022...🇺🇦
3. A Middle East conflict will flare up in 2023...🇮🇱
4. Nevertheless people will do really well in their career and businesses.💸📈
You'd completely disregard the 4th point. You'd think markets and businesses would crash forever, right?

But what happened?

People still grew in their careers. Businesses adapted. And investors who stayed the course made handsome returns.

Fast forward to early 2025!

1. The US may go into recesssion
2. There can be a domestic as well global economic slowdown
3. There can be increased tension with the neighbouring countries.

I have no crystal ball to predict these and honestly even if I could predict any of these events accurately, it hardly matters when it comes to investing in the long term.

👉 Stay invested.
👉 Focus on what you can control — saving, asset allocation, discipline.
👉 Believe in human resilience and India’s growth story.

Because in the end, it’s not about timing the market — it’s about time in the market.⏳📈💰

14/04/2025

हर सफ़र किश्तों से बनता है - थोड़ा समय, थोड़ा सहारा, थोड़ा विश्वास. अपनों के लिए पहला कदम लें - जिंदगी के लिए SIP 👨‍👩‍👧‍👦📈🫰💖

15/02/2025

💡📝Why Angel One Nifty Total Market Index Fund?

1. Nifty Total Market Index aims to track the performance of 750 stocks covering large, mid, small and microcap segments via a single index. 🔎

2. Nifty Total Market Index provides exposure to ~93% of India’s full market cap, providing coverage to Largecaps, Midcaps, Smallcaps & Microcaps. 🧺

3. Nifty Total Market Index offers diversification across 22 sectors vs 15 sectors in Nifty 50 Index, with reduced concentration across each sector. 🏭

4. Nifty Total Market Index has consistently outperformed Nifty 50 & Nifty 500 indices for the majority of timeframes with similar volatility 💪

5. Nifty Total Market Index has created more wealth on SIP investments as compared to Nifty 50 & Nifty 500 Index across timeframes. 📈

6. Nifty Total Market Index has outperformed Nifty 50 & Nifty 500 indices in 8 out of 11 calendar years from 2014 to 2024.🦸

Scan the attached QR for more info and start investing today! 💰🫰🪙