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Insurance Gyan, Sonipat (2026)

17/02/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. India Raises FDI Cap to 100% in Insurance Sector Under Automatic Route
The Department for Promotion of Industry and Internal Trade has formally liberalized India's insurance sector, permitting up to 100% foreign direct investment under the automatic route via Press Note No. 1 of 2026. Foreign investors will no longer require prior government approval to acquire full ownership of Indian insurance companies, effectively removing previous ownership ceilings and facilitating greater capital inflows and market competition.
📅 2026-02-09

2. New Insurance FDI Framework Takes Effect
India's amended Foreign Investment Rules for insurance companies came into effect on February 5, 2026, following amendments passed in December 2025. The framework removes the previous 74% foreign investment cap and aligns FDI with FEMA norms while updating ownership thresholds and governance requirements.
📅 2026-02-05

3. Life Insurers' Paid-Up Capital Rises 7% in FY25
Life insurers' paid-up capital increased by 7% in FY25 amid premium growth, rising commission scrutiny, and regulatory reforms. The growth reflects ongoing consolidation and capital strengthening in the sector.
📅 2026-02-17

4. RBI Highlights High Distribution Costs as Barrier to Insurance Pe*******on
The Reserve Bank of India noted in its Financial Stability Report that high distribution and acquisition costs are limiting insurance coverage expansion in India by reducing affordability. Premium growth has been driven more by distribution-led strategies than operating efficiency improvements, with commission expenses rising significantly faster than other operating costs in the non-life segment.
📅 2026-02-17

5. December Records Highest Monthly New Business Premium Growth in FY26
New business premiums rose 39.5% to Rs. 42,150.8 crore in December, marking the highest monthly growth recorded in FY26. Life Insurance Corporation of India led with a 57.45% jump to Rs. 21,293.9 crore, while private life insurers reported a 24.93% increase to Rs. 20,856.9 crore.
📅 2026-02-17

6. Insurers Propose Higher Premium Limits for Tax Benefits
Life insurers have proposed raising the premium limit for taxing maturity proceeds of traditional life insurance policies from Rs. 5 lakh to Rs. 10 lakh and increasing the tax-free premium threshold for unit-linked insurance plans to Rs. 5 lakh, bringing them in line with traditional products.
📅 2026-02-17

7. GST Waiver Improves Life Insurance Affordability and Demand
According to Bandhan Life Insurance MD and CEO Satishwar B, the GST waiver has improved affordability and demand for life insurance. Industry leaders are calling for better tax incentives for protection and health plans to expand coverage and support the government's Insurance for All by 2047 objective.
📅 2026-02-17

8. Sabka Bima Sabki Raksha Act Modernizes Insurance Regulatory Framework
The Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025, enacted in December 2025, provides the legislative backbone for India's insurance sector modernization. The Act aims to expand insurance coverage under the Insurance for All by 2047 vision, modernize regulatory architecture, and balance liberalization with robust consumer protection.
📅 2026-02-09

9. South Korean Insurers Explore Entry into India's $130 Billion Market
Leading South Korean insurers including Samsung Fire & Marine Insurance, Mirae Asset Financial Group, and Hyundai Marine & Fire Insurance Co. are in exploratory talks about entering India's $130 billion insurance market, signaling growing international interest in the sector.
📅 2026-02-06

10. InsuranceDekho Owner Plans $250 Million India IPO
Girnar Insurance Brokers Pvt., which operates insurtech startup InsuranceDekho, is weighing an initial public offering in Mumbai that could raise as much as $250 million, reflecting growing investor interest in India's digital insurance segment.
📅 2026-02-13

10/02/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. Why Union Budget 2026 could be crucial for expanding insurance coverage in India
Expectations from Union Budget 2026 to enhance insurance accessibility, affordability, address 'missing middle' in health insurance, scale parametric solutions for climate shocks, bridge MSME protection gap, and support digital distribution for 'Insurance for All by 2047'.
📅 2026-02-10

2. India's non-life insurance sector dips 2.82% in February
India’s non-life insurance sector declined 2.82% YoY in February, with general insurers contracting 4.84% YoY, while standalone health insurers grew 7.8% YoY; YTD growth at 6.56%.
📅 2026-02-10

3. GILC adds India's JSA to its network of insurance experts
Global Insurance Law Connect adds JSA, a top Indian law firm, to its network amid India's FDI cap increase to 100% in insurance, boosting growth and attracting international capital.
📅 2026-02-10

4. Leading South Korean Insurers Explore India Entry
South Korean insurers Samsung Fire & Marine, Mirae Asset, and Hyundai Marine are in talks to enter India’s $130 billion insurance market.
📅 2026-02-06

5. India: Over 80% Indians fear rising medical costs
Survey by Aditya Birla Sun Life Insurance finds 82% of Indians fear rising healthcare costs and insurance adequacy, with 79% unsure of coverage for serious illnesses and 80% lacking emergency savings confidence.
📅 2026-02-10

6. India Plans a $2.2 Billion Bet on Carbon Capture and Storage
India proposes 200 billion rupees program to deploy carbon capture technology, aiding emissions reduction in polluting industries with insurance implications.
📅 2026-02-03

7. India’s GIFT City Attracts Lloyd’s and Other Global Reinsurers
Lloyd’s of London and other reinsurers seek approval to operate in India’s low-tax GIFT City to rival global hubs.
📅 2026-02-02

8. GFIA supports Indian Insurance Law Amendment Bill
Global Federation of Insurance Associations reiterates support for Indian Insurance Law Amendment Bill.
📅 2026-02-10

9. Insurance market in India projected to reach US$ 222 billion by 2026
India's insurance sector to hit Rs. 19,30,290 crore (US$ 222 billion) by FY26, driven by awareness, regulations, digital platforms, FDI to 100%, and IPOs.
📅 2026-02-06

09/02/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. Insurance reforms to commence from 5 February 2026
The Government of India has notified 5 February 2026 as the commencement date for the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025, including 100% foreign investment in Indian insurers, with Section 32A kept in abeyance.
📅 2026-02-05

2. India’s New Insurance FDI Framework Takes Effect from February 5, 2026
India’s liberalized FDI regime for insurance is operational from February 5, 2026, permitting up to 100% foreign ownership under the Sabka Bima Sabki Raksha Act, with ease of doing business reforms like one-time licensing for intermediaries.
📅 2026-02-05

3. Why Union Budget 2026 could be crucial for expanding insurance coverage in India
Expectations from Union Budget 2026 include measures to enhance insurance accessibility, tax incentives for the 'missing middle' in health insurance, parametric solutions for climate risks, and closing the MSME protection gap.
📅 2026-02-06

4. India: Insurers welcome Federal Budget for 2026-27
Indian insurers welcome the Union Budget for FY2026-27 presented by Finance Minister Nirmala Sitharaman, describing it as anchored in growth, investment, and fiscal stability.
📅 2026-02-08

5. India Life Insurance: GST Cut Fuels Growth Amidst Margin Pressure
India's life insurance industry sees surge in demand post-GST exemption on individual life insurance, with positive analyst coverage and 'Buy' ratings on key players like Max Financial, SBI Life, and HDFC Life.
📅 2026-02-07

6. Insurance 2.0 | Insurance reforms to commence from 5 February 2026
Detailed coverage of the Amendment Act commencing on 5 February 2026, enabling 100% FDI in insurers, with operational rules in place and expected exchange control amendments.
📅 2026-02-05

7. Samsung Fire, Hyundai Marine explore India entry
South Korean insurers Samsung Fire and Hyundai Marine are exploring entry into the Indian market, marking potential first Korean insurer entries.
📅 2026-02-06

8. South Korean insurers assess India insurance expansion, sources say
South Korean insurers are assessing expansion in India, with health insurance premiums projected to grow 7.2% annually between 2026 and 2030.
📅 2026-02-07

05/02/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. Insurance reforms to commence from 5 February 2026
The Government of India has notified 5 February 2026 as the commencement date for the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025, including 100% foreign investment in Indian insurers, with Section 32A kept in abeyance.[1]
📅 2026-02-05

2. India's Insurance Sector Now Open to 100% FDI
India’s liberalized FDI regime for insurance is operational from February 5, 2026, permitting up to 100% foreign ownership under the Sabka Bima Sabki Raksha Act, with ease of doing business reforms like one-time licensing for intermediaries.[2]
📅 2026-02-05

3. Govt defers restrictions on common directorships across insurers, banks
The government has deferred restrictions on common directorships under the Insurance Laws (Amendment) Act, 2025, with most sections effective from February 5, 2026.[5]
📅 2026-02-05

4. India: Insurers welcome Federal Budget for 2026-27
Industry leaders welcome the Union Budget 2026-27 for expanding insurable assets through infrastructure, climate resilience, and motor insurance reforms like tax exemptions on tribunal interest.[3]
📅 2026-02-04

5. India will inevitably require deeper & more sophisticated reinsurance support
At the Global Reinsurance Summit 2026, leaders highlight India's need for advanced reinsurance amid low pe*******on, growing risks, and reforms like 100% FDI and reduced capital thresholds.[4]
📅 2026-02-04

6. India's GIFT City Attracts Lloyd's and Other Global Reinsurers
Global reinsurers like Lloyd’s, Samsung Re, and Mapfre Re seek approval to operate in GIFT City, with numbers expected to reach 20 by March 2026 to access India’s $129.78 billion insurance market.[7]
📅 2026-02-02

7. Budget 2026: What insurance and healthcare are batting for this year
Ahead of Union Budget 2026, industry seeks higher health allocations up to 1 lakh crore, focusing on Ayushman Bharat expansion and senior citizen care to address medical bills and insurance anxiety.[6]
📅 2026-01-27

03/02/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. India: Insurers welcome Federal Budget for 2026-27
India's insurance industry welcomes the Union Budget 2026-27 presented by Finance Minister Nirmala Sitharaman, highlighting growth in insurable assets, infrastructure investments, climate resilience, and motor insurance reforms.[1]
📅 2026-02-02

2. Why Union Budget 2026 could be crucial for expanding insurance coverage in India
Experts from New India Assurance discuss expectations from Budget 2026, including tax incentives for health insurance, parametric solutions for climate risks, MSME protection, and digital distribution to boost pe*******on.[2]
📅 2026-02-02

3. Budget 2026 highlights: What the insurance sector expects from Finance Minister Nirmala Sitharaman
Insurance leaders call for increased Section 80D deduction limits to Rs 1-1.25 lakh due to rising medical inflation, and measures to improve affordability, prevention focus, and general insurance pe*******on in Budget 2026.[3]
📅 2026-02-02

4. India's GIFT City Attracts Lloyd's and Other Global Reinsurers
Global reinsurers like Lloyd's, Samsung Re, Kenya Re, and Mapfre Re seek approval to operate in GIFT City, with numbers expected to rise to 20 by March 2026, leveraging tax benefits to access India's insurance market.[4]
📅 2026-02-02

5. Leading Indian life insurer to implement Aon's modelling platform PathWise
ICICI Prudential Life Insurance partners with Aon to implement PathWise platform for actuarial modelling, enhancing efficiency, regulatory compliance, and strategic growth in India's life insurance market.[5]
📅 2026-02-03

27/01/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. Why Union Budget 2026 could be crucial for expanding insurance coverage in India
Discusses expectations from Union Budget 2026 to boost insurance pe*******on, including tax incentives for health insurance and addressing the 'missing middle' segment, as per New India Assurance's Chairman.
📅 2026-01-27

2. Budget 2026 Focus: India's Insurance Surge & New India's Vision
Highlights Budget 2026 expectations like zero-rating GST for health policies, parametric insurance for climate risks, and measures to enhance accessibility for MSMEs and rural populations.
📅 2026-01-27

3. India's insurance market set to shine as growth forecast outpaces other major insurance markets
Swiss Re forecasts strong growth for India's insurance market, outpacing other major markets.
📅 2026-01-19

4. Budget 2026 banking expectations: Pension changes, insurance reforms, tax relief & more
SBI report outlines Budget 2026 expectations for insurance reforms amid falling pe*******on rates to 3.7% and high claims complaints.
📅 2026-01-27

5. Union Budget 2026: Expectations of the insurance industry
Insurance sector seeks composite licensing, GST rationalization, and risk-based capital amid 3.7% GDP pe*******on.
📅 2026-01-27

6. India: Insurers have high expectations from FY2027 Union Budget
Insurers expect GST 2.0, 100% FDI, tax incentives, and support for health, microinsurance, and climate-risk solutions in Budget 2026.
📅 2026-01-27

7. Strong premium growth set to lift profitability in India's insurance sector: Moody's
Moody's highlights premium growth, state-owned insurer reforms, and GST exemption on life/health policies boosting affordability.
📅 2026-01-19

8. India's life insurance sector crosses $1 trillion, driven by rising digital policy purchases
Life insurance AUM surpasses $1 trillion, fueled by digital sales and increased savings.
📅 2026-01-27

25/01/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. Insurers’ premium growth crosses 20% in November on GST relief
India’s insurance sector recorded over 20% year-on-year premium growth in November FY26, with life insurers at 23% (₹31,119.6 crore) and non-life at 24.17% (₹26,897.4 crore), aided by GST reduction to zero.
📅 2026-01

2. New insurance law to catalyse sector growth: LIC chief
The Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill, 2025 will make insurance more accessible, affordable, foster competition, and strengthen policyholder protection, says LIC MD R Doraiswamy.
📅 2026-01

3. LIC seeks tax relief, higher premium threshold for big-ticket policies
LIC urges government for tax changes in Union Budget, treating insurance as ‘zero-rated’ under GST to support sales and margins post GST exemption on life and health premiums.
📅 2026-01

4. India's Insurance Shake-up: 2026 to See Prevention and AI Redefine Coverage
Indian insurance sector to shift to proactive prevention, AI, and personalized coverage by 2026 across health, life, motor, and travel, focusing on customer engagement and risk management.
📅 2026-01

5. Year End 2025: How 2026 could be for India's insurance sector
General insurance projected 8-13% growth in 2026; health drives premiums amid 12% medical inflation; fraud losses ₹50,000 crore; GST removal aids affordability towards Insurance for All by 2047.
📅 2025-12

6. IRDAI flags gap between health insurance premium growth and protection outcomes in FY25
Health insurance premiums grew 9% to ₹1.17 lakh crore in FY25, covering 58 crore lives, but IRDAI notes lags in coverage quality and protection, especially individual policies.
📅 2026-01

7. Lok Sabha Passes Amendment Bill To Hike FDI In Insurance Sector
Lok Sabha passed Insurance Amendment Bill 2025 allowing 100% FDI in insurance (up from 74%), aiming for greater access, more players, and robust regulation.
📅 2025-12

8. When insurance reforms met reality: Hospitals, insurers and patients
2025 watershed year with Sabka Bima Sabki Raksha Bill boosting FDI to 100% and empowering IRDAI in Indian insurance reforms.
📅 2025-12

9. Insurance industry's premium growth tops 20% for the first time in FY26
Insurance premium growth exceeded 20% first time in FY26; general insurers up 6.5% Y-o-Y to ₹1.86 trillion, standalone health up 12.20% to ₹27,026.86 crore.
📅 2026-01

10. ICICI Prudential Life Insurance Company Ltd spurts 0.67%, gains for fifth straight session
ICICI Prudential Life Insurance shares rose 0.67%, continuing gains amid January 2026 insurance sector updates.
📅 2026-01

22/01/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. Insurance industry loses Rs. 8,000–10,000 crore annually to fraud: Report
India’s health insurance sector is incurring losses of Rs. 8,000–10,000 crore every year due to fraud, waste and abuse, according to a joint report by Boston Consulting Group and Medi Assist.
📅 2026-01-22

2. ESIC clears major expansion and infrastructure push nationwide
The Employees’ State Insurance Corporation (ESIC) approved proposals to expand coverage, strengthen healthcare infrastructure and improve service delivery across India.
📅 2026-01-22

3. Linking motor insurance with FASTag could unlock ₹18,000 crore GST: GIC chief
Linking motor insurance with FASTag can reduce uninsured vehicles and help recover ₹18,000 crore in GST, said Tapan Singhel, Chairman of General Insurance Council.
📅 2026-01-22

4. India's insurance reforms mark a fundamental structural advance
India's insurance reforms are seen as a fundamental structural advance, boosting the sector's growth prospects.
📅 2026-01-21

5. India emerges as fastest-growing insurance market, Swiss Re says
Swiss Re projects mid-term annual premium growth at 6.9% between 2026 and 2030, positioning India as the fastest-growing major insurance market.
📅 2026-01-19

6. India becomes 'strongest growing' insurance market with annual premium growth at 6.9 pc
Swiss Re report forecasts 6.9% annual premium growth for India from 2026-2030, driven by macroeconomic fundamentals and reforms.
📅 2026-01-19

7. IFSCA & India: Global Reinsurance Hub Aspirations
India aims to become a global reinsurance hub with reforms like 100% FDI and the Sabka Bima Sabki Raksha Act, 2025.
📅 2026-01-19

8. When insurance reforms met reality: Hospitals, insurers and patients
2025 marked a watershed year for Indian insurance with the Sabka Bima Sabki Raksha Bill boosting FDI to 100% and empowering IRDAI.
📅 2026-01-19

9. India's Insurance Sector Ignites: Policy Reforms & Digital Surge Propel 2025 Growth, Bullish 2026 Outlook
India's insurance sector saw transformative 2025 reforms including 100% FDI and GST exemption on life/health premiums, with bullish 2026 outlook.
📅 2026-01-15

10. India's 7.3 Pc GDP Growth In FY26 To Fuel Insurance Demand
Moody's report states India's 7.3% GDP growth in FY26 will fuel insurance demand and raise household income.
📅 2026-01-14

18/01/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. Tier-II, Tier-III cities drive bulk of new health insurance policies
Tier-II and Tier-III cities account for 62% of new health insurance policies sold over the past five years, driven by improved affordability and awareness, with over 40% of Tier-III customers opting for monthly EMIs.[1]
📅 2026-01

2. Centre to roll out cooperative insurance services for rural employment
The Centre will introduce Sahkari Insurance Services to expand insurance access in rural India, aiming to triple the cooperative sector’s GDP contribution and increase membership beyond 50 crore.[1]
📅 2026-01

3. Over 9.26 million elderly enroll under expanded PMJAY scheme
More than 9.26 million elderly individuals have enrolled in the expanded PMJAY scheme offering ₹5 lakh annual family cover, with plans to reach 60 million; 5.7 million are new beneficiaries.[1]
📅 2026-01

4. Number of life insurance policies surge to 18.4 million in Apr-Dec FY26
Life insurance policies sold rose to 18.4 million in April-December FY26 from 18.2 million YoY, boosted by GST exemption; LIC down 0.50% to 11.67 million, private up 5.74% to 6.82 million.[2]
📅 2026-01-17

5. ICICI Prudential Life Insurance spurts 0.67%, gains for fifth straight session
ICICI Prudential Life Insurance Company Ltd shares rose 0.67%, marking gains for the fifth straight session amid positive market sentiment.[2]
📅 2026-01

6. Budget 2026: Insurance sector seeks tax relief and higher Section 80D limits
Insurance experts urge Budget 2026 reforms including GST removal on premiums, revised Section 80D deductions to ₹50,000/₹1 lakh, and incentives for health/term insurance to address medical inflation.[3]
📅 2026-01

7. India's Insurance Shake-up: 2026 to emphasize prevention and AI
India's insurance sector to shift to proactive prevention, AI personalization, and wellness programs by 2026, reducing claims via early interventions amid high medical inflation.[4]
📅 2026-01

8. 2026 Insurance Outlook: Reforms on risk-based capital and composite licensing
IRDAI to implement risk-based capital from April 2026 and advance composite licensing, shifting to risk-aligned, capital-efficient growth in insurance.[5]
📅 2026-01

9. India Insurance Sector Demands Budget 2026 Reforms Beyond FDI
Sector calls for GST exemptions on life/health premiums, tax incentives for pure protection products, and composite licensing to close protection gap and boost pe*******on.[6]
📅 2026-01

10. Canara HSBC Life Insurance to convene board meeting on 21 January
Canara HSBC Life Insurance Co. scheduled a Board of Directors meeting for 21 January 2026.[7]
📅 2026-01

13/01/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. ESIC clears major expansion and infrastructure push nationwide
The Employees’ State Insurance Corporation (ESIC) approved proposals to expand coverage, strengthen healthcare infrastructure, and improve service delivery across India at its 197th meeting chaired by Union Labour Minister Mansukh Mandaviya.[1]
📅 2026-01-??

2. Linking motor insurance with FASTag could unlock ₹18,000 crore GST: GIC chief
Tapan Singhel, Chairman of General Insurance Council, suggested integrating motor insurance verification with FASTag to reduce uninsured vehicles and recover ₹18,000 crore in GST, while supporting caps on management expense ratios.[1]
📅 2026-01-??

3. Cyber insurance expands to cover trolling, stalking and identity theft
Cyber insurance in India is evolving to include protections against online trolling, cyber stalking, and identity theft, addressing personal and psychological impacts of digital threats.[1]
📅 2026-01-??

4. IRDAI eases norms for insurer investments in infrastructure SPVs
IRDAI removed the parent company guarantee requirement for insurers investing in infrastructure SPVs, potentially opening a stable investment avenue and supporting long-term infrastructure funding.[2]
📅 2026-01-??

5. Unclaimed amounts with life insurers decline to Rs 20,062 crore in FY24
IRDAI’s FY24 report showed unclaimed amounts with life insurers reduced by Rs 1,018 crore to Rs 20,062 crore, with calls for more data-driven efforts to close the protection gap.[2]
📅 2026-01-??

6. India Insurers Demand Tax Parity, Micro-Insurance Push for Budget 2026
Insurance industry seeks tax parity for retirement products, micro-insurance support with lower costs, and regulatory clarity on composite licensing ahead of Budget 2026.[3]
📅 2026-01-??

7. Insurance companies Q3FY26 preview: GST cuts to drive growth but profitability under pressure
Analysts expect GST rate cuts to boost life insurers’ premium growth, though input tax credit losses may pressure Q3FY26 margins.[4]
📅 2026-01-07

8. Axis Max Life extends Smart Term Plan Plus to students with up to Rs 2 crore cover
Axis Max Life Insurance extended its Smart Term Plan Plus to students, offering life cover up to Rs 2 crore for young adults pursuing higher education.[4]
📅 2026-01-07

9. Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025 published
The Amendment Act permits 100% FDI, relaxes reinsurance norms, extends life insurer obligations to all insurers, and allows perpetual registrations for intermediaries.[5]
📅 2025-12-21

10. India's Niyam gets in-principle approval to launch Lloyd's Syndicate 2047
Niyam received in-principle approval to launch Lloyd's Syndicate 2047, marking a development in India's reinsurance market.[7]
📅 2026-01-13

11/01/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. India Insurance Sector Demands Budget 2026 Reforms Beyond FDI
Industry leaders call for tax incentives on pure protection products, streamlined composite licensing, and GST relief to boost affordability, trust, and access, aiming to close the protection gap and achieve 'Insurance for All by 2047'.
📅 2026-01-10

2. Ahead Of Union Budget 2026, Emkay Identifies 4 Red Flags In India's Insurance Sector
Brokerage firm Emkay highlights concerns over high commission and operating costs, advocating for limits on new health insurance commissions and lower renewal commissions to keep premiums affordable.
📅 2026-01-09

3. Top Indian Insurance Industry News & Updates - 08 Jan 2026
General insurers recorded their second-highest monthly growth in gross direct premium collections in December, driven by a 39% rise in premiums from standalone health insurers.
📅 2026-01-08

4. India Insurers Demand Tax Parity, Micro-Insurance Push for Budget 2026
Key demands include tax parity for retirement products, stronger support for micro-insurance, and regulatory clarity on composite licensing to widen coverage and address the protection gap.
📅 2026-01-08

5. GST exemption on health insurance premium restricted to individual policies
Kerala High Court rules that GST exemption applies only to individual health insurance policies, not group policies, upholding the levy of 18% GST on group health insurance premiums.
📅 2026-01-10

6. Completion of divestment of first major tranche in Bajaj Joint Ventures
Allianz completes the sale of 23% shares in Bajaj General Insurance, signaling continued strategic moves in India's insurance sector.
📅 2026-01-08

7. When insurance reforms met reality: Hospitals, insurers and patients
2025 marked a watershed year for Indian insurance with the Sabka Bima Sabki Raksha Bill boosting FDI to 100% and empowering IRDAI.
📅 2026-01-08

8. India's Insurance Pe*******on Stagnates at 3.7% for FY25
India's insurance pe*******on remains unchanged at 3.7% in 2024-25, highlighting ongoing challenges in expanding coverage.
📅 2026-01-08

9. India: 2026 Union Budget may unveil special insurance scheme for rural women
The upcoming Union Budget may introduce a special insurance product for rural women, potentially linked to Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts.
📅 2026-01-08

10. Insurance Sector Foreign Direct Investment Cap Raised to 100%
India has increased the insurance sector foreign direct investment (FDI) cap from 74% to 100%, marking a significant liberalisation of one of the country's key sectors.
📅 2026-01-08

05/01/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. 2026 Insurance Outlook: Insurance reforms, capital rules to take centre stage
The Indian insurance sector is headed for regulatory reset in 2026 with reforms on capital adequacy, market structure, and governance, including risk-based capital from April 2026 and composite licensing.
📅 2026-01-05

2. Finance ministry notifies rules to enable 100% FDI in insurance sector
Finance ministry notifies rules allowing 100% FDI in insurance, marking a structural shift to attract long-term capital and expand coverage.
📅 2026-01-02

3. LIC Launches New Insurance Plan 'Jeevan Utsav' Effective January 12, 2026
LIC announces launch of single premium whole life insurance product 'Jeevan Utsav' starting January 12, 2026.
📅 2026-01-05

4. RBI warns insurance sector: Risks from rising costs, claims stress
RBI highlights rising claims in non-life insurance, high policy surrenders in life insurance, and falling pe*******on to 3.7% of GDP despite premium growth.
📅 2026-01-05

5. India Insurers Settle Record Claims, Average Payouts Shrink
Health insurers processed record 32.6 million claims in FY25 with 87% settlement ratio and total payouts of ₹94,248 crore, aided by IRDAI's push for efficiency.
📅 2026-01-05

6. Life insurance pe*******on slips for third year; overall insurance pe*******on flat at 3.7% in FY25
India’s life insurance pe*******on declined for third year while overall insurance pe*******on stayed at 3.7% in FY25, per IRDAI annual report.
📅 2026-01-02

7. Why India’s Decision to Allow 100% FDI in Insurance Marks a Structural Shift
Passage of Sabka Bima Sabki Raksha Bill 2025 allows 100% FDI to ease capital constraints and boost insurance coverage.
📅 2026-01-05

8. Indian life insurance industry is entering a new era - Outlook 2026
India's life insurers poised for growth with young population, amid reforms like DPDP framework and InsurTech innovations.
📅 2026-01-05

9. Axis Max Life launches ‘High Growth Fund II’ for long-term wealth creation
Axis Max Life launches new fund offer targeting midcap opportunities for wealth creation.
📅 2026-01-02

10. SPREE 2025 scheme deadline extended till Jan 31 for ESI coverage
ESIC extends deadline for Scheme for Promotion of Registration of Employers and Employees to January 31, 2026, to expand social security coverage.
📅 2026-01-02

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