Insurance Gyan

Insurance Gyan Life Insurance
Private Car & Two- wheeler Insurance Provide
Insured Your Vehicle in Minutes of Any Insurance Company with us , Just a call Away.

Premium Amount less than Market Price. Take Quote at Your Email.

25/08/2026

स्वास्थ्य बीमा क्यों ज़रूरी है? 🏥 परिवार की सेहत और आर्थिक सुरक्षा







25/08/2026

टर्म इंश्योरेंस क्यों ज़रूरी है? ❤️ परिवार के भविष्य की सुरक्षा







09/08/2026

🚨 **INSURANCE UPDATE | NEW TP COVER RULES?** 🚨

🚗 **4-Wheeler:** 4 Years Third-Party (TP) Insurance
🏍️ **2-Wheeler:** 6 Years Third-Party (TP) Insurance

New vehicles ke **Third-Party Insurance coverage** ko lekar Supreme Court ke recent directions ke baad ye update saamne aaya hai.

👉 Iska matlab kya hai?
👉 Kin vehicles par lagu hoga?
👉 Existing policy holders par kya impact padega?

📌 **Insurance lene ya renew karne se pehle latest rules zaroor check karein.**

📲 Insurance se related kisi bhi query ke liye **DM karein / Contact karein.**

17/02/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. India Raises FDI Cap to 100% in Insurance Sector Under Automatic Route
The Department for Promotion of Industry and Internal Trade has formally liberalized India's insurance sector, permitting up to 100% foreign direct investment under the automatic route via Press Note No. 1 of 2026. Foreign investors will no longer require prior government approval to acquire full ownership of Indian insurance companies, effectively removing previous ownership ceilings and facilitating greater capital inflows and market competition.
📅 2026-02-09

2. New Insurance FDI Framework Takes Effect
India's amended Foreign Investment Rules for insurance companies came into effect on February 5, 2026, following amendments passed in December 2025. The framework removes the previous 74% foreign investment cap and aligns FDI with FEMA norms while updating ownership thresholds and governance requirements.
📅 2026-02-05

3. Life Insurers' Paid-Up Capital Rises 7% in FY25
Life insurers' paid-up capital increased by 7% in FY25 amid premium growth, rising commission scrutiny, and regulatory reforms. The growth reflects ongoing consolidation and capital strengthening in the sector.
📅 2026-02-17

4. RBI Highlights High Distribution Costs as Barrier to Insurance Pe*******on
The Reserve Bank of India noted in its Financial Stability Report that high distribution and acquisition costs are limiting insurance coverage expansion in India by reducing affordability. Premium growth has been driven more by distribution-led strategies than operating efficiency improvements, with commission expenses rising significantly faster than other operating costs in the non-life segment.
📅 2026-02-17

5. December Records Highest Monthly New Business Premium Growth in FY26
New business premiums rose 39.5% to Rs. 42,150.8 crore in December, marking the highest monthly growth recorded in FY26. Life Insurance Corporation of India led with a 57.45% jump to Rs. 21,293.9 crore, while private life insurers reported a 24.93% increase to Rs. 20,856.9 crore.
📅 2026-02-17

6. Insurers Propose Higher Premium Limits for Tax Benefits
Life insurers have proposed raising the premium limit for taxing maturity proceeds of traditional life insurance policies from Rs. 5 lakh to Rs. 10 lakh and increasing the tax-free premium threshold for unit-linked insurance plans to Rs. 5 lakh, bringing them in line with traditional products.
📅 2026-02-17

7. GST Waiver Improves Life Insurance Affordability and Demand
According to Bandhan Life Insurance MD and CEO Satishwar B, the GST waiver has improved affordability and demand for life insurance. Industry leaders are calling for better tax incentives for protection and health plans to expand coverage and support the government's Insurance for All by 2047 objective.
📅 2026-02-17

8. Sabka Bima Sabki Raksha Act Modernizes Insurance Regulatory Framework
The Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025, enacted in December 2025, provides the legislative backbone for India's insurance sector modernization. The Act aims to expand insurance coverage under the Insurance for All by 2047 vision, modernize regulatory architecture, and balance liberalization with robust consumer protection.
📅 2026-02-09

9. South Korean Insurers Explore Entry into India's $130 Billion Market
Leading South Korean insurers including Samsung Fire & Marine Insurance, Mirae Asset Financial Group, and Hyundai Marine & Fire Insurance Co. are in exploratory talks about entering India's $130 billion insurance market, signaling growing international interest in the sector.
📅 2026-02-06

10. InsuranceDekho Owner Plans $250 Million India IPO
Girnar Insurance Brokers Pvt., which operates insurtech startup InsuranceDekho, is weighing an initial public offering in Mumbai that could raise as much as $250 million, reflecting growing investor interest in India's digital insurance segment.
📅 2026-02-13

10/02/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. Why Union Budget 2026 could be crucial for expanding insurance coverage in India
Expectations from Union Budget 2026 to enhance insurance accessibility, affordability, address 'missing middle' in health insurance, scale parametric solutions for climate shocks, bridge MSME protection gap, and support digital distribution for 'Insurance for All by 2047'.
📅 2026-02-10

2. India's non-life insurance sector dips 2.82% in February
India’s non-life insurance sector declined 2.82% YoY in February, with general insurers contracting 4.84% YoY, while standalone health insurers grew 7.8% YoY; YTD growth at 6.56%.
📅 2026-02-10

3. GILC adds India's JSA to its network of insurance experts
Global Insurance Law Connect adds JSA, a top Indian law firm, to its network amid India's FDI cap increase to 100% in insurance, boosting growth and attracting international capital.
📅 2026-02-10

4. Leading South Korean Insurers Explore India Entry
South Korean insurers Samsung Fire & Marine, Mirae Asset, and Hyundai Marine are in talks to enter India’s $130 billion insurance market.
📅 2026-02-06

5. India: Over 80% Indians fear rising medical costs
Survey by Aditya Birla Sun Life Insurance finds 82% of Indians fear rising healthcare costs and insurance adequacy, with 79% unsure of coverage for serious illnesses and 80% lacking emergency savings confidence.
📅 2026-02-10

6. India Plans a $2.2 Billion Bet on Carbon Capture and Storage
India proposes 200 billion rupees program to deploy carbon capture technology, aiding emissions reduction in polluting industries with insurance implications.
📅 2026-02-03

7. India’s GIFT City Attracts Lloyd’s and Other Global Reinsurers
Lloyd’s of London and other reinsurers seek approval to operate in India’s low-tax GIFT City to rival global hubs.
📅 2026-02-02

8. GFIA supports Indian Insurance Law Amendment Bill
Global Federation of Insurance Associations reiterates support for Indian Insurance Law Amendment Bill.
📅 2026-02-10

9. Insurance market in India projected to reach US$ 222 billion by 2026
India's insurance sector to hit Rs. 19,30,290 crore (US$ 222 billion) by FY26, driven by awareness, regulations, digital platforms, FDI to 100%, and IPOs.
📅 2026-02-06

09/02/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. Insurance reforms to commence from 5 February 2026
The Government of India has notified 5 February 2026 as the commencement date for the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025, including 100% foreign investment in Indian insurers, with Section 32A kept in abeyance.
📅 2026-02-05

2. India’s New Insurance FDI Framework Takes Effect from February 5, 2026
India’s liberalized FDI regime for insurance is operational from February 5, 2026, permitting up to 100% foreign ownership under the Sabka Bima Sabki Raksha Act, with ease of doing business reforms like one-time licensing for intermediaries.
📅 2026-02-05

3. Why Union Budget 2026 could be crucial for expanding insurance coverage in India
Expectations from Union Budget 2026 include measures to enhance insurance accessibility, tax incentives for the 'missing middle' in health insurance, parametric solutions for climate risks, and closing the MSME protection gap.
📅 2026-02-06

4. India: Insurers welcome Federal Budget for 2026-27
Indian insurers welcome the Union Budget for FY2026-27 presented by Finance Minister Nirmala Sitharaman, describing it as anchored in growth, investment, and fiscal stability.
📅 2026-02-08

5. India Life Insurance: GST Cut Fuels Growth Amidst Margin Pressure
India's life insurance industry sees surge in demand post-GST exemption on individual life insurance, with positive analyst coverage and 'Buy' ratings on key players like Max Financial, SBI Life, and HDFC Life.
📅 2026-02-07

6. Insurance 2.0 | Insurance reforms to commence from 5 February 2026
Detailed coverage of the Amendment Act commencing on 5 February 2026, enabling 100% FDI in insurers, with operational rules in place and expected exchange control amendments.
📅 2026-02-05

7. Samsung Fire, Hyundai Marine explore India entry
South Korean insurers Samsung Fire and Hyundai Marine are exploring entry into the Indian market, marking potential first Korean insurer entries.
📅 2026-02-06

8. South Korean insurers assess India insurance expansion, sources say
South Korean insurers are assessing expansion in India, with health insurance premiums projected to grow 7.2% annually between 2026 and 2030.
📅 2026-02-07

05/02/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. Insurance reforms to commence from 5 February 2026
The Government of India has notified 5 February 2026 as the commencement date for the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025, including 100% foreign investment in Indian insurers, with Section 32A kept in abeyance.[1]
📅 2026-02-05

2. India's Insurance Sector Now Open to 100% FDI
India’s liberalized FDI regime for insurance is operational from February 5, 2026, permitting up to 100% foreign ownership under the Sabka Bima Sabki Raksha Act, with ease of doing business reforms like one-time licensing for intermediaries.[2]
📅 2026-02-05

3. Govt defers restrictions on common directorships across insurers, banks
The government has deferred restrictions on common directorships under the Insurance Laws (Amendment) Act, 2025, with most sections effective from February 5, 2026.[5]
📅 2026-02-05

4. India: Insurers welcome Federal Budget for 2026-27
Industry leaders welcome the Union Budget 2026-27 for expanding insurable assets through infrastructure, climate resilience, and motor insurance reforms like tax exemptions on tribunal interest.[3]
📅 2026-02-04

5. India will inevitably require deeper & more sophisticated reinsurance support
At the Global Reinsurance Summit 2026, leaders highlight India's need for advanced reinsurance amid low pe*******on, growing risks, and reforms like 100% FDI and reduced capital thresholds.[4]
📅 2026-02-04

6. India's GIFT City Attracts Lloyd's and Other Global Reinsurers
Global reinsurers like Lloyd’s, Samsung Re, and Mapfre Re seek approval to operate in GIFT City, with numbers expected to reach 20 by March 2026 to access India’s $129.78 billion insurance market.[7]
📅 2026-02-02

7. Budget 2026: What insurance and healthcare are batting for this year
Ahead of Union Budget 2026, industry seeks higher health allocations up to 1 lakh crore, focusing on Ayushman Bharat expansion and senior citizen care to address medical bills and insurance anxiety.[6]
📅 2026-01-27

03/02/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. India: Insurers welcome Federal Budget for 2026-27
India's insurance industry welcomes the Union Budget 2026-27 presented by Finance Minister Nirmala Sitharaman, highlighting growth in insurable assets, infrastructure investments, climate resilience, and motor insurance reforms.[1]
📅 2026-02-02

2. Why Union Budget 2026 could be crucial for expanding insurance coverage in India
Experts from New India Assurance discuss expectations from Budget 2026, including tax incentives for health insurance, parametric solutions for climate risks, MSME protection, and digital distribution to boost pe*******on.[2]
📅 2026-02-02

3. Budget 2026 highlights: What the insurance sector expects from Finance Minister Nirmala Sitharaman
Insurance leaders call for increased Section 80D deduction limits to Rs 1-1.25 lakh due to rising medical inflation, and measures to improve affordability, prevention focus, and general insurance pe*******on in Budget 2026.[3]
📅 2026-02-02

4. India's GIFT City Attracts Lloyd's and Other Global Reinsurers
Global reinsurers like Lloyd's, Samsung Re, Kenya Re, and Mapfre Re seek approval to operate in GIFT City, with numbers expected to rise to 20 by March 2026, leveraging tax benefits to access India's insurance market.[4]
📅 2026-02-02

5. Leading Indian life insurer to implement Aon's modelling platform PathWise
ICICI Prudential Life Insurance partners with Aon to implement PathWise platform for actuarial modelling, enhancing efficiency, regulatory compliance, and strategic growth in India's life insurance market.[5]
📅 2026-02-03

27/01/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. Why Union Budget 2026 could be crucial for expanding insurance coverage in India
Discusses expectations from Union Budget 2026 to boost insurance pe*******on, including tax incentives for health insurance and addressing the 'missing middle' segment, as per New India Assurance's Chairman.
📅 2026-01-27

2. Budget 2026 Focus: India's Insurance Surge & New India's Vision
Highlights Budget 2026 expectations like zero-rating GST for health policies, parametric insurance for climate risks, and measures to enhance accessibility for MSMEs and rural populations.
📅 2026-01-27

3. India's insurance market set to shine as growth forecast outpaces other major insurance markets
Swiss Re forecasts strong growth for India's insurance market, outpacing other major markets.
📅 2026-01-19

4. Budget 2026 banking expectations: Pension changes, insurance reforms, tax relief & more
SBI report outlines Budget 2026 expectations for insurance reforms amid falling pe*******on rates to 3.7% and high claims complaints.
📅 2026-01-27

5. Union Budget 2026: Expectations of the insurance industry
Insurance sector seeks composite licensing, GST rationalization, and risk-based capital amid 3.7% GDP pe*******on.
📅 2026-01-27

6. India: Insurers have high expectations from FY2027 Union Budget
Insurers expect GST 2.0, 100% FDI, tax incentives, and support for health, microinsurance, and climate-risk solutions in Budget 2026.
📅 2026-01-27

7. Strong premium growth set to lift profitability in India's insurance sector: Moody's
Moody's highlights premium growth, state-owned insurer reforms, and GST exemption on life/health policies boosting affordability.
📅 2026-01-19

8. India's life insurance sector crosses $1 trillion, driven by rising digital policy purchases
Life insurance AUM surpasses $1 trillion, fueled by digital sales and increased savings.
📅 2026-01-27

25/01/2026

📰 *Top 10 Insurance & IRDAI News Today*

1. Insurers’ premium growth crosses 20% in November on GST relief
India’s insurance sector recorded over 20% year-on-year premium growth in November FY26, with life insurers at 23% (₹31,119.6 crore) and non-life at 24.17% (₹26,897.4 crore), aided by GST reduction to zero.
📅 2026-01

2. New insurance law to catalyse sector growth: LIC chief
The Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill, 2025 will make insurance more accessible, affordable, foster competition, and strengthen policyholder protection, says LIC MD R Doraiswamy.
📅 2026-01

3. LIC seeks tax relief, higher premium threshold for big-ticket policies
LIC urges government for tax changes in Union Budget, treating insurance as ‘zero-rated’ under GST to support sales and margins post GST exemption on life and health premiums.
📅 2026-01

4. India's Insurance Shake-up: 2026 to See Prevention and AI Redefine Coverage
Indian insurance sector to shift to proactive prevention, AI, and personalized coverage by 2026 across health, life, motor, and travel, focusing on customer engagement and risk management.
📅 2026-01

5. Year End 2025: How 2026 could be for India's insurance sector
General insurance projected 8-13% growth in 2026; health drives premiums amid 12% medical inflation; fraud losses ₹50,000 crore; GST removal aids affordability towards Insurance for All by 2047.
📅 2025-12

6. IRDAI flags gap between health insurance premium growth and protection outcomes in FY25
Health insurance premiums grew 9% to ₹1.17 lakh crore in FY25, covering 58 crore lives, but IRDAI notes lags in coverage quality and protection, especially individual policies.
📅 2026-01

7. Lok Sabha Passes Amendment Bill To Hike FDI In Insurance Sector
Lok Sabha passed Insurance Amendment Bill 2025 allowing 100% FDI in insurance (up from 74%), aiming for greater access, more players, and robust regulation.
📅 2025-12

8. When insurance reforms met reality: Hospitals, insurers and patients
2025 watershed year with Sabka Bima Sabki Raksha Bill boosting FDI to 100% and empowering IRDAI in Indian insurance reforms.
📅 2025-12

9. Insurance industry's premium growth tops 20% for the first time in FY26
Insurance premium growth exceeded 20% first time in FY26; general insurers up 6.5% Y-o-Y to ₹1.86 trillion, standalone health up 12.20% to ₹27,026.86 crore.
📅 2026-01

10. ICICI Prudential Life Insurance Company Ltd spurts 0.67%, gains for fifth straight session
ICICI Prudential Life Insurance shares rose 0.67%, continuing gains amid January 2026 insurance sector updates.
📅 2026-01

Address

Sonipat
131101

Telephone

9991424115

Website

Alerts

Be the first to know and let us send you an email when Insurance Gyan posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Insurance Gyan:

Shortcuts

Share

Category