Sanjay Deshpande - Insurance consultant

21/02/2022

25/01/2022

Dear all,
I am happy to share with you all that I have qualified for MDRT this year. This is my 19th time being a member of MDRT in 25 years of my career. I take this opportunity to thank everyone for their trust and blessings throughout this journey! Also I thank my staff in the office, parents and all my family members, all the LIC staff and my development officer for their support and guidance. I assure you all the best service in the future as well.
Thankyou!

01/01/2022

Wishing you all a very happy new year!

27/12/2021

Life is unpredictable. You never know when the next high or low will strike you. It is better to have a financial plan that will help you to pass through any crisis with peace of mind. We help our clients to ponder over the following questions and make sure that they have made some provisions for it-
1) How much concerned would you be with your finance, if you get hospitalized?
2) Furthermore, if you get diagnosed with a chronic disease, how much worried would you be about your family and your financial situation?
3) How efficiently have you planned to generate sufficient passive income?
4) What is the amount of money you need when you retire without compromising on your lifestyle?
5) What are the 3 major risks in your profession?
6) Do you know your net worth?
7) What provisions have you made for your family, if you sleep tonight and do not wake up tomorrow?
These questions may be unpleasant but are very important. Make sure you are ready for these situations.

17/12/2021

13/12/2021

Insurance pe*******on is very low in India compared to the global average and other comparable countries!

10/12/2021

06/12/2021

JEEVAN AMAR PLAN NO-855👈

👉Here are some of its key features.👈
1)The LIC Jeevan Amar Plan is non linked and non participating term life insurance plan.

2) This is one more offline Term Insurance Plan from LIC. Currently LIC already has several offline term plans.

3) Minimum Sum Assured is Rs 25 Lakhs.

4) Maximum sum assured – No limit

5) You can opt for this term plan for Single Premium, Regular Premiums or limited period premium payout options.

6) This term plan offers a level sum assured and increasing sum assured.

7) You have an option to get death benefit in a lump sum or in installments.

8) This plan offers Life insurance coverage up to 80 years of age.

9) Optional accidental death benefit rider available in this insurance plan.

10) Lesser premiums for Women individuals.

11) Low premiums for non smoking individuals.

12) This LIC Jeevan Amar Insurance plan no. is 855.

😎What is the eligibility to take LIC Jeevan Amar Insurance Plan No. 855?

Here are the eligibility criteria to take this plan.👇👇👇
1) Minimum age of entry is 18 years.
2) Maximum age of entry is 65 years.
3) Maximum age of maturity is 80 years
4) Minimum basic sum assured – Rs 25 Lakhs.
5) Maximum sum assured – No limit
6) This policy is available for 10 to 40 years tenure
7) You can opt for 5 years or 10 years premium paying term

✍a) Here are the sample premium rates for regular premium payment option. The amounts are exclusive of GST.✍

i) If a 20 year individual opts for Rs 50 Lakhs sum assured for 20 years and premium payment also 20 years, premium works out to be Rs 4,356 for male individual.

ii) If a 30 year individual opts for Rs 50 Lakhs sum assured for 20 years and premium payment also 20 years, premium works out to be Rs 5,940 for male individual.

iii) If a 40 year individual opts for Rs 50 Lakhs sum assured for 20 years and premium payment also 20 years, premium works out to be Rs 11,475 for male individual.

✍b) Here are the sample premium rates for limited premium payment
option (Tenure minus 5 years period). The amounts are exclusive of GST.✍

i) If a 20 year individual opts for Rs 50 Lakhs sum assured for 20 years and premium payment is 15 years, premium works out to be Rs 5,104 for male individual.

ii) If a 30 year individual opts for Rs 50 Lakhs sum assured for 20 years and premium payment is 15 years, premium works out to be Rs 6,952 for male individual.

iii) If a 40 year individual opts for Rs 50 Lakhs sum assured for 20 years and premium payment is 15 years, premium works out to be Rs 13,545 for male individual.

👉c) Here are the sample premium rates for Single Premium Plan. The amounts are exclusive of GST.

i) If a 20 year individual opts for Rs 50 Lakhs sum assured for 20 years, single premium works out to be Rs 48,928 for male individual.

ii) If a 20 year individual opts for Rs 50 Lakhs sum assured for 20 years, single premium works out to be Rs 66,088 for male individual.

iii) If a 20 year individual opts for Rs 50 Lakhs sum assured for 20 years, single premium works out to be Rs 127,395 for male individual.

01/12/2021

According to RTI data, from May 2021 to August 2021, 2,38,369 people took loans of Rs 41,96,48,84,307 for treatment. The number of loans taken by people in just three months of the Corona period is quiet astonishing. Many people were forced to take loans for the treatment of their family members as they were unprepared financially for such unforeseen situation. Many people sold off their assets and jewelry for the treatment. Thus this pandemic has certainly highlighted the importance of a contingency fund or having some sort of financial provision for the unprecedented events.

National News How much debt did the people of India drown in the name of treatment of Corona? By admin - November 28, 2021 0 22 Facebook Twitter Google+ Pinterest WhatsApp India not bbc-bbc By BBC News Hindi Updated on: Sunday, November 28, 2021, 15:51 [IST] Getty Images corona patients The month of...

30/11/2021

Interesting article that shows the importance of health insurance and being financially prepared for any illnesses or diseases that may occur in the future!

In the first part of this new series on major illnesses with high prevalence in India, we tell you the cost of diagnosis and treatment for heart diseases, so that you can ensure adequate financial readiness.